Choosing a type of life insurance is surprisingly simple because you only have two real choices to make.
Please call us at (212)490-8511 for more information or to request a premium quotation. The following is a general summary of the insurance coverages that you should consider.
The cash account can be used to pay future premiums, borrowed against in the form of a loan or taken in its entirety if you surrender the policy. Whole Life, Variable Life or Universal Life are different types of Permanent Life Insurance. DISABILITY INSURANCE.
Permanent Life is like buying a house. Once you own it, there is a lot more you can do with it. The key difference between Permanent Life and other forms of life insurance is that you have the chance to build up a cash account on a tax deferred basis over time.
When purchasing disability coverage, try to buy a policy that contains an 'own occupation' rider so that the benefits can be paid if you become disabled and can't perform any duties of your occupation for which you are qualified by training or experience. HEALTH INSURANCE.
HEALTH INSURANCE. If you get sick or have an accident health insurance will pay your hospital, laboratory, physician and prescription costs. Insurance companies in the health insurance business customarily pay the "reasonable and customary" costs associated with your accident or sickness. The charge above the reasonable ...
Whole Life: You purchase this policy to cover your entire life, as long as you keep paying premiums. Premiums remain constant throughout the policy, and the company invests a portion of your premium that becomes the cash value. These are more expensive than term policies in the early years, but they even out because the premium does not increase.
However, this is riskier because there is not guarantee for the cash value.
Life insurance isn’t a fun thing to think about, and it may seem like an unnecessary expense. But if you have people who depend on you for financial support, then life insurance is really about protecting them in case something happens to you – your designated beneficiary would collect a financial benefit upon your death. Life insurance can be confusing, so here’s a rundown of the basics.
Moving patients through hospital care process focusing on efficiency and revenue generation, process improvement and patient experience. Cerner Capacity Management suite- Identified problems with integration of legacy systems, user education, and hardware implementation.
Specializing in pre-planning final arrangements and cemetery interment rights.
Key contributor of small startup real estate firm with $3M in annual sales; responsible for activities related to buying and selling homes in the greater Nashville area.
Worked in business development and account management for the 2nd-largest food and equipment sales distribution company in the United States.
Scott Taylor is President of Taylor & Taylor. He is an honors graduate of N.Y.U. with a law degree from St. John’s University and is admitted to the New York State Bar. In a business that involves leases and other legal documents, knowledge of the law has proved valuable in assuring that our clients get the best service that they deserve.
Taylor & Taylor began operations as Shepherd-Taylor Associates in 1956 when Raymond Taylor placed the initial insurance for Saito’s, New York City’s first prominent Japanese restaurant, opened by a Japanese-born restauranteur.
In 1984 Shepherd-Taylor merged into Taylor & Taylor Associates, Inc with its principal place of business in New York City.