who is covered under medical payment coverage of your automobile policy? course hero

by Derrick McLaughlin Sr. 8 min read

What is Medical Payments Coverage (MedPay)?

MedPay is a type of medical payment insurance that may help cover medical expenses and funeral costs incurred as a result of a car accident. Medica...

Is MedPay Required?

In most states, medical payment coverage is an optional addition to your auto insurance policy. There are states, including Pennsylvania[i] and Mai...

Who Should Consider MedPay Coverage?

If a driver’s health insurance plan has a high deductible, or there are gaps in coverage, MedPay could be a decent option. It’s also a good Plan B...

What do I need to know to add MedPay to my car insurance policy?

If you’ve decided to purchase MedPay, you’ll need to choose your medical payment coverage limits. This limit is the maximum amount your insurance p...

What Does MedPay Cover?

Medical Payments Coverage may help with several different expenses following a car accident, most times regardless of fault. These may include cost...

What Isn’t Covered by MedPay?

In some auto accidents, medical coverage won’t apply. Medical payment coverage usually does not cover damages from accidents that occurred while dr...

Does MedPay Cover Pedestrians?

One highlight of having medical coverage on a car insurance policy is that the holder is typically covered regardless of where they are traveling....

How Does a MedPay Claim Work?

If you incur medical bills as the result of a car accident that would be covered by your medical insurance, you’re usually expected to pay those bi...

What is medical payments coverage?

Medical payments coverage, also known as Med Pay, is an additional coverage option for auto insurance policies in most states. In the event of a ca...

Do you need medical payments coverage on a car insurance policy?

Med Pay is an optional coverage in most states where it's offered, so you probably aren't legally required to carry it. However, it may make sense...

What does Med Pay cover?

If you're involved in an auto accident, medical payments coverage can take care of expenses such as: Doctor visits Hospital visits or stays Nursing...

How do I get reimbursed for a medical payments coverage claim?

The first step is to work with your medical payments adjuster to ensure that you and/or your providers forward all necessary medical records and bi...

What are the limits of medical payments coverage?

Your Med Pay coverage limit is the maximum amount your insurer will pay per person per accident for a covered loss. These limits often get discusse...

Does auto insurance cover medical expenses?

Auto liability insurance, which is required by law in the majority of states, will cover the other driver's property or bodily injuries if you're f...