does geico give a discount to older drivers who take aarp driver course

by Mr. Saul Little 4 min read

In most states, you must be 50 or 55 years of age before the discount can be applied for taking a driver safety class. AAA and AARP courses are accepted by Geico in some states for a discount. They are listed differently on the Geico application as there are different qualifications to comply with for the discounts.

Yes. Geico accepts the AARP Driver Safety Course and the cheaper and easier (no tests) course from www.MatureDriverTuneUp.com. Once you complete the course you receive a certificate good towards three years of auto insurance discounts.

Full Answer

Does GEICO offer a safe driver discount for completing arRP?

Feb 29, 2016 · In general, Geico offers a 5 percent to 15 percent discount to policyholders who successfully complete a driver improvement or defensive driver class and meet certain other requirements. In most states, you must be 50 or 55 years of age before the discount can be applied for taking a driver safety class. AAA and AARP courses are accepted by Geico in some …

Does GEICO offer a defensive driving course discount?

Illinois Defensive Driver Discounts & Courses. Illinois drivers save up to 5% on applicable coverages by completing an approved defensive driving course. To find out about course locations near you, please call the National Safety Council at (800) 621-6244.

Does GEICO offer discounts for other insurance companies?

GEICO offers a substantial discount to policyholders who successfully complete a Defensive Driver class and meet certain requirements (for example: most states require that you be at least 50 years young before the discount can be applied). For more details, visit our state information pages or give us a call.

Who can apply for the GEICO primary driver discount?

Jan 01, 2010 · by AARP Driver Safety, AARP, January 1, 2010. Alfexe/Getty Images. Participating states offer price reductions or discounts on auto insurance to motorists who complete the AARP Smart Driver™ course, whether in the classroom or by taking the online course. AARP Membership: Get exclusive information, benefits and discounts for just $16 a year.

What are 2 ways to receive a discount on your vehicle insurance?

One of the best ways to keep your auto insurance costs down is to have a good driving record.Shop around. ... Before you buy a car, compare insurance costs. ... Ask for higher deductibles. ... Reduce coverage on older cars. ... Buy your homeowners and auto coverage from the same insurer. ... Maintain a good credit record.More items...

Is Geico a good insurance company for seniors?

The best auto insurance company for seniors is Geico because it has the cheapest premiums for senior drivers, according to WalletHub's analysis. Geico also earns high marks from WalletHub editors for its variety of coverage options, ease of use, and multitude of discounts.

What is mature driver discount?

Mature Driver Discount, Safe Driver Discount, and Defensive Driver Discount are common names used by different insurance companies to describe the senior auto insurance discount a person 50 years of age or older receives after they complete a Mature Driver Improvement Course.

Does Geico drive easy give discounts?

Customers who sign up for DriveEasy can save up to 25%, including an initial discount of 15%. On the other hand, Geico customers who participate in the DriveEasy program may see a premium increase if their driving habits are poor.Feb 11, 2022

Is 57 a senior citizen?

In the United States it is generally considered that a senior citizen is anyone of retirement age, or a person that has reached age 62 or older.Jan 16, 2021

Why is car insurance so expensive for older drivers?

Your car insurance payments may increase in your seventies and beyond. While some stats show that older drivers aren't the most likely age group to be involved in accidents 1, they're more likely to be seriously hurt or killed than other drivers 2. This means insurers can charge more to cover the increased risk.Oct 10, 2019

What age is a mature driver?

Aged 65 and over, mature drivers (also referred to as older drivers) represent a growing segment of America's licensed drivers but face an increased risk of traffic-related injuries and fatalities.

What does mature driver mean?

Mature driver improvement courses are designed for drivers 55 and older and provide instruction on: Defensive driving. California motor vehicle laws. Updates on rules of the road. The effects that medication, fatigue, alcohol, visual, or auditory limitations have on a person's driving ability.

How much is CSAA mature driver discount?

Home Insurance Discounts 12.5% for Companion Auto. 10% for Mature Policy Holder.

What is the highest score on Geico drive easy?

100You will be able to see your score and components right in the DriveEasy Pro app after you start driving. The highest driver score is 100.

What is the DriveEasy program with Geico?

DriveEasy is a new program that promotes safe driving by providing both GEICO and the customer valuable information about individual driving patterns. This is designed to help you become a safer driver.

Does Geico cover other drivers?

As long as a driver has the vehicle owner's permission to operate the vehicle, the owner's policy will provide coverage no matter who the driver is.

How much does Geico save on defensive driving?

If you live in California, Geico says you could save up to 5 percent on applicable coverages by taking a defensive driving course. In California to be eligible for this discount you must have voluntarily completed a defensive driving course meeting the standards established by the National Safety Council (NSC).

How much is the Geico discount?

In general, Geico offers a 5 percent to 15 percent discount to policyholders who successfully complete a driver improvement or defensive driver class and meet certain other requirements. In most states, you must be 50 or 55 years of age before the discount can be applied for taking a driver safety class. AAA and AARP courses are accepted by Geico ...

