which of the following is not covered in this course

by Kaley Ebert 9 min read

What is a covered person?

Can you duplicate a health insurance policy?

Does coverage apply to a vehicle used primarily for use off public roads?

Does B. apply if the insured rents vehicles?

Is a vehicle used as a residence an uninsured vehicle?

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It states that the policy will pay for direct and accidental physical loss to the covered auto regardless of fault --- The Insuring Agreement of Part D states that the insurer will pay for loss to the covered auto, including its equipment, minus any applicable deductible.

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H's liability policy has the following limits: $25,000 per person, $100,000 per occurrence, and $2,000,000 aggregate. This year, five separate claimants file in the amount $25,000 for injuries suffered in a single accident.

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What is a covered person?

B. A covered person means the named insured, family members and any other person occupying the covered auto

Can you duplicate a health insurance policy?

Coverage will not be duplicated, so the policy with the highest limit applies.

Does coverage apply to a vehicle used primarily for use off public roads?

D. Coverage does not apply to a vehicle used primarily for use off public roads. Coverage includes someone using the vehicle without permission. Coverage does not apply when a person is using the vehicle without permission.

Does B. apply if the insured rents vehicles?

B. Does not apply if the insured rents vehicles

Is a vehicle used as a residence an uninsured vehicle?

A vehicle used as a residence. A vehicle while located for use as a residence would not be an uninsured vehicle. Click again to see term 👆. Tap again to see term 👆. Coverage for recreational vehicles can be added to the Personal Auto Policy by the: A. Recreational Vehicles Endorsement.

What is an insured policy?

An insured has a personal auto policy with both comprehensive (other-than-collision)

What is a liability policy?

a liability policy that provides coverage for a claim or injury or damage if the claim is first reported or filed against the insured during the policy period. when notice is received and recorded by and insured or insurer. a claim is considered to have been made. in addition to the limit of liability.

Why is coverage considered good will?

The coverage is considered good will because payments are made without regards to fault.

Who is responsible for the amount required as underlying limits in the event of a claim?

The insured would be responsible for the amount required as underlying limits in the event of a claim.

Can an obligee engage another contractor?

The obligee may engage another contractor and then seek reimbursement from the surety.

Is a loaner vehicle covered by a business auto policy?

The loaner vehicle is covered by the business auto policy.

What is a covered person?

B. A covered person means the named insured, family members and any other person occupying the covered auto

Can you duplicate a health insurance policy?

Coverage will not be duplicated, so the policy with the highest limit applies.

Does coverage apply to a vehicle used primarily for use off public roads?

D. Coverage does not apply to a vehicle used primarily for use off public roads. Coverage includes someone using the vehicle without permission. Coverage does not apply when a person is using the vehicle without permission.

Does B. apply if the insured rents vehicles?

B. Does not apply if the insured rents vehicles

Is a vehicle used as a residence an uninsured vehicle?

A vehicle used as a residence. A vehicle while located for use as a residence would not be an uninsured vehicle. Click again to see term 👆. Tap again to see term 👆. Coverage for recreational vehicles can be added to the Personal Auto Policy by the: A. Recreational Vehicles Endorsement.

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