how much will florida insurance companies reduce premiums for online safety course

Do Online driving courses reduce auto insurance premiums?

No matter what provider you use for your car insurance, state law mandates they reduce your rates for a three-year period if you complete an approved online accident prevention course. The amount of that discount is generally from 3%-10% , but it will vary by company, so check yours to see exactly what your savings will be.

How much will a car insurance course lower my insurance?

Section 627.0652, Florida Statutes, authorizes drivers who are 55 years of age or older to complete a Mature Driver (Senior Citizen) Discount course that is approved by the Florida Department of Highway Safety and Motor Vehicles (FLHSMV).Upon successful completion of the course, the driver can provide the completion certificate to their insurance company for an …

How can I reduce my car insurance premiums in Florida?

Oct 29, 2015 · Also referred to as the 4 hours BDI — after successfully completing a Basic Defensive Driving class, Florida drivers are entitled to up to 10% premium reduction authorized by the state of Florida. Your provider will issue a course-completion certificate, which will qualify you to enjoy your insurance discount.

What insurance companies in Florida offer defensive driver courses?

By completing our Florida mature driver program, you can reduce your auto insurance premiums by up to 15%! And since the course is approved by the Florida Department of Highway Safety and Motor Vehicles (DHSMV), you’ll gain the added benefit of learning information that will help you be a better driver. A Senior Driving Course That Fits Your Busy Schedule. Our Florida senior driver …

How can I lower my car insurance in Florida?

10 Ways to Lower Your Car Insurance CostsShop Around for Quotes. ... Seek Out All Available Discounts. ... Boost Your Credit Score. ... Sign Up for Driver-Monitored Savings. ... Improve Your Driving Record. ... Change Your Coverage. ... Raise Your Deductible. ... Bundle Your Car and Homeowners Insurance.More items...•Dec 15, 2021

How can I lower my car insurance premiums?

Listed below are other things you can do to lower your insurance costs.Shop around. ... Before you buy a car, compare insurance costs. ... Ask for higher deductibles. ... Reduce coverage on older cars. ... Buy your homeowners and auto coverage from the same insurer. ... Maintain a good credit record. ... Take advantage of low mileage discounts.More items...

Which online defensive driving course is best?

#1 Defensive Driving Course ProviderIDriveSafely is one of the oldest defensive driving brands in the business. ... IDriveSafely.com has an A+ rating with the Better Business Bureau (BBB). ... Take an IDriveSafely Course.Take a DriversEd.com Course.Take a MyImprov Course.Take ApprovedCourse Defensive Driving.More items...•Dec 21, 2021

Does Florida have a defensive driving course?

Florida Basic Driver Improvement, also known as Traffic School or Defensive Driving, is a 4 hour course which motorists can take when issued a traffic citation, when required by the courts, or to get an insurance discount (at the discretion of the insurance company).

Does your car insurance go down after car is paid off?

Car insurance premiums don't automatically go down when you pay off your car, but you can probably lower your premium by dropping coverage that's no longer required.

What is Allstate preferred package discount?

Good payer discount – save up to five percent for paying on time when you renew. Preferred package discount – get a discount if you insure more than one vehicle, own a home, and pay electronically.Oct 18, 2021

Which online defensive driving course is easiest?

#1: iDriveSafely iDriveSafely is my top recommended easiest online traffic school for 2022. They've been around since before online traffic school even existed.

What is the easiest and fastest online traffic school?

iDriveSafely Online Traffic SchoolFastest Online Traffic School #1 – iDriveSafely Online Traffic School. The iDriveSafely online traffic school program has been around for literally decades and they have it down to a science. This is the fastest online traffic school you can take and it has made this list every year including now in 2019.

What is defensive driving course online?

Defensive Driving Course Online (4-hour and 2-hour course) The course presents real-life driving situations, hazard recognition scenarios and defensive driving techniques to motivate drivers to change risky driving habits and behaviors to avoid collisions and traffic violations.

Is Florida Online traffic school legit?

Traffic School Online - Approved by the state of Florida for Advanced Driver Improvement courses. It is Better Business Bureau accredited with an A+ rating and has over 4,500 reviews on Trustpilot with a 4.5 out of 5 star rating.Feb 16, 2022

How much is a defensive driving course in Florida?

Our video course is Florida State approved. $8 plus a state processing fee is the standard cost for a traffic school course and we don't charge you a cent more. It's the cheapest course you will find. By law, our course length is 4 hours.

How long is defensive driving course good for in Florida?

3 yearsIf you are 55 or older and have a Florida Drivers License you can save on your auto insurance by completing this course. Savings are up to 10% but will vary depending on your insurance company. It will take 6 hours to complete the course but the savings are good for 3 years.

What are the topics covered in Florida driving school?

The curriculum may vary per school but mandated topics covered are: Defensive driving techniques. Alcohol/drug abuse, violations and safety. Florida traffic laws. Rules of the road. Sharing the road with other drivers, motorcyclists, bicyclists and pedestrians.

What are the benefits of defensive driving in Florida?

Benefits of taking a defensive driving course in Florida. Aside from its intangible benefits of honing your safe driving techniques , another advantage when you voluntarily take a Defensive Driving class is the financial return on your insurance premiums.

Why do you need defensive driving courses in Florida?

