mature driver improvement course florida how it affects insurance rates

by Nora Kuhn 9 min read

Anyone who is 55 years or older can take the Mature Driver Improvement course. If you’re a senior, you can take this course to reduce your car insurance premiums. Even better, the State of Florida requires that your insurance company give you a discount.

We estimate that the savings in Florida for senior citizens from the mature driver program can add up to be around $100 a year, amounting to a total of $300 in three years. Your actual defensive driving savings will ultimately depend on your auto insurance company and how much your premiums were initially.Jan 13, 2022

Full Answer

What are the benefits of the Florida mature driver program?

16 rows · Mature Driver Discount Insurance Courses. Section 627.0652, Florida Statutes, authorizes drivers who are 55 years of age or older to complete a Mature Driver (Senior Citizen) Discount course that is approved by the Florida Department of Highway Safety and Motor Vehicles (FLHSMV). Upon successful completion of the course, the driver can provide the …

Is a mature driver course from another state valid in Florida?

Florida drivers ages 55 and older can receive discounted rates on auto insurance by completing a mature driver accident prevention course. You can take the mature driver course online using your computer, tablet or smartphone. Your insurance company decides the amount of the discount, and the lowered rate generally lasts for three years.

How do I maintain the refresher Mature Driver improvement course discount?

This FLHSMV approved Mature Driver Discount Insurance Course provides instruction on defensive driving and Florida motor vehicle laws. During this course, information is provided on, but not limited to, the effects that fatigue, alcohol, medication, and visual or auditory limitations can have on a person’s driving ability, as well as updates on the latest laws and rules of the …

Is the Mature Driver course flhsmv approved?

Anyone who is 55 years or older can take the Mature Driver Improvement course. If you’re a senior, you can take this course to reduce your car insurance premiums. Even better, the State of Florida requires that your insurance company give you a discount. Your discount will typically last for 3 years as long as you don’t get a moving violation or are involved in a crash where you’re …

How old do you have to be to get Florida car insurance?

Florida drivers ages 55 and older can receive discounted rates on auto insurance by completing a mature driver accident prevention course. You can take the mature driver course online using your computer, tablet or smartphone.

What is a nolo contendere?

Plead guilty or no contest (nolo contendere) to a moving violation. Are cited for being at fault in a crash. When your discount expires, you can take the course again and request another discount from your insurance company.

What is a mature driver improvement course?

During this course, information is provided on, but not limited to, the effects that medication, fatigue, alcohol, and visual or auditory limitations can have on a person’s driving ability, updates on rules of the road, as well as vehicle technology. Completing this course may qualify you for an insurance premium reduction.

Is reading along good?

No matter how good your hearing is, reading along can sometimes help you better comprehend what you are watching. Every video segment includes synced and accurate English closed captioning. Videos range from situation awareness scenarios, driver safety assessment, to live interviews with professionals in various fields of study.

6hr Florida Mature Driver Course

TAKE THIS COURSE IF: you are a Florida resident over the age of 55 can take this course voluntarily to receive discounted car insurance rates.

Anyone who is 55 years or older can take the Mature Driver Improvement course

If you’re a senior, you can take this course to reduce your car insurance premiums. Even better, the State of Florida requires that your insurance company give you a discount. Your discount will typically last for 3 years as long as you don’t get a moving violation or are involved in a crash where you’re given a citation.

How much of a discount will I get on my car insurance?

The discount varies by insurance company, so be sure to check with yours. Usually, the discount ranges from 3-10%. But this is a very affordable course, so you’ll more than make the money back from the savings alone!

American Safety Institute

We are an official affiliate of American Safety Institute. They are approved to offer the New York Driver Improvement course, which you will take with them.

What Our Students Say

It was great. The videos made sure I didn’t get bored with the material and kept me focused on learning.

Mature Driver & Insurance Reduction Course in Florida

Driving in Florida can be expensive, but we’ve got a great way for you to save money.

What is a mature defensive driver?

The Mature Defensive Driver class is a Florida Department of Highway Safety and Motor Vehicles (DHSMV) approved course. Many mature drivers have never looked back since you received your driver's license. Traffic laws, automobiles, conditions, your driving habits and the roads you travel every day have changed over time.

Why is it important to brush up on your driving skills?

Even the most experienced drivers will benefit from brushing up on your driving and safety skills. Plus, you will save money on your insurance rates.