what is the second bankruptcy course

What you should know before filing for bankruptcy?

The second course is required as part of your bankruptcy. The purpose of debtor education is to provide you with the knowledge and skills to take control of your financial future. The course is taken after your bankruptcy has been filed but before you receive your discharge. The financial strategies you learn will help ensure your success after your bankruptcy is over.

How do I start the process of bankruptcy?

The Second Bankruptcy Course is only $14.95. Joint Filing. Married couples that have filed a joint bankruptcy can take pre-discharge bankruptcy course together or separately. Availability. The second bankruptcy course is available 24 hours a day, 7 days a week.

How soon can you file second bankruptcy?

After filing you have to take the second course called the Financial Management Course, or Debtor Education Course, or you won’t receive a discharge. There are a number of U.S. Trustee approved companies that give these courses. I recommend Hummingbird Credit Counseling and the Institute for Financial Literacy for pre-bankruptcy counseling since their focus is on …

How many credit counseling classes required for bankruptcy?

Second Bankruptcy Course is also approved to issue certificates in compliance with the Bankruptcy Code by the Bankruptcy Administrators in the Northern, Middle and Southern Districts of Alabama, and the Eastern, Middle and Western Districts of North Carolina. Course Fee Policy: For an individual or joint bankruptcy, the cost of the bankruptcy debtor education course …

What is the purpose of Debtor Education?

The second course is required as part of your bankruptcy. The purpose of debtor education is to provide you with the knowledge and skills to take control of your financial future. The course is taken after your bankruptcy has been filed but before you receive your discharge.

How long does the course take?

The course is required to take a MINIMUM of 120 minutes (2 hours) to complete. The course is timed, and you cannot finish early. Take your time and spend the full two hours on the course material. All debtor education providers have the same time requirement.

You must take the course from an approved provider

The debtor education course must be taken by an approved provider. BE Adviser is approved in all U.S. States and territories, and not every provider is, so you definitely want to check to see whether the provider you choose is approved, either by the US Trustee’s office or by the Bankruptcy Administrators (in Alabama and North Carolina).

Same course, different names

It is kind of confusing because the second course goes by various names. 2nd required bankruptcy course, debtor education course, financial management course, post-filing course, pre-discharge course, they all mean the same thing.

How can I find my Case Number and District?

Your case number and district are required to sign up for the second bankruptcy course. This information is also printed on your certificate, so you will want to make sure you have the correct information before you register. You will not receive your case number until AFTER your bankruptcy has been filed.

Will my progress be saved?

If you sign up with BE Adviser, our system automatically saves each page after you submit it. If you are midway through filling out a section and leave, it will not be saved. If you submit the page you are currently on, though, it will be saved. Our system also automatically saves your time spent.

Why do I have to fill out a budget?

You may have already filled out a budget for the first credit counseling course, so you may be surprised to find that you also need to fill out a budget for the second debtor education course as well.

How much is the second bankruptcy course?

The Second Bankruptcy Course is only $14.95. Married couples that have filed a joint bankruptcy can take pre-discharge bankruptcy course together or separately. The second bankruptcy course is available 24 hours a day, 7 days a week. You can take the course at your own convenience and at your own pace.

How much is bankruptcy education?

First and second bankruptcy courses that are affordable, convenient and simple to complete. The Debtor Education Course is Only $14.95 per household. This is the 2-hour timed Debtor Education Course as required by law. Take the course 24/7 from any computer.

Who approves the second bankruptcy course?

Approval: Second Bankruptcy Course LLC is approved by the United States Trustee to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider’s services.

Do you get a certificate of bankruptcy if you complete the bankruptcy course?

Certificate Issuance: A debtor will only receive a certificate if the debtor completes the bankruptcy debtor education course. Upon debtor’s completion of the course, Second Bankruptcy Course has the obligation to promptly provide a certificate of course completion to the debtor student.

What is the purpose of Debtor Education?

The second course is required as part of your bankruptcy. The purpose of debtor education is to provide you with the knowledge and skills to take control of your financial future. The course is taken after your bankruptcy has been filed but before you receive your discharge.

How long does the course take?

The course is required to take a MINIMUM of 120 minutes (2 hours) to complete. The course is timed, and you cannot finish early. Take your time and spend the full two hours on the course material. All debtor education providers have the same time requirement.

You must take the course from an approved provider

The debtor education course must be taken by an approved provider. BE Adviser is approved in all U.S. States and territories, and not every provider is, so you definitely want to check to see whether the provider you choose is approved, either by the US Trustee’s office or by the Bankruptcy Administrators (in Alabama and North Carolina).

Same course, different names

It is kind of confusing because the second course goes by various names. 2nd required bankruptcy course, debtor education course, financial management course, post-filing course, pre-discharge course, they all mean the same thing.

How can I find my Case Number and District?

Your case number and district are required to sign up for the second bankruptcy course. This information is also printed on your certificate, so you will want to make sure you have the correct information before you register. You will not receive your case number until AFTER your bankruptcy has been filed.

Will my progress be saved?

If you sign up with BE Adviser, our system automatically saves each page after you submit it. If you are midway through filling out a section and leave, it will not be saved. If you submit the page you are currently on, though, it will be saved. Our system also automatically saves your time spent.

Why do I have to fill out a budget?

You may have already filled out a budget for the first credit counseling course, so you may be surprised to find that you also need to fill out a budget for the second debtor education course as well.

How long do you have to take Chapter 7 bankruptcy?

In a chapter 7 case, you must take the debtor education course: (1) after you file your bankruptcy case and (2) within 60 days after your first meeting date with your creditors and bankruptcy trustee. This meeting is also known as a Sec. 341 meeting (named after Sec. 341 of the Bankruptcy Code which requires it).

How to complete the automated telephonic course?

To complete the automated telephonic course, call 800.214.7030 Monday through Friday, 8am-8pm ET and a representative will take payment and send you into the course – no appointment necessary. alternatively, you can register online 24/7 and follow the instructions to call into the course.

Is there a second bankruptcy course?

Yes, Second Bankruptcy Course LLC is approved by the United States Trustee to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider’s services.