Another reason for enrolling in a Defensive Driving Course is to reduce violation points from your record, which affects your driver's license and your car insurance rates. Florida’s common traffic infractions have a point value assigned to them.

How often can you take defensive driving classes?

You can only take a defensive driving class for a discount once every several years. You can usually only apply one defensive driving discount per car.

Why do you keep a running tally on your driving record?

A running tally is kept on your driving record whenever you are ticketed and can accumulate if you’re not careful. Taking a course helps you to erase some of those points, retain your driver’s license and preserve your existing insurance rates (if the citation you received is not associated with an accident).

How long can you hold on to a discount?

Once your insurance company receives this, they'll process the discount. You can hold on to this privilege for a 3-year period as long as you observe these conditions within that time: You must not be involved in any road accident in which you are at fault. You must not be convicted of a moving traffic violation.

Can your car insurance company raise your rates in Florida?

On top of this, depending on how frequently you rack up these points in Florida, your auto insurance company can raise your rates. Your carrier cannot impose an additional premium or refuse renewal of your motor vehicle insurance policy because you have a non-criminal traffic infraction on your record.

What Our Students Say

It was great. The videos made sure I didn’t get bored with the material and kept me focused on learning.

Mature Driver & Insurance Reduction Course in Florida

Driving in Florida can be expensive, but we’ve got a great way for you to save money.

How much does a speeding ticket increase your insurance premium?

According to Eric Madia, auto product vice president for Esurance, "having a speeding ticket can increase your annual premium from 5 to 20%. In some cases, it's a pretty big pop to your insurance premium.".

How much does defensive driving cost?

While it can vary by course, most defensive driving classes cost between $25 and $100, with the average coming in around $50. Once you have completed the course, you should receive a discount between 5% and 15%, which lasts for three years with most insurers.

What is the discount for defensive driving?

Taking a defensive driving class can result in a car insurance discount of 5% to 10%. It can also help to remove DMV points from your record and further reduce your insurance costs.

Why do you need to take defensive driving classes?

There are several reasons why you may need to take a defensive driving class. It may be required if you have been picked up for a DUI, you may be hoping to save money on your car insurance premium or maybe you just want to be a safer driver. Here are a few reasons you may want to take a defensive driving course.

What is the best way to get better at driving?

You might want to consider taking a defensive driving class. Taking a defensive driving course can help you become a better driver while also keeping your driving record clean and putting a bit of auto insurance money back in your pocket.

How to avoid an accident while driving?

Keep your distance: Keeping a safe distance between you and other vehicles is one of the best ways to avoid an accident. Always be aware of vehicles and other obstacles around you and maintain a safe distance. Always expect the unexpected: This is a significant component of defensive driving.

What does it mean to be aware of other vehicles?

Being aware of other vehicles, cyclists and even pedestrians can mean the difference between a safe day out on the road and an accident. Check your mirrors often and keep an eye on the road several vehicles in front of you, which will help you anticipate unexpected stops.

How long is the online course?

The online course is designed to be as easy and convenient as possible for the student. It is a 6 hour course, but you work at your own pace. You complete the curriculum according to your own schedule. Any time you sign out to take a break, the next time you login, you are returned to the point where you left.

What is a mature driver course?

Taken online or in a classroom, the Mature Driver Course helps seniors keep your knowledge fresh and get the most out of your vehicle, while reducing risk to you, your passengers and others on the road.

Why is it important to be a senior driver?

As we age, it is important for senior drivers to know and understand how to adjust for slower reflexes, weaker vision and other medical / age related changes. With the exception of drivers under age 25, senior are at a higher risk of having a serious collision per mile driven.

Can you use another computer in virtual classroom?

Friendly. Any time you sign out to take a break, the next time you login, you will be returned to the point where you left the previous session. Because you are attending in a "virtual classroom", you can use another computer, laptop or tablet at a different location to complete the course.

Enjoy Key Drivesafe Online Defensive Driving Course Advantages

If you receive a traffic ticket in Orange or Osceola County, you may be eligible to have it dismissed simply by passing our Florida BDI course and paying any required fines. If you are trying to avoid points being added to your Florida driver license, our Florida traffic school course may help.

Did you know?

The DriveSafe Online Florida BDI can help you avoid points on your license. This can help prevent increases on your insurance premiums.

Frequently Asked Questions

Yes! If you receive a traffic ticket in Orange County or Osceola County, you may be eligible to take the 4-hour DriveSafe Online BDI course to keep points off your driver performance record.

25 Years of Training Experience

DriveSafe Online® defensive driving courses are developed by the same award-winning eLearning team trusted by top companies around the world to train hundreds of thousands of people.

Your Road to Savings

Defensive driver education can reduce your insurance premium up to 10%. Are you ready to save money?

How much discount do you get for taking a driver's course?

After successfully completing the course, drivers get as much as 15% discount to lower your car insurance. Obviously, the rate may vary with different service providers. This discount generally last for three years, after which another course is needed to again qualify for a discount.

What is online driving course?

The online driving course is basically a driving refresher course. Students log on the website, follow animated instructions, drive along virtual roads, and face critical driving situations to test their knowledge and skills. After successfully completing the course, drivers get as much as 15% discount to lower your car insurance.