how much do you save with defensive driving course in ny

What are the benefits of a NY defensive driving course?

Before you do, you'll want to be sure that you meet all of the NY defensive driving requirements. When you complete our course, the state will grant you a 4 point driving record reduction and an auto insurance reduction of up to 10%.

How often can I take a defensive driving course?

For Point Reduction: the course can be taken once every 18 months. For an Insurance Discount: the course can be taken once every 3 years. If you meet the defensive driving requirements, congratulations! You can complete our Easy online course and in just a few hours you'll qualify for a cleaner driving record and an auto insurance discount!

Are defensive driver courses eligible for the defensive driver discount?

Other Defensive Driver courses may qualify; if you have questions about a course being eligible, contact an agent at (800) 861-8380. Eligibility for the Defensive Driver discount may vary based upon a few factors.*

How can I reduce my New York State driver violation points?

Read information below about how reduce your New York State Driver Violation Points. The Point and Insurance Reduction Program (PIRP) PIRP is also known as the Defensive Driving Course or Motor Vehicle Accident Prevention Course. It is a comprehensive driver safety course which provides knowledge and techniques for safe and lawful driving.

How much is defensive driving course in NY?

The best cheap defensive driving course is offered by New York Safety Program for $23.95. The cost of the listed providers below range from $23.95 to $49.95....Best cheap defensive driving courses in New York.ProviderCostDriver Training Associates$24.95AARP$27.95Comedy Traffic School$27.95National Safety Council$29.958 more rows•Nov 16, 2021

How much is a 6 hour defensive driving course in NY?

Resources. The 6-Hour New York Point & Insurance Reduction Course is only $19.95.

How many points does a defensive driving course take off in NY?

four pointsUpon completion of our New York DMV-approved defensive driving course, the DMV will reduce your active driving record point total by up to four points. We submit your certificate of completion to the NYS DMV and they take care of reducing the points.

How long is a defensive driving course good for in NY?

3 yearsIt's Time To Renew! Every 3 years you must complete this state-approved defensive driving course to keep your mandatory car insurance discount through New York's Internet Point and Insurance Reduction Program.

Does defensive driving course lower insurance in NY?

According to the New York DMV, the defensive driving course reduces auto insurance premiums by a mandatory 10% that lasts for three years. After the discount expires, you can retake the defensive driving course to secure your discount for another three years.

Can you take the NYS 5 hour course online?

Yes. New York drivers can complete our 5-Hour Pre-Licensing course in Spanish and 100% online.

How long do points stay on your record in NY?

18 monthsPoints stay on your license after a conviction in NY until 18 months have passed. Those points then become inactive points, which can stay visible on your driving record abstract for up to four years. Even when the points are no longer visible on your abstract, they will remain on your permanent record.

How do I avoid points on a speeding ticket in NY?

How to avoid points on a speeding ticket in NY? The only way to avoid points on a speeding ticket is to negotiate (plea bargain) with prosecutors to reduce the charge to a no-point offense. This requires excellent negotiation skills and substantial knowledge of the law.

How do I beat a speeding ticket in NY?

How to Fight a NYC Speeding TicketRespond right away. Drivers have only 15 days to respond to a NYC speeding ticket. ... Attend the hearing. Once a person enters a plea, a hearing notice will be sent stating the date and location of the TVB hearing. ... Offer evidence.

How long does the NYS online defensive driving course take?

320 minutesNew York Defensive Driving Courses take 320 minutes to complete, as mandated by the state of New York. Since this course is 100% online you do not need to complete it all at once - you may log out and in as often as you need during the 30 day period you have to complete the course.

Which online defensive driving course is best in NY?

#1: iDriveSafely iDriveSafely is certified as a New York online defensive driving course for point reduction and insurance discounts, including for I-PIRP. This is without a doubt, the highest quality course available in New York for 2022.

How often can you take defensive driving in NY?

once every 3 yearsDrivers can take a defensive driving course once every 3 years (36 months) for point and insurance reduction. Each time someone completes the course, it qualifies them for a discount on their car insurance premium.

How much discount do you get for defensive driving?

In English, that means they have to give you at least ten percent off for taking a defensive driving course. Some insurers may offer even better discounts in order to stay competitive, but you’re looking at a discount of ten percent from the base.

How long does a driver get a 10% discount in New York?

At least in New York state, where New York Insurance Law § 2336 demands a ten percent discount for three years for drivers who provide proof of having completed a PIRP (Point and Insurance Reduction Program) course through a DMV-approved provider.

What happens if you drive a sports car and have been found at fault in a few accidents?

If you drive a sports car and have been found at fault in a few accidents, you’re automatically going to be paying more than someone who drives a compact and has a spotless record.

Is being a safe driver good?