How much is a PA driver's discount?

In Pennsylvania, to get up to a 10 percent discount, you have to voluntarily complete a defensive driving course meeting the standards established by the PA Department of Transportation. Many auto insurance companies also offer a good driver discount that you might qualify for.

How much can you save in Texas?

In Texas, you can save up to 10 percent if you have voluntarily completed a Defensive Driver Course, Professional Driver Course, or Instructor's Course approved by the Texas Education Agency (TEA), including the State Board of Education or the Commissioner of Education, the National Safety Council and/or the American Safety Council.

Can you get a discount on Geico?

Answer: You can only get one discount at a time for taking a driver improvement course or defense driving class with Geico or other car insurance companies. If the discount period for taking an AAA driver improvement course is over and you want to retain that discount, then you will need to check with your Geico agent to see if ...

Does Geico offer AARP?

AAA and AARP courses are accepted by Geico in some states for a discount. They are listed differently on the Geico application as there are different qualifications to comply with for the discounts. Geico will apply a safe driver discount to your car insurance policy in many states if you meet all criteria required and successfully complete ...

Why is Geico offering a discount?

That's why GEICO may be able to offer you a discount for taking a course to learn these skills.

How to contact Geico about defensive driving?

Other Defensive Driver courses may qualify; if you have questions about a course being eligible, contact an agent at (800) 861-8380.

What is defensive driving?

Defensive driving courses teach safe driving techniques for car accident prevention. Essentially, you will learn how to drive respectfully in relation to other motorists.

Does Massachusetts offer defensive driver discount?

Massachusetts does not offer the Defensive Driver discount at this time; however, you may be eligible for other car insurance discounts. Michigan Discounts. Michigan does not offer the Defensive Driver discount at this time; however, you may be eligible for other car insurance discounts.

What are the main concerns for seniors driving?

The three primary areas of concern for seniors who drive are vision, hearing and response time. It’s also important to remember that you should always talk to your doctor about whether your medications will affect your driving ability. Though often overlooked, many medications can seriously impair judgment and reflexes.

How to drive at night?

Thoughts On Driving At Night 1 Keep your headlights, tail lights, windshield and side windows clean (inside and out). This will ensure you have an unobstructed view of your surroundings. 2 When in doubt, drive with your lights on (in high traffic areas, only use your low-beams as a courtesy to other drivers). While having your lights on at twilight may not aid your ability to see, it will increase the likelihood that others can see you. 3 It is more challenging to judge distances and speed in the dark so adjust your speed accordingly and allow for greater space between you and the car in front of you. Keep in mind, though, that driving too slow can also pose a danger. 4 Falling asleep at the wheel is a leading cause of accidents. Never operate a vehicle if you’ve taken medication that causes drowsiness or fatigue. Take breaks often to help you remain awake and alert. 5 If the headlights of oncoming vehicles are too bright or bother your eyes, remember to look down and to the right to help deflect the light. Using the right side of the road as a guide can help keep you on the road without jeopardizing your vision. 6 It’s a good idea to have access to a cell phone in the event of an emergency. But avoid talking or using your phone while driving, especially at night. If you need to make a call or use your phone, find a safe place to pull over beforehand.

Why is defensive driver safety important?

The purpose of these programs is to train drivers in collision prevention techniques.

Can aging affect driving?

However, for some, the physical changes of aging can interfere with driving responsibly. Senior drivers can compensate for the factors of aging that interfere with safe driving and adapt certain safe practices to prolong the ability to drive.

Is driving safe for older adults?

Overall, older adults are relatively safe and conscientious drivers. However, for some, the physical changes of aging can interfere with driving responsibly. Senior drivers can compensate ...

Is it dangerous to drive too slow?

Keep in mind, though, that driving too slow can also pose a danger. Falling asleep at the wheel is a leading cause of accidents. Never operate a vehicle if you’ve taken medication that causes drowsiness or fatigue. Take breaks often to help you remain awake and alert.

Can limited mobility be accommodated?

With an increasing number of physical aid devices, limited mobility can now be accommodated in a variety of ways. Check with your doctor or an occupational therapist about options or modifications to your vehicle that could make driving easier for you while increasing your effectiveness on the road.

Where are the AARP Smart Driver courses?

The 35 locations are Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, ...

Does AARP offer discounts?

In the states where auto insurance premium discounts are not mandated, several insurance companies voluntarily provide premium discounts to participants completing the AARP Smart Driver course. *The State of New Mexico prohibits AARP from offering the course to participants under the age of 50.

How to ask about Geico affiliation discount?

If you already have a Geico policy, call customer service (800-207-7847) to ask about the additional affiliation discount of up to 8%. The discount is currently available to members of more than 800 partner organizations, and any organization with 50,000 or more active members is eligible for the program.

How much is Geico's discount?

Geico offers up to a 15% discount on certain coverages for cars that are 3 model years old or newer. Daytime Running Lights Discount: Geico offers a 1% discount on certain coverage options for cars that have daytime running lights.

