why take a defensive driving course nj

Full Answer

What to expect in a defensive driving course?

• Scanning the roadway and adapting to surroundings
• Employing the two-second rule for following distances
• Knowing your vehicle's stopping distance
• Being aware of reaction distance
• Environment hazards
• Vehicle emergencies
• Sharing the road
• Passing and necessary clear distance
• Right of way
• Speed adjustments and railroad crossings

Why to take a defensive driving course?

• You Don’t Really Know Everything There is to Know. The biggest excuse people produce for not taking a defensive driving class is they already know all the rules of the ...
• They are Cheap. ...
• You Become Safer for Everyone. ...
• It Helps With More than Just Avoiding an Accident. ...
• There is More than Just Lowering Auto Insurance. ...

How much does a defensive driving course cost?

Signing up for and completing a defensive driving course usually pays for itself through insurance discounts. Consider this: Defensive driving courses range in price from $15 to $100. Most online courses cost between $20 and $40.

What can a defensive driving course do for You?

• SAVE MONEY. Many states support safe driver incentives that could reduce your insurance premium by as much as 10% for completing a defensive driving course.
• REDUCE POINTS/FINES. ...
• LEARN CRITICAL ACCIDENT-FREE TECHNIQUES. ...
• REFRESH DRIVING LAW KNOWLEDGE. ...
• BECOME A BETTER DRIVER. ...

What is NJ defensive driving course?

The New Jersey Defensive Driving course is designed for New Jersey drivers seeking to reduce points on their driving record and earn a discount on their insurance premium. Drivers of all ages can benefit from this course. To qualify for point reduction, you must have a valid, non-commercial New Jersey driver license.

How much does a defensive driving course lower your insurance NJ?

between 5% and 10%Any auto insurance provider in New Jersey is required to offer a discount to any policy holder that completes a defensive driving course. The discount, which is usually between 5% and 10% lasts for three years and can be renewed for continuous savings.

Why defensive driving training is important?

Defensive driving is a form of training for vehicle drivers that makes them aware about the driving rules, standard driving practices and the required driving mechanics. Its main objective is to reduce the risk of driving by anticipating hazardous situations, adverse conditions or the driving errors of others.

Does defensive driving course reduce points NJ?

Three points will be removed if you go one full year without receiving a violation or having your license suspended. Two points will be removed if you complete a NJ defensive driving course. This can be done once every five years.

How much will 2 points affect my insurance in NJ?

The 2 point reduction defensive driving course can also help reduce your NJ car insurance rate. The NJ mandatory law states upon completion of the 6 hour NJ defensive driving course, drivers are eligible to receive up to 10% reduction on their car insurance for 3 years.

How long does NJ defensive driving course take?

six hoursThe New Jersey Defensive Driving course is a six-hour course and will take you a minimum of six hours to complete.

How important is defensive driving *?

Defensive driving techniques reduce the likelihood of a collision or incident and can even save costs related to vehicle maintenance and fuel consumption, by driving smoothly and steadily.

What are the 5 rules of defensive driving?

Top 5 Rules Of Defensive DrivingLook up ahead. It sounds obvious to make sure you're looking ahead rather than what's directly in front of you. ... Be aware of blind spots. ... Slow down at all intersections. ... Maintain a safe following distance. ... Minimize all distractions.

What are the 3 basic principles of defensive driving?

Find out more.3 Basic Techniques. ... Two-second rule. ... Pass to stay alive. ... Keep cool and alert in traffic. ... A solid, defensive driving training program is essential for your vehicle drivers.More items...•

How do I avoid points on a speeding ticket in NJ?

There are three common ways to reduce the number of points on your license in New Jersey: take a defensive driving course, complete the Driver Improvement Program (DIP), and simply wait it out.

How much does a defensive driving course cost in NJ?

Online New Jersey defensive driving coursesCompanyWebsitePriceComplete Today Defensive Drivingwww.completetodaydefensivedriving.com$18.95Defensive Drivers Groupwww.defensivedriversgroup.com$24.95Defensive Driving Express.comwww.defensivedrivingexpress.com$24.959 more rows•Dec 9, 2020

How many times can you take a defensive driving course in NJ?

You can take the New Jersey defensive driving course once every three years to receive a discount on your auto insurance rate.

New Jersey Defensive Driving Course

Far too many people don’t even know that there are defensive driving courses out there, but this is potentially one of the most important classes you’ll take in your life. That’s because defensive driving can do more than save you money (which we’ll talk about in a moment) but it can also save your life.

What is Defensive Driving?

If you’ve never really heard of it before, defensive driving is all about being fully aware of your surroundings and making sure that you are being proactive about how you drive instead of reactive to what other people are doing.

Why Take a Defensive Driving Course?

There are several different reasons to take a defensive driving course. Let’s take a quick look at each and then dive into them a little more: Save money on your car insurance, Remove points from your driver's license, and Improve your overall safety while driving

Save Money on Your Car Insurance

The first thing that you can do by taking a New Jersey defensive driving course is save some money on your insurance. That’s because car insurance companies know that someone who is more aware of their surroundings and better prepared on how to act if something goes wrong is less likely to get into an accident.

