which of these are possible options for most people who cannot pay their bills? course hero

Who pays interest on student loans?

Is C. a better option than fixed rate?

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Who pays interest on student loans?

a. The federal government pays the loan's interest while the student is still in school.

Is C. a better option than fixed rate?

c. are never a better option than fixed-rate loans.

How much is the charge for a credit card at a store?

When you use a credit card at a store, the store is generally charged a fee ranging from 1.5% to 5 %. What is the fee called?

What is a loan called when the principal and interest are paid at regular intervals?

A (n) ___________ loan calls for the repayment of both the interest and the principal at regular intervals and is commonly referred to as loan amortization.

How many Cs are there in credit?

One of the following lists constitutes the five Cs of credit. Select the correct one.

Do banks offer free checking accounts?

Many banks offer free checking accounts. What may be the opportunity costs associated with free checking?

Do you have rights in connection with credit bureaus?

By law you have certain rights in connection with the credit bureau. They are

What to do if you can't make a payment?

If you can’t make a payment now, need more time, or want to discuss payment options, contact your lenders to explain your situation, and check their websites to see if they have information that can help you. Being behind on your payments can have a lasting impact on your credit.

How to get credit counseling?

Reputable credit counseling organizations are generally non-profit organizations that can advise you on your money and debts and help you with a budget. Some may also help you negotiate with creditors. These trained professionals provide advice for little or no cost, and they will work with you to: 1 Discuss your situation 2 Evaluate options 3 Help you negotiate with your lenders and servicers

How much is a bank deposit insured?

Generally, all bank deposits up to $250,000 are insured by the Federal Deposit Insurance Corporation. Deposits at all federal credit unions, and the vast majority of state-chartered credit unions, are also insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF).

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Is it safe to deposit money in a bank account?

Your money is safe in your bank or credit union account. Unlike money kept at home, you likely have federal protections if money you’ve deposited is taken illegally and in the unlikely event your institution shuts down. You will always be able to get cash when you need it.

Can credit card companies waive late fees?

Credit card companies and lenders may be able to offer you a number of options to help you. This could include waiving certain fees like ATM, overdrafts, and late fees, as well as allowing you to delay, adjust, or skip some payments.

Who pays interest on student loans?

a. The federal government pays the loan's interest while the student is still in school.

Is C. a better option than fixed rate?

c. are never a better option than fixed-rate loans.