what percentage discount does met life give for seniors who take the senior driving online course

is specifically designed for drivers 55 years of age and older and is 100% online, is DMV-approved, and taking it may earn you up to a 15% discount on your car insurance premiums. The Mature Driving course is normally priced at $19.95, but SeniorDiscounts is providing an exclusive 10% discount for a limited time.

Full Answer

Does MetLife offer a mature driver discount?

MetLife gives a mature driver discount to drivers between ages 50 and 65. Statistics show mature drivers are less risky to insure. They make fewer claims, and they have decades of proven driving experience. MetLife rewards these safe drivers with lower insurance prices. MetLife offers low and restricted mileage discounts.

Does MetLife have a good student discount?

Most major insurance companies now offer good student discounts. If you are a full-time student under age 25 with a B average or higher, then MetLife will lower car insurance premiums by 5% to 15%. You must provide transcripts proving your good grades to qualify for this discount.

How much can you save with MetLife car insurance?

By taking advantage of discounts, you can save over $1,000 per year on MetLife car insurance. What discounts does MetLife have for auto insurance? Which MetLife discounts are available for policyholders like you? Today, we’re explaining the discounts available to MetLife car insurance customers.

What is the senior driving discount of America course?

Complete It! The Senior Driving Discount of America courses are specifically designed for drivers 50 years of age and older who want to reduce their insurance premiums. The course is 100% online!

Does your car insurance go up when you turn 70?

Answer provided by. “While car insurance rates do decrease as you age, they start to increase between 70 and 75. This is because car insurance carriers see drivers older than 70 as higher risk.

Why do seniors pay more for car insurance?

Car insurance rates for seniors Auto insurance for seniors often costs more. Older, senior drivers as a group are more accident-prone than their middle-aged counterparts. The reasons for this include age-related changes in hearing or vision, slower reflexes, health conditions and medications.

What auto insurance is best for seniors?

The best auto insurance for seniors is from Geico, USAA, and Esurance. These companies have the best car insurance for seniors because of their low premiums, strong customer service, and high ratings from WalletHub editors.

Does insurance get cheaper as you get older?

Once young drivers gain more experience and hit age 25, their car insurance costs drop about 33%. Costs continue to generally decline with each birthday. Once drivers reach age 50, they'll see their best rates. Around age 60, however, auto insurance costs begin to increase and compare to what drivers see in their 40s.

What are some things you can do to lower the cost of your car insurance?

Here are some ways to save on car insurance1Increase your deductible.Check for discounts you qualify for.Compare auto insurance quotes.Maintain a good driving record.Participate in a safe driving program.Take a defensive driving course.Explore payment options.Improve your credit score.More items...

At what age do auto insurance premiums tend to drop Why?

When do car insurance premiums go down? From ages 16 to 25, your car insurance rates will steadily go down for every year that you keep your driving record clean. Car insurance rates go down at age 25 by a large margin. Rates then decrease slowly but surely until age 65, before increase again.

Does auto insurance increase at age 75?

However, rates are likely to increase as the policyholder ages. This is because insurers view older drivers as riskier to cover. We found that 75-year-old drivers pay 12% more than 65-year-old drivers, while those 85 years old pay 44% more for full-coverage car insurance, on average.

Is car insurance more expensive for over 70s?

"Car insurance can be expensive for drivers once they are over the age of 70. Even though older drivers are often careful and experienced road users, insurers tend to view the over 70s as high risk and push premiums up. One of the best ways to keep costs down is to reduce your mileage and increase your excess.

Does car insurance increase at age 80?

Reflexes are slower, and vision and hearing worsen with age. For these reasons, over-80 car insurance rates sometimes do increase. When you look at average car insurance rates by age and gender, it's clear that age groups more at risk of causing accidents receive higher quotes.

Will my car insurance go down when I pay off my car?

No, paying off your car doesn't reduce your insurance rates, but it does give you more control over the type and amount of coverage you have, which can help you save money on your insurance rates.

What age group pays the most for car insurance?

Statistically, drivers under 25 and over 65 pay more for car insurance than middle-aged adults. The cause: teenagers are three times as likely as drivers age 20 and older to get in a crash, giving them the highest premiums of any age group.

At what age should you stop term life insurance?

Most life insurance policies have an upper age limit for applications. Many insurers stop taking life insurance applications from shoppers who are over 75 or 80, while some have much lower age limits and a few have higher limits.

How much does MetLife auto insurance save?

MetLife is one of the world’s largest insurers and employee benefits providers. With MetLife auto insurance discounts, policyholders can save over $1,000 per year while maintaining effective car insurance coverage. Contact your MetLife insurance agent to ask about any of the discounts above.

How much does MetLife lower your car insurance premium?

If you are a full-time student under age 25 with a B average or higher, then MetLife will lower car insurance premiums by 5% to 15%. You must provide transcripts proving your good grades to qualify for this discount.

How much is the deductible on MetLife?

