how can i paid for prelicense insurance course in louisiana

by Lafayette Okuneva 10 min read

How do I get an insurance producer license in Louisiana?

Under Louisiana law an individual is required to take prelicensing courses prior to scheduling and sitting for an examination for a producer license for certain lines of insurance. The candidate must sit for and pass the examination within one year of completion of the prelicensing course. Prelicense education is optional for claims adjusters.

What do I do after I get my insurance license in Louisiana?

Once you’ve passed your exams and completed the licensing application, you are now a licensed insurance agent in Louisiana. A common question we hear is, “I have my insurance license, now what?” Here are a few things you can do or need to know: Get a job in the insurance field.

How many insurance exams do I have to take in Louisiana?

You will take one exam for each line of insurance you wish to carry. Life, Health, & Accident (LH&A) and Property & Casualty (P&C) lines are combined exams in Louisiana, so you only have to take two tests if you wish to attain all of these lines of authority: Property, Casualty, Life, and Health & Accident.

How do I prepare for the insurance license exam?

Step 1. Purchase Your Pre-License Education Course Before attempting to take the insurance license exam you'll need to be sure you're well prepared. Since there is a fee for every attempt at the test, and the national first-time pass rate is between 50%-60%, it is not something to take lightly.

How do I get a health insurance license in Louisiana?

How to Get Your Louisiana Insurance LicenseComplete an Insurance Prelicensing Course. ... Pass Your Louisiana Licensing Exam. ... Get Fingerprinted. ... Apply for a Louisiana Insurance License. ... Plan to Complete Required Insurance Continuing Education (CE) Credits.

How do I get my insurance adjuster license in Louisiana?

How to Become an Insurance Adjuster in Louisiana#1: Meet the Basic Requirements for the Louisiana Adjuster License. ... #2: Prepare for the Louisiana Adjuster License State Exam. ... #3: Register for and Pass the Louisiana Adjuster License State Exam. ... #4: Submit an Application for Your Louisiana Adjuster License.More items...•

How much does a Louisiana adjuster license cost?

FeesApplication$55Exam fee$15 each attemptElectronic Fingerprinting Fee$58Renewal Fee$50Reinstatement Fees$150 (This includes a $50 reinstatement fee plus double the $50 renewal fee)

How long is the Louisiana insurance exam?

Both the Life, Health & Accident and the Property & Casualty exams, contain one hundred fifty (150) questions and have a time limit of one hundred sixty (160) minutes. A minimum score of 70% correct answers is required to pass each exam.

How do you become an insurance agent?

How to become a licensed insurance agentDecide what kind of insurance agent you want to be. ... Decide which insurance products you will sell. ... Review your state's licensing requirements. ... Take an insurance license exam. ... Submit your licensing application and background check.More items...

Does Louisiana allow public adjusters?

But unlike the 45 other states that license public adjusters, Louisiana is the only one that bars public adjusters from working for consumers on a contingency basis. Instead, policyholders can only hire public adjusters in Louisiana for a flat fee or hourly rate.

How do I become an independent insurance adjuster?

How to Become an Insurance Claims AdjusterComplete Your Education. In order to become a claims adjuster, you must have a high school diploma or GED equivalent. ... Determine Your Insurance Adjuster Career Interests. ... Complete an Insurance Licensing Course and Exam. ... Maintain Licensure (Continuing Education)

Can a felon get an insurance license in Louisiana?

A law that goes into effect today in Louisiana allows insurance producers to employ convicted felons if the producer obtains permission or consent in writing from the state insurance commissioner.

What states are reciprocal with the Louisiana adjuster license?

If you hold a Louisiana Resident Adjuster License or a Louisiana Designated Home State License, you can get a reciprocal license from any state highlighted in blue below by simply applying for it....LouisianaAlabama.Delaware.Puerto Rico.Wyoming.

Where do I take the insurance exam in Louisiana?

www.psiexams.comThe fastest way to schedule your exam is to do so online at www.psiexams.com. You can also schedule your exam over the phone at (800) 733-9267. Be aware that the state of Louisiana requires fingerprinting and background checks with your insurance agent licensing application.

How much does an insurance agent make?

According to the Bureau of Labor Statistics (BLS), an insurance agent can earn more than $100,000 in their first year. The median annual wage for insurance sales agents was $52,180 as of May 2020. The lowest 10% of earners in the industry made less than $29,000, and the highest 10% earned more than $127,840.

What certification must an insurer receive before it can transact insurance in Louisiana?

What must an insurance business have before it can transact insurance in Louisiana? A Certificate of Authority.

What Education Will I Need?

For example, there’s really no need for something like a bachelor’s degree like you would need in some other fields. However, the insurance industry requires a level of further education outside of high school. Additionally, depending on the state you’re in, and what type of insurance you’re pursuing, this amount can change.

