living on golf course who pays for broken window

by Vivianne Borer 6 min read

Golfers are responsible for paying for breaking your window..if you can find the golfer. Golf course homes are susceptible to damage from wind and fire, just like houses situated in run of the mill sub-division.

Full Answer

What happens if a golfer breaks a window in Your House?

If one of those errant shots breaks your window, the golfer has no liability. But, you don't assume that a golfer will take extraordinary risks that place your property in jeopardy.

Who pays the risk when building a house on the golf course?

No liability (owner or owner's insurance pays) = house built after course. Under this scenario the homeowner assumed the risk in buying or building a house on the golf course.

Is golfer responsible for broken window in Missouri?

We are playing the same course yesterday and a guy playing with us says the golfer has no responsibility for a broken window in Missouri. The homeowner assumes that when he moves there. This true?

Is it the right thing to pay for a broken window?

Whether or not paying for the window regardless of your legal responsibility is the "right thing" to do is up to you. However, to the extent he reaches out to you, if he gives you a reasonable price and you are inclined to pay it, do so.

Is a golf course liable for a broken window?

A: Living on a golf course means living with golf balls. While the golfer who broke your window should own up and take responsibility, she is not legally responsible for the damage if she was otherwise playing normally.

Does homeowners insurance cover broken windows from golf balls?

Am I Responsible for Covering Any Damage Caused by the Golf Ball? Technically it would be your homeowners insurance company that's responsible for covering the damage. According to insurance expert Paul Martin, it would only be your responsibility to cover the cost of your policy's deductible out of your own pocket.

Are golfers liable for property damage?

The law varies from state to state and often on a case by case basis. Some courts believe that the golfer is always responsible for any damage he/she causes to personal property while golfing. You break a window, you pay for it.

Who is responsible if a golfer hits a house?

homeownerThe big question is who's liable to pay for those damages: the homeowner, the golf course or neither. It's called “errant golf ball liability” when a stray golf ball hits someone's window or causes other damages unintentionally, WMBF reported.

Does insurance cover broken window from break in?

Comprehensive coverage includes replacement or repairs to your vehicle if it's stolen or damaged in an incident that's not a collision. It also covers broken windows in the event of a break-in. The following are covered by comprehensive coverage: Vandalism.

Is it good to live near a golf course?

There are so many wonderful advantages to living on a golf course or in a golf course community – from the high property values and quality school districts that usually are nearby, to the other community amenities and golf at your fingertips, living on a golf course is living the dream.

Are golfers responsible for errant shots?

Golfers are responsible for their conduct and play, including errant shots that may result in property damage or personal injuries.

Who is liable if a golf ball hits a car?

You will most likely either have to pay out of your own pocket or by filing a claim on your car insurance policy. You can hope that, if the at-fault party comes forward or is caught red-handed, the moral obligation will take over, and they will volunteer to cover the damages.

How do I protect my house from golf balls?

Plexiglass is kind of a do-it-yourself solution some golf course homeowners have decided best for them. With the Plexiglas, you can put sheets over your windows or doors. You can screw the plexiglass to the existing window frame to make it a complete solution that should block a golf ball from entering the home.

Does insurance cover golf ball damage?

“Since damage from golf balls is incredibly common, you have a few options, including coverage through your Progressive policy. If you were parked on the golf course's property, they may cover the damage. Some golf courses have liability insurance in place to help protect patron's property from damage.

What happens if someone hits your golf ball?

Purpose of Rule: Rule 11 covers what to do if the player's ball in motion hits a person, animal, equipment or anything else on the course. When this happens accidentally, there is no penalty and the player normally must accept the result, whether favourable or not, and play the ball from where it comes to rest.

Is a golf course liable for damage in California?

Golf is a legal activity when performed in the appropriate place (e.g. a golf course); golfers and the golf course are only liable for damage if they were at fault, which means being unreasonably careless or acting in a deliberately wrongful fashion.

John M. Kaman

If you choose to live on or near a golf course, or to park your car within striking distance, you have assumed the risk of damage and neither the golf course or the unknown golfer is liable, unless of course he did it deliberately. More

John M. Kaman

I see that Mr. O'Brien thinks the golfer is liable. He could not be more wrong. A golfer playing on a regular course is not liable to people who put themselves in harm's way. That includes people dumb enough to build their house on a golf course. More

Stephen J. O'Brien

The golfer who hit the ball. But, you also said that the your parents house is across the road and the ball came over a fence. I assume that your parents house is a significant distance from the course and that the fence is protective to keep balls in the course.

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I live in Florida. The other night I had a couple of drinks and didn't want to drive home so I decided to sleep in my car. I was woken up by a cop knocking on my window and he asked me to preform a field sobriety test. I was very tired but didn't feel intoxicated but I was arrested for a dui.

nlinneman20

About a month ago we are playing a hole with houses on the left hand side. These houses are pretty well protected by trees and on top of that they are about 30 yards away from the tree line.

nlinneman20

I was planning on working with him. It hasnt come to that yet as I mentioned but my 2nd question (and I was going to address this if he ever did contact me) is where do you draw the line with payment?

Old Tom Morris

Most instances it's the homeowners responsibility. You didn't deliberately hit the window.

Philomathesq

I can't speak to Missouri law, but general legal principles surrounding issues like this are that it is not the golfer's responsibility unless the golfer acted with the intent to break the window. Legally, if you had told that old man to go down south where the devil lives, he'd have no legal recourse against you.

nlinneman20

I never explicitly said i would pay for it, just told him to contact me as he was asking for my info.

Philomathesq

At this point, if it were me, I'd pay for it. My biggest fear would be the guy reaching out to me and me telling him to go pound sand, and then have him contact the club and/or my boss to complain. For better or worse, the fact that you gave the guy your card means he knows who you are and can likely figure out with whom you were at the club.

Philomathesq

Generally speaking, even if the house existed before the golf course was built, there is still no liability to the golfer. However, the golf course could be liable as it assumed the risk of issues like that happening by building a course next to house.

What happens if a golfer breaks a window?

If one of those errant shots breaks your window, the golfer has no liability. But, you don't assume that a golfer will take extraordinary risks that place your property in jeopardy. For example, if a golfer tries to cut across a corner by hitting the ball over your house, a shot not usually part of the game of golf, ...

What happens when you buy a house on a golf course?

When you buy a house on a golf course you agree to assume certain risks associated with the property, such as the possibility that a golf ball may break one of your windows. For the golfer to be responsible, you will have to show that he has done something that you would not ordinarily expect from a reasonable golfer.

Is a tree falling onto another's property a liability?

A: As a general rule, a person is not responsible for damage caused when a tree falls onto another's property. This is because liability is based on negligence and, in most cases, when a tree falls it was an act of God and not the fault of the property owner.

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