Higher Deductible Discount. If you raise your deductible with MetLife then you’ll pay lower premiums. A typical deductible is around $500, although some drivers have deductibles of $1,000 or higher to lower their monthly insurance premiums.

How much credit does MetLife give you?

For every year you go without making a claim or causing an accident, MetLife gives you $50 credit towards your deductible, up to a maximum of $250. That means if you do need to make a claim, you’ll pay a significantly lower deductible – or even no deductible at all.

How much does MetLife lower the price?

MetLife lowers the price of all your policies by 10% to 20%, depending on the size and type of policies. Most insurers offer some type of bundling discount, and MetLife, like other insurers, rewards customers for bringing more business.

Does MetLife give you a discount?

If you have taken a defensive driver training course, then you could qualify for a discount with MetLife. Statistics show that drivers who complete driver safety courses are safer to insure, and MetLife gives you a discount of up to 7% in exchange for completing a registered course.

Does MetLife give a discount to mature drivers?

MetLife gives a mature driver discount to drivers between ages 50 and 65. Statistics show mature drivers are less risky to insure. They make fewer claims, and they have decades of proven driving experience. MetLife rewards these safe drivers with lower insurance prices.

What is a defensive driving class?

The AARP senior driving class is four to eight hours long, depending on the state, and includes no written or road tests.What it does include is a good deal of discussion about aging’s effect on seeing, hearing and reacting, and tools that drivers can use to compensate.

What is a mature driving course?

Most who take the AARP driving course are in their early or mid 70s, although the course is open to drivers of any age. Some attend with their teenage grandchildren, and it’s unclear who is dragging whom.

Will a senior driving course affect my record?

One challenge instructors face is convincing drivers who don’t need to shave traffic points to come take the class. Instructors say that older drivers are willing to talk about the challenges of aging but fear that their license will be pulled if authorities think they’ve forgotten some driving information.

How much do you save with a defensive driving course?

AARP has been especially active over the years recommending such classes for its members and other seniors. The group notes that 34 states and Washington, D.C., actually mandate a discount for customers of any age who complete a safe-driving course (New Mexico, however, does not mandate a discount for those under 50).

Can I take an online defensive driving course?

Some states only mandate the discount for an approved in-person course. But as of July 2016, the AARP reported that 23 states and the District of Columbia did require insurance companies to offer insurance discounts to individuals who completed a state-approved online driver safety course, as well.

How much does the senior driving class cost?

A discount lasts three years, at which point drivers can repeat the course. The cost of the course varies by location, but is typically $25 to $30. You can find a nearby classroom or register for the online course.

What is the best defensive driving course for seniors?

Free Defensive Driving Course For Seniors: Best Available 1 AAA Roadwise. Now, this is a course specially designed for seniors, and the good thing is you can take it in person, or take it online. In this course, you can get refreshed on your driving skills and get a lot of helpful tips and recommendations that are based on the newest research. This course takes six hours to finish. In the end, you will get an earned certification via mail, and a discount on insurance based on your insurance company and state. 2 AARP Smart Driver Course. This one is for age 55 and older, and is focused on improving your skills, it also teaches you how to cope with medication that can interfere with your driving. This course takes 60 days to finish and in the end, you will get a certification and insurance discount. 3 Mature Driver Safety Course. This course is tailored for senior people, it puts its focus on improving the driver’s skill set. It takes into account a senior citizen’s driving abilities and shows you how to avoid accidents, how to improve your driving behavior, and how to cope with medications while driving. This course will also provide you with a certification and insurance discount.

Why do people take defensive driving courses?

Here are some of the most common reasons people take Defensive Driving Courses. Refreshing your skills, sometimes we forget some of the basic stuff that makes driving easier, so this way you can refresh some of your skills and get better at driving. Learning the new laws and safety measures. Changes in the laws, especially ...

Do seniors get discounts for defensive driving?

Some of us don’t drive every day, it’s easy to forget some things, so this way you can improve. Also, people get big insurance discounts when they apply for a Defensive Driving Course for seniors. The discounts can vary depending on your insurance company and state you are located in, but it is somewhere between 5% and 15%.

Where are the AARP Smart Driver courses?

The 35 locations are Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, ...

Does AARP offer discounts?

In the states where auto insurance premium discounts are not mandated, several insurance companies voluntarily provide premium discounts to participants completing the AARP Smart Driver course. *The State of New Mexico prohibits AARP from offering the course to participants under the age of 50.

How old do you have to be to get a discount on car insurance?

With the course,- Senior drivers ages 55 and up can get a discount off their current car insurance policy in most cases. Mature drivers should check with their insurance provider or insurance agent for more information.

Is Minnesota a mature driver course?

Regardless of how long you’ve been driving, an Minnesota mature driver safety course can benefit you in many ways. You’ll hone skills you may not have used in years, and you may even learn some new tips that will keep you, your passengers, and your fellow drivers safe .