Does Louisiana require continuing education?

In the state of Louisiana, most insurance programs just require prelicensing courses and continuing education courses. But one of the outliers to this is if you are interested in title insurance. Title insurance only requires continuing education courses. Look into what you need before you begin your education.

How to prepare for Louisiana insurance exam?

The best way to prepare for your Louisiana insurance exam is through the TESTivity Virtual Learning Experience, which is entirely online. Occasionally we are asked to provide a live insurance test prep class for a large group. When we teach class in the New Orleans area we use the Executive Suites on Gravier conference room located at:

What happens if a Louisiana insurance policy lapses?

If a policy lapses, Louisiana insurance law allows the policy owner may apply to have the policy reinstated. The insured must provide evidence of insurability; and pay past-due premiums, any outstanding policy loans, and interest on the outstanding loan and past-due premiums.

1. Complete a Pre-licensing Course

If you would like to sell insurance in Louisiana, you must complete an approved line of pre-licensing education and pass the state licensing exam. All courses are cross-referenced with the exam content outline.

3. Pass a Licensing Exam

An exam fee must be paid at the time of reservation by credit card, debit card, voucher or electronic check. You can make a reservation through the following methods:

4. Get Fingerprinted

Once you complete your exam, you must have your fingerprints taken at the exam site and submitted to the state. PSI will forward the fingerprints on to the state for review; this process can take up to four weeks.

Recommended Add-Ons

Disclaimer: Course requirements and pricing are subject to change. Students are advised to verify all necessary licensing and education requirements with the appropriate state department or licensing agency prior to purchase. All courses offered on this site are processed and administered through third-party companies.

What is a personal lines license?

A Personal Lines licensee is a person authorized to act as an insurance agent, broker, or solicitor for the same products as a Property and Casualty EXCEPT for commercial insurance products and workers' compensation. You will also need the 12 hour Code and Ethics course in order to obtain this license.#N#*You will receive 90 days access to the above course and as a bonus you get 7 days free access to video cram.

What is a life only license?

A Life Only licensee is a person authorized to act as a life agent which entitles them to transact insurance coverage on human lives, endowments, annuities, accidental death and disability income. Along with the Life Only online course, you will also need the 12 hour Code and Ethics course in order to obtain this license.#N#*You will receive 90 days access to the above course and as a bonus you get 7 days free access to video cram.

What is a limited line auto license?

This Limited Lines Auto license authorizes the transaction of automobile insurance for the private, non-commercial use of the insured motor vehicle with a load capacity of 1,500 pounds or less. Automobile is defined as a motor vehicle for private passenger type vehicles including motorcycles that are not used for public transportation nor rented to others. You will also need the 12 hour Code and Ethics course in order to obtain this license .#N#*You will receive 90 days access to the above course and as a bonus you get 7 days free access to video cram.

What is an accident and health license?

A Accident & Health licensee is a person authorized to act as a life agent which entitles them to transact insurance coverage on sickness, bodily injury, accidental death, disability income, 24 hour Care coverage, as well as Long Term Care insurance . Along with the Accident & Health course, you will also need the 12 hour Code and Ethics course in order to obtain this license .#N#*You will receive 90 days access to the above course and as a bonus you get 7 days free access to video cram.

What is a property and casualty license?

A property and casualty licensee is a person authorized to act as an insurance agent, broker, or solicitor for products such as but not limited to: auto, motorcycle, residential, flood, earthquake, liability and more. A property and casualty licensee is also authorized to transact, commercial insurance products and workers' compensation. This course EXCLUDES the 12 hour Code and Ethics. You would only take this course if you already have a 12 hour Code and Ethics certificate of completion.#N#*You will receive 90 days access to the above course and as a bonus you get 7 days free access to video cram.

What is life only and accident and health?

A Life Only and Accident & Health licensee is a person authorized to act as a life agent which entitles them to transact insurance coverage on human lives, endowments, annuities, accidental death, disability income, sickness, bodily injury, 24 hour Care coverage, as well as Long Term Care insurance. This course INCLUDES the 12 hour Code and Ethics .#N#*You will receive 90 days access to the above course and as a bonus you get 7 days free access to video cram.

Louisiana Insurance Licensing Exam

Our pre-license education courses give you an important edge when taking the Louisiana Insurance Licensing Exam. Designed by insurance professionals, our lessons and materials help you pass your licensing exam on the first try. Learn everything you need to know to obtain your license with our:

How can we promise you'll pass?

We're so sure our industry designed course materials are the right way for you to learn, we'll give you your money back if you don't pass on the very first try!*

How to become an insurance agent in Louisiana?

