Start studying Personal Auto Policy Chapter 6 Test Questions. Learn vocabulary, terms, and more with flashcards, games, and other study tools.
It states that the policy will pay for direct and accidental physical loss to the covered auto regardless of fault --- The Insuring Agreement of Part D states that the insurer will pay for loss to the covered auto, including its equipment, minus any applicable deductible.
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H's liability policy has the following limits: $25,000 per person, $100,000 per occurrence, and $2,000,000 aggregate. This year, five separate claimants file in the amount $25,000 for injuries suffered in a single accident.
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B. A covered person means the named insured, family members and any other person occupying the covered auto
Coverage will not be duplicated, so the policy with the highest limit applies.
D. Coverage does not apply to a vehicle used primarily for use off public roads. Coverage includes someone using the vehicle without permission. Coverage does not apply when a person is using the vehicle without permission.
B. Does not apply if the insured rents vehicles
A vehicle used as a residence. A vehicle while located for use as a residence would not be an uninsured vehicle. Click again to see term 👆. Tap again to see term 👆. Coverage for recreational vehicles can be added to the Personal Auto Policy by the: A. Recreational Vehicles Endorsement.
An insured has a personal auto policy with both comprehensive (other-than-collision)
a liability policy that provides coverage for a claim or injury or damage if the claim is first reported or filed against the insured during the policy period. when notice is received and recorded by and insured or insurer. a claim is considered to have been made. in addition to the limit of liability.
The coverage is considered good will because payments are made without regards to fault.
The insured would be responsible for the amount required as underlying limits in the event of a claim.
The obligee may engage another contractor and then seek reimbursement from the surety.
The loaner vehicle is covered by the business auto policy.
B. A covered person means the named insured, family members and any other person occupying the covered auto
Coverage will not be duplicated, so the policy with the highest limit applies.
D. Coverage does not apply to a vehicle used primarily for use off public roads. Coverage includes someone using the vehicle without permission. Coverage does not apply when a person is using the vehicle without permission.
B. Does not apply if the insured rents vehicles
A vehicle used as a residence. A vehicle while located for use as a residence would not be an uninsured vehicle. Click again to see term 👆. Tap again to see term 👆. Coverage for recreational vehicles can be added to the Personal Auto Policy by the: A. Recreational Vehicles Endorsement.