Improve Your Overall Safety While Driving

Finally, you can improve your safety while driving by getting training in defensive driving. We all go to drivers education classes in order to get our license. And while there, you learn about all of the things that you and the other drivers on the road are responsible for doing.

All About the New Jersey Defensive Driving Course

Our New Jersey Defensive Driving Course is a 6 hour, online only course that is approved by the NJ MVC. When you sign up you’ll get immediate access to the full course, including text, audio and streaming formats. Not only that, but it’s available 24/7, so you can work at your own pace.

Getting Started For Yourself

If you’re interested in taking a defensive driving course you want one that’s going to get you the best possible benefits. That’s where we come in. At Drive Safe Today, we offer a program that’s approved by the New Jersey Motor Vehicle Commission. Plus, we know everything you need because we’re local.

What is defensive driving course in NJ?

A NJ defensive driving course is packed with benefits. By taking the course, you can avoid points being added to your driver’s license because of a traffic violation or reduce the points already on your license. You can also receive up to a 10% insurance discount when you take the course voluntarily.

How often can you get a 2 point discount on your car insurance?

Drivers are only eligible for the 2-point reduction every 5 years and only if the points exist on the driving record when the course is completed. The car insurance discount may vary by provider. If you plan to attend this course for a car insurance discount, check with your provider to ensure that they offer the discount.

What are the benefits of defensive driving in NJ?

The three main benefits include: Reduce your driving record points by up to two points. Gain a discount on your car insurance up to 10%. Gain the knowledge and techniques you need to become a safer driver.

How many copies of NJ defensive driving certificate?

Most online New Jersey defensive driving courses will provide two copies of your certificate of completion. One of these certificates is for your records, and the other is for your insurance company. Most online traffic schools will send your certificate of completion to the NJ Motor Vehicle Commission, as well.

How often do you need to take a two point driving course?

For a two-point deduction, you will need to have a valid driver’s license. You cannot have completed the course in the past five years, either. Some traffic violations may not be eligible. If you want to gain an insurance discount, you can take the course every three years.

Can you take defensive driving in New Jersey?

When you get a traffic ticket in New Jersey, you can take defensive driving to avoid points going onto your driving record. With the right online New Jersey defensive driving course, you’ll be able to complete the work from home. This beats sitting in a classroom for an entire day!

How long is a defensive driving class in New Jersey?

New Jersey Defensive Driving Class Curriculum Details. According to local laws, a driver safety program must be at least six hours long in order to receive the state’s approval. Online classes must require students to take a proficiency examination and answer at least 80 percent of the questions correctly.

What are the benefits of defensive driving school?

These benefits may include point reductions on your license, discounts on your auto insurance and more. Remember to check that your selected course is certified by the state, as non-certified courses do not guarantee any benefits and are not regulated by state requirements. Most drivers who enroll in defensive driving school are above a certain age.

What is NJ DMV traffic school?

A NJ DMV approved traffic school is very different from driver’s education. Driver’s education is intended for young drivers who are learning important driving skills for the first time. Traffic school, however, is intended for older drivers who need to improve or refresh their driving skills.

What is a defensive driving certificate?

A defensive driving certificate is proof that you have completed your defensive driving course. To obtain one, you must pass the proficiency examination with a grade equal to or higher than 80 percent. Some course providers will send you your certificate by mail and may charge a fee.

How old do you have to be to take defensive driving classes?

The state approves both defensive driving classes and mature defensive driver classes. To qualify for a mature defensive driver class, you must be 55 years of age or older and a resident of the state.

How much is a discount on iDriveSafely?

Discounts are typically 5 percent , though some companies may offer a discount of 10 percent. Some classes, such as the iDriveSafely online course, guarantee that you will receive a 5 percent discount when you successfully complete the course and notify your provider.

What are the benefits of taking traffic school in New Jersey?

There are also many other benefits to completing a course in the state, such as: Potentially dismissing a traffic ticket . Removing points from your driving record.

What is defensive driving?

Most road accidents are caused by driver error. To reduce the likelihood of being involved in an accident you need to understand the concept of “defensive driving.”. This course will provide you with standard accident-preventing techniques. Upon completion of the defensive driving course:

How long is a driver's license probationary in New Jersey?

Drivers that are issued a driver's license permit for the first time are probationary drivers and will have to serve a two-year probationary period. While in the probationary period, drivers who are convicted of two or more moving violations with a total of four or more points, will receive a Fee Due notice to pay for and enroll in the Probationary Driver Program to correct improper or dangerous driving practices. This program is a four-hour classroom program provided by approved New Jersey-licensed providers throughout the state. Up to three points will be removed from your driving record if you successfully complete the program. A $75 administrative fee payable to the MVC is required prior to scheduling a class with a New Jersey-licensed provider. Drivers will be required to pay an additional training fee to the provider for the classroom instruction.

How often do you get a 2 point reduction?

Check with course providers before registering. You may only receive a two point reduction once every 5 years and only if there are points on your driving record at the time you complete the course. You may also qualify for an insurance rate reduction (contact your insurance agent for more information).

Is defensive driving a voluntary course?

The defensive driving course is a voluntary course. If you received a notice in the mail from the MVC giving you an option to take a Driver Improvement Program, or a notice to take the Probationary Driver Program, please read above content under Remedial Driver Programs for details.