how much save on auto insurance by taking driver safety course

While it varies by insurer, expect an insurance discount of 5 to 10% for completing a course. The other way a defensive driving course can help you save some money on your insurance is by keeping a ticket from hitting your driving record.

Full Answer

How much will a defensive driving course Save Me on insurance?

If you are paying $100 a month for car insurance and receive a 10% discount after taking a defensive driving course, you would be saving $120 a year on your auto insurance premium and over three years, that savings would hit $360 after taking a $50 course, making the defensive driving class well worth the cost.

How much is the insurance discount for a driving course?

Apr 28, 2021 · Most often, drivers can expect a discount of about 10%. Car insurance companies would always like you to be a safer driver. You should also want this for yourself. Consider taking a defensive driving course just to brush up on vital driving skills. It could save your life. Requirements for Earning Defensive Driving Insurance Discounts

Do driving schools save money on auto insurance?

Jan 01, 2010 · Participating states offer price reductions or discounts on auto insurance to motorists who complete the AARP Smart Driver™ course, whether in the classroom or by taking the online course. AARP Membership: Get exclusive information, benefits and …

How much can you save by getting a driver's license?

Nov 15, 2019 · See how much taking a driver's training course can actually save a new young driver on car insurance. ... Mar 8, 2022 Driver safety tips for springing into daylight saving time Driver safety tips for springing into daylight saving time.

Request a Free Car Insurance Quote to Compare Price and Eligibility

Before we start, it should be noted that everyone should begin this process by requesting a quote with numerous providers. The easiest way to do this is by using a service called Gabi.

Discounts on Auto Insurance for Defensive Driving

Defensive driving discounts offered by insurance companies can vary significantly. Some companies do not offer discounts, while others may offer discounts of up to 20%. Most often, drivers can expect a discount of about 10%. Car insurance companies would always like you to be a safer driver. You should also want this for yourself.

Requirements for Earning Defensive Driving Insurance Discounts

Most insurance companies have specific requirements for earning a premium discount by completing defensive driving. Some may have age requirements. We often see that teen or senior drivers. Your insurer will also typically require that you complete a qualifying defensive driving course.

Defensive Driving Insurance Discount Exclusions

Discounts on auto insurance for defensive driving are not automatic. You’ll need to check your eligibility before enrolling. Again, we emphasize that because you’re attempting to save money it might be time to shop around with a free quote from Gabi to see what else is out there.

Renewing Defensive Driving Insurance Discounts

Once you complete a defensive driving course for an insurance discount, you’ll need to keep up with it. This is not a lifetime discount. Insurance companies want to make sure you’re refreshing your safe driving skill set regularly. Most insurers require that you retake a course every two years.

Shop Around for the Best Defensive Driver Insurance Discounts

As insurance discounts for defensive driving can vary significantly by company, you may find that you’ll need to shop around to find the best rate and discount. One insurer may offer a lower initial rate but not offer a discount, while others may have a higher rate but a better discount, ultimately making your premium lower.

Which Insurance Companies Have the Best Defensive Driver Discounts?

Find out which leading insurance companies offer defensive driver discounts by using the Gabi widget below. Brands compared by the company include some of the most reputable agencies in the business at budget prices. Don’t forget to ask them and see how much you could save just by completing a defensive driving course.

Does AARP offer discounts?

In the states where auto insurance premium discounts are not mandated, several insurance companies voluntarily provide premium discounts to participants completing the AARP Smart Driver course. *The State of New Mexico prohibits AARP from offering the course to participants under the age of 50.

Do car insurance companies offer discounts?

In many states the discounts are mandatory, so car insurance companies must offer insurance discounts to people completing a classroom-based, state-approved driver-improvement course. Discounts may vary based on the participant's age, driving record and other factors, and all participants are encouraged to check with their insurance agent ...

What is a defensive driving class?

The AARP senior driving class is four to eight hours long, depending on the state, and includes no written or road tests.What it does include is a good deal of discussion about aging's effect on seeing, hearing and reacting, and tools that drivers can use to compensate.

What is a mature driving course?

Most who take the AARP driving course are in their early or mid 70s, although the course is open to drivers of any age. Some attend with their teenage grandchildren, and it's unclear who is dragging whom.

Will a senior driving course affect my record?

One challenge instructors face is convincing drivers who don't need to shave traffic points to come take the class. Instructors say that older drivers are willing to talk about the challenges of aging but fear that their license will be pulled if authorities think they've forgotten some driving information.

How much do you save with a defensive driving course?

AARP has been especially active over the years recommending such classes for its members and other seniors. The group notes that 34 states and Washington, D.C., actually mandate a discount for customers of any age who complete a safe-driving course (New Mexico, however, does not mandate a discount for those under 50).

Can I take an online defensive driving course?

Some states only mandate the discount for an approved in-person course. But as of July 2016, the AARP reported that 23 states and the District of Columbia did require insurance companies to offer insurance discounts to individuals who completed a state-approved online driver safety course, as well.

How much does the senior driving class cost?

A discount lasts three years, at which point drivers can repeat the course. The cost of the course varies by location, but is typically $25 to $30. You can find a nearby classroom or register for the online course.

How much is the defensive driving discount?