Added Benefits. It’s not just discounts. Being a certifiably safe driver looks good to the courts if you ever are involved in an accident, and it helps to reduce the chance of getting into an accident in the first place. This keeps your record clean and your insurance premiums low.

What is a Defensive Driving Course?

A defensive driving course is a program that is specifically designed to teach those who enroll in it how to be a defensive driver. Typically, these courses will cover the following:

Why Enroll in a Defensive Driving Course in New York

Besides the obvious benefit of learning defensive driving techniques that can help to reduce the risk of an accident, there are several reasons why New York drivers should consider completing a defensive driving course. Some of the added benefits of these courses include:

How Much Money Can You Save On Your Insurance?

In the State of New York, completing a defensive driving course could help to reduce the base rate of your auto liability insurance premiums by as much as 10 percent a year for a period of three years. That can translate to a substantial amount of savings, especially with the average cost of insurance in New York State well over $1,000 annually.

How to Find a Defensive Driving Course?

In New York, you have the option to take a defensive driving course either in a classroom setting, over the Internet, or via another type of delivery method, such as digital cable or a DVD.

How Long is a Defensive Driving Course?

The standard time for a classroom course in the State of New York is 320 minutes. The course can be presented in one session, or in several sessions.

How Much Does a Defensive Driving Course Cost?

It depends on what type of course you are taking (a classroom, online, etc), and where you are taking it. Typically, however, prices for these classes are not substantial. In fact, you can find options that are as low as $30, which is less than the average cost of a tank of gas.

What are the benefits of defensive driving?

What are the benefits of taking a Defensive Driving/Accident Prevention course? 1 prevent a mandatory suspension or revocation 2 eliminate your responsibility to pay a driver responsibility assessment 3 give you a way to reduce future driver violation points

How long is a traffic safety course?

The classroom course is 320 minutes long. It is presented in one or more sessions. The course must include essential information about traffic safety. It must cover these and other topics: driver attitude and behavior, defensive driving techniques, and the Vehicle & Traffic Law.

What is a driver safety course?

It is a comprehensive driver safety course which provides knowledge and techniques for safe and lawful driving. Private companies and organizations all over the state offer the course. To be approved by DMV, courses must meet strict standards for the type of information presented and program effectiveness.

How many points are'subtracted' for a driving suspension?

refresh your driving knowledge. help to prevent you from losing your license in the event you accrued 11 or more points on your driving record. 4 points are 'subtracted' for the purposes of calculating a suspension if you have 11 or more points.

Does completing a course prevent suspension?

Completing a course does not. prevent a mandatory suspension or revocation. eliminate your responsibility to pay a driver responsibility assessment. give you a way to reduce future driver violation points.

Do points come off your driving record?

the tickets/points do not physically come off your driving record. learn about the New York State point system. reduce the base rate of your auto and motorcycle insurance premiums 10% each year for three years. Completing a course does not. prevent a mandatory suspension or revocation. eliminate your responsibility to pay a driver responsibility ...

Request a Free Car Insurance Quote to Compare Price and Eligibility

Before we start, it should be noted that everyone should begin this process by requesting a quote with numerous providers. The easiest way to do this is by using a service called Gabi.

Discounts on Auto Insurance for Defensive Driving

Defensive driving discounts offered by insurance companies can vary significantly. Some companies do not offer discounts, while others may offer discounts of up to 20%. Most often, drivers can expect a discount of about 10%. Car insurance companies would always like you to be a safer driver. You should also want this for yourself.

Requirements for Earning Defensive Driving Insurance Discounts

Most insurance companies have specific requirements for earning a premium discount by completing defensive driving. Some may have age requirements. We often see that teen or senior drivers. Your insurer will also typically require that you complete a qualifying defensive driving course.

Defensive Driving Insurance Discount Exclusions

Discounts on auto insurance for defensive driving are not automatic. You’ll need to check your eligibility before enrolling. Again, we emphasize that because you’re attempting to save money it might be time to shop around with a free quote from Gabi to see what else is out there.

Renewing Defensive Driving Insurance Discounts

Once you complete a defensive driving course for an insurance discount, you’ll need to keep up with it. This is not a lifetime discount. Insurance companies want to make sure you’re refreshing your safe driving skill set regularly. Most insurers require that you retake a course every two years.

Shop Around for the Best Defensive Driver Insurance Discounts

As insurance discounts for defensive driving can vary significantly by company, you may find that you’ll need to shop around to find the best rate and discount. One insurer may offer a lower initial rate but not offer a discount, while others may have a higher rate but a better discount, ultimately making your premium lower.

Which Insurance Companies Have the Best Defensive Driver Discounts?

Find out which leading insurance companies offer defensive driver discounts by using the Gabi widget below. Brands compared by the company include some of the most reputable agencies in the business at budget prices. Don’t forget to ask them and see how much you could save just by completing a defensive driving course.