How to get a quote from Geico?

If you have problems with Geico's online quote system, or you'd prefer to speak with a representative, you can also get a quote through a local Geico agent or by calling (800) 207-7847. Plus, Geico auto insurance customers can get personalized quotes for other types of insurance through the Geico app. 0. 0.

What is the Geico discount 2021?

Mar 18, 2021. Geico discounts are offers that can save Geico car insurance customers up to 40%, or even more when discounts are combined. Geico's 16 discounts for car insurance customers range from discounts for students and the military to discounts for good drivers and cars with airbags. Geico discounts are divided into five main groups, based on ...

What is Geico savings?

Geico offers savings for customers who display loyalty to the insurance company. This means that individuals who insure more than one vehicle, or obtain more than one type of policy are given special discounts.

How much does Geico travel insurance cost?

Geico travel insurance typically costs 5% to 10% of your trip's total price. The specific amount depends on factors such as your age, the cost and length of your trip, your destination, the amount of coverage you choose, and the number of people the policy will cover.

What are the categories of Geico discounts?

Geico discounts are divided into five main groups, based on a driver’s: affiliations, education, driving history, vehicle equipment and customer loyalty. While eligibility criteria and availability may vary by state, the discounts are generally available to most Geico customers.

Car Insurance Discounts and Premium Reductions

You could save even more money off our low rates if you qualify for GEICO's discounts, premium reductions, and special programs.

Motorcycle Insurance Discounts

By insuring your motorcycle with GEICO, you may be eligible for many discounts that could significantly lower your insurance premium.

Multi-Policy Discount

Learn how you could start saving money on your car insurance with our Multi-Policy Discount by contacting GEICO, today.

Membership and Employee Discounts

If you belong to one of the over 800 groups on the member and employee discounts page, you could qualify for a discount or premium reduction.

Insurance Discounts and Premium Reductions for the Military

GEICO appreciates the service you provide to our country. We offer special discounts and premium reductions to service men and women.

Discounts and Premium Reductions for Federal Employees

GEICO's roots are with the Federal Employees. We offer discounts and premium reductions just for you.

Insurance Discounts and Premium Reductions for Students

Money is often tight for students. With GEICO insurance, we could help you save.

How much can you save on car insurance if you have a squeaky clean driving record?

If you've been accident-free for 5 years, you may be able to save up to 22% on most coverages.

What is the Eagle discount?

Federal Employee Discount (Eagle Discount) If you're an active or retired federal employee, you could qualify for the Eagle Discount of up to 12% on the total auto insurance premium. For details and eligibility, check out the Eagle Discount (available in most states).

Does Geico offer military discounts?

Active duty, retired from the military, or members of the National Guard or Reserves may be eligible for a discount of up to 15% on certain car insurance coverages.

Do you get a discount if you wear seatbelts?

If you and your passengers always wear seat belts, you could receive a discount off the medical payments or personal injury protection portion of your premium.

Does Geico offer a discount on car insurance?

When you insure your car through GEICO and have a homeowners, renters, condo, or mobile home policy through the GEICO Insurance Agency, you could get a discount on your car insurance.

What is the cost of the course, and how do I pay?

The AARP Smart Driver™ online course is $ {memberPrice} for AARP members and $ {nonMemberPrice} for non-members. You may make your payment online using any major credit card through our secure server.

How long is this course? What if I cannot finish it in one sitting?

The AARP Smart Driver™ online course is six (6) hours in length. You may complete the course all in one sitting or you can choose to complete the course at your own pace, logging on and off at your convenience. The course will automatically keep track of your progress so that when you log back on, your course will resume from where you left off.

Can I start the online version of the AARP Smart Driver course at one location and continue at another?

If you started the course at a computer in one location and want to continue at another, simply log in using your username and password. The online version of the AARP Smart Driver™ course is designed to be convenient. You may take the course at any time from any location on a computer with an Internet connection.

Is this online version of the AARP Smart Driver course narrated or just text?

The online version of the AARP Smart Driver™ course is professionally narrated. The course contains both videos and graphic illustrations of the concepts being taught.

Quizzes and Exams: Will those be recorded and graded? Can I fail the course?

While there are a number of quizzes contained in the course, they are not graded and will not prevent you from moving forward through the course. However, the quiz results are recorded and shown to you to ensure you are progressing and learning the material presented in the course.

Will I get an auto insurance discount for completing the course online?

Some states have a law that mandates that insurers must provide an automobile insurance discount for anyone completing an approved driver improvement course. Specific state insurance laws vary and individual states may place additional restrictions on eligibility for automobile insurance reductions or discounts.

When will I receive my certificate?

Your Certificate of Completion will be immediately available for download in PDF format at the conclusion of the course. If you would like to receive a hard copy of your certificate in the mail, you may select your desired shipping method and pay the corresponding fee. (Standard U.S. Mail, FedEx 2Day, Standard Overnight, Priority Overnight.)