The insurer requires the defensive driving course to be DMV approved. The exact driving discount varies, but it's usually around 5%.

Why do we need defensive driving courses?

Defensive driving courses give drivers a new perspective on viewing the road. They help drivers identify dangerous situations before they unfold. Defensive drivers can determine and mitigate risky behavior from other drivers. To put it plainly, defensive driving courses can save lives.

What is defensive driving?

Defensive driving is a form of driver education that goes beyond the basic rules of the road. Standard drivers education programs teach traffic code and the mechanics of driving. Defensive driving courses, however, emphasize skills that help drivers avoid danger and accidents.

How long does it take to get a discount on Allstate?

Allstate requires the driving course length to be six hours or more . Drivers must have no at-fault claims or violations to qualify for the full discount.

What age do you have to be to get a Farmers discount?

Farmers ’ defensive driving discount is an option for senior citizens. Drivers must be 65 or older — 55 in some states — to earn the discount. Farmers requires courses to be DMV approved.

How much discount does MetLife give?

If you have a car insurance policy with MetLife and you complete the National Safety Council's defensive driving course, you might qualify for a discount of between 5% and 10%. To be eligible, you need to be licensed for at least two years. You also need to receive a score of at least 80%.

Do insurance companies give discounts for defensive driving?

Most insurance companies only give defensive driving discounts to customers with good driving records. If you have recent at-fault accidents or moving violations on your record, you may not qualify for the discount. Similarly, if you're taking a court-mandated defensive driving course, most insurers won't offer you a discount.

How to get a defensive driving discount

Since defensive driving can make you safer on the road, many insurance companies will offer a discount for taking a defensive driving course. Each insurer's discount and terms are different, and state regulations can come into play, too. Before you sign up for a defensive driving course, you can do the following:

How do driver safety course insurance discounts work?

Defensive driving is often geared towards younger and older drivers who may have higher car insurance premiums, but a defensive driving discount may be offered to people of all ages. Some states require insurers to offer defensive driving discounts, while others do not.

How to get a discount on defensive driving?

Start Saving with Your USAA Defensive Driving Insurance Discount By Following these Steps: 1 Check with USAA ( 1-800-531-8722) to find out how much you can save. Remember to ask about each family member for additional discounts! 2 Register for & successfully finish the online Defensive Driving Course. 3 Send your Completion Certificate to USAA & claim your discount.

How long does it take to get a defensive driving license?

Depending on your state requirements, it will take between four and six hours to complete. You can work at your own pace and use any digital device to access the course. Once you're done with our defensive driving course, you'll receive an official completion certificate for USAA.

Does USAA offer a discount on auto insurance?

USAA Insurance offers an auto policy discount, in most states, for you and/or other drivers on your policy completing an approved defensive driving course.

How Much Does Driving School Take Off Your Insurance?

There are a number of factors that go into c alculating car insurance rates. In general, driving school will take ten percent off of insurance rates. This can add up to large savings as young drivers are consider high risk drivers with them frequently paying huge insurance premiums.

You Could Receive Cheaper Car Insurance By Way Of A Discount

The most direct way that driving schools save money on auto insurance is by receiving a discount from insurance providers. This process requires you to show a driver training certificate to your insurance company. The insurance company should then offer you a discount.

How Much Does A Typical Driving School Cost?

The average cost of attending driving school is six hundred dollars. While it is possible to shop around in order to find a cheaper driving school this six hundred dollar cost should be considered an investment towards getting cheaper car insurance.

Find An Approved Driver Training School

You must use an MTO approved driving school in order to receive the benefits of a driving school and there are a number of MTO approved driving schools in Ontario for you to choose from. Here is the most up to date list of approved driving schools which can be filtered to your location.

What Is Driving School Like?

What driving school is like depends upon the particular driving school. Most driving schools will include a review of the rules of the road, how to properly handle a vehicle, and the process of moving through the licensing process.

Young Drivers Can Save On Insurance By Taking A Drivers Ed Course

Driving school is generally a good idea for the majority of young drivers. This is because it allows you to save a significant amount of money. Driving school also allows drivers to get their full G license quicker. This can make it much more convenient for families and young people.

How long does it take to get a defensive driving license?

After signing up for our defensive driving course, just log in from any device and start the course. It will take between four and six hours, depending on the requirements of your state. You can move through the course at your own pace.

How long does Liberty Mutual insurance last?

After three years, in most states, your discount will expire. When this happens, just retake the defensive driving course online and reclaim your insurance discount. Contact your Liberty Mutual Insurance agent to find out how long your discount will last.

How to get a discount on Liberty Mutual?

Claim Your Liberty Mutual Defensive Driving Insurance Discount with these Simple Steps: 1 Contact your Liberty Mutual rep ( 1-888-398-8924) to discover the amount of your discount. Don't forget to ask about all family members for even more savings! 2 Sign up for & pass the Defensive Driving Course. 3 Submit your Completion Certificate to Liberty Mutual & watch your insurance premium go down.

Does Liberty Mutual offer a discount for defensive driving?

Does Liberty Mutual Insurance give a discount for the defensive driving course? In Texas, and other states, Liberty Mutual Insurance offers an auto insurance discount for drivers completing an approved defensive driving course. This may include the primary driver and other drivers on your policy.