Once you’ve passed your exams and completed the licensing application, you are now a licensed insurance agent in Louisiana. A common question we hear is, “I have my insurance license, now what?” Here are a few things you can do or need to know: 1 Get a job in the insurance field. Check out StateRequirement’s Insurance Jobs board. 2 If you’re going to sell advanced life insurance products, you’ll need to have the proper securities licenses. Series 6 , Series 7, and Series 63 are the most common among insurance agents, but you’ll need to begin with the SIE (Securities Industry Essentials) exam. Find out which licenses you need with our Securities Licensing Guide. 3 Every two years, you’ll need to renew your insurance license. Check out our guides on Louisiana Insurance License Renewal and Louisiana Insurance Continuing Education for more details.

Where to apply for Louisiana insurance license?

Apply for your license online on the NIPR Louisiana Insurance page .

What is the next step after completing all of your pre-license coursework or self-study?

For required insurance pre-license courses and exam prep, StateRequirement recommends: Kaplan Education Company. Step 3. Louisiana Insurance License Exam . The next step after completing all of your pre-license coursework or self-study is to take the insurance exam. You will take one exam for each line of insurance you wish to carry.

How many tests do you need to take to get a Louisiana life insurance license?

Life, Health, & Accident (LH&A) and Property & Casualty (P&C) lines are combined exams in Louisiana, so you only have to take two tests if you wish to attain all of these lines of authority: Property, Casualty, Life, and Health & Accident.

How much does it cost to get fingerprints done in Louisiana?

The fee for fingerprint services is $58.

How long does it take to pass the Louisiana insurance exam?

2-8 weeks. The bulk of the time is spent studying for your Louisiana insurance exam. Some people study for as little as one week and feel comfortable taking the exam. We recommend you take whatever amount of time you need to feel comfortable with the material. Check out our guide: How to Pass the Insurance Exam

How often do you need to renew your insurance license in Louisiana?

Every two years, you’ll need to renew your insurance license. Check out our guides on Louisiana Insurance License Renewal and Louisiana Insurance Continuing Education for more details.

How To Earn A Louisiana Insurance License By Using Our Pre-Licensing Courses And Exam Prep Materials

The first step when it comes to selling insurance in Louisiana is obtaining the proper license. Each line of insurance in Louisiana has specific policies and rules regulating it, and insurance brokers must know these rules to properly serve their clients.

Recommended Courses For Louisiana Life, Health, P&C, And Adjuster Licensing

To find Louisiana insurance licensing courses, study guides, practice exams, and exam prep materials, simply click on any of the recommended courses below or select your desired license type and your state from the "Licensing" section of the search box below. Good luck becoming a Louisiana insurance agent!

Contact Info: Louisiana Insurance Licensing Requirements

To help with your examination scheduling, we have provided below information on Louisiana licensing requirements, its insurance department, and examination scheduling facilities.

Other Insurance Licensing Courses For Louisiana

This information is based on state laws and regulations, and is subject to change. ABTrainingCenter makes every effort to make sure this information is current and accurate, however, ABTrainingCenter is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

What is the life accident and health certification exam?

Certification Exam Information: Your state requires proof of satisfying the pre-licensing requirement by passing an approved certification exam. It is important that you follow the instructions as your state may require additional documentation.

What is the final exam?

The final examinations and corresponding explanations represent the most important part of your exam preparation. These examinations will assist you in applying the concepts that you learned in the study manual to questions which are posed in the same multiple-choice format used in the actual examination.

Learn what's required for your Insurance License in Louisiana

This insurance licensing information summarizes the minimum requirements established by the Louisana Department of Insurance. We recommend you contact the Louisana Department of Insurance for more detailed information or changes.

Louisiana Insurance: Accident and Health Only

Correspondence – Upon completion of studies, student is required to take a final on-line Certification Exam. Passing this exam with a 70%+ verifies course completion and allows student to print course certificate directly from their computer. Instructions in front of textbook. Note: Certification exam is not part of the LAH Final Exam program.

Louisiana Insurance: Life Only

Correspondence – Upon completion of studies, student is required to take a final on-line Certification Exam. Passing this exam with a 70%+ verifies course completion and allows student to print course certificate directly from their computer. Instructions in front of textbook. Note: Certification exam is not part of the LAH Final Exam program.

Louisiana Insurance: Life, Accident, and Health

Correspondence – Upon completion of studies, student is required to take a final on-line Certification Exam. Passing this exam with a 70%+ verifies course completion and allows student to print course certificate directly from their computer. Instructions in front of textbook. Note: Certification exam is not part of the LAH Final Exam program.

Good to know

Note: This license renewal information is provided as a convenience only and is subject to change at any time. It's ultimately the responsibility of the licensee to be sure that he or she is meeting all requirements for each license and corresponding renewal period.

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