which georgia insurance companies offer lower rates for online defensive driving course

by Lucius Hane 10 min read

Geico: Geico offers a 5 to 10% discount for completing a defensive driving course. Allstate: Offers a defensive driving discount, but the amount varies by state. The Hartford: After you’ve finished an approved defensive driving course, you can enjoy a discount on your auto insurance for the next three years; the amount varies.

Full Answer

Why take a GA online defensive driving course?

There are numerous reasons to take a GA online defensive driving course. From improving your defensive driving skills to qualifying for an insurance discount, it’s an excellent way to stay safe behind the wheel and pay less on auto insurance every month.

Do insurance companies offer a defensive driving course discount?

Many insurance companies offer a defensive driving course discount. The discount amount will vary by insurer, but in most cases, it ranges from 5 to 15%. Always check with your insurer to see if they offer a defensive driving discount and ask for a list of approved schools.

How much can defensive driver education reduce my insurance premium?

Defensive driver education can reduce your insurance premium up to 10%. Are you ready to save money?

How much does a defensive driving course cost in Georgia?

$95In the state of Georgia, a Defensive Driving Course will cost you $95. This price is set by Georgia's Department of Driver Services and applied to all driving schools in the state that are certified to teach the Defensive Driving Course (DDC), like Alfa Driving School.

What is the best defensive driving course to take online?

#1 Defensive Driving Course ProviderIDriveSafely is one of the oldest defensive driving brands in the business. ... IDriveSafely.com has an A+ rating with the Better Business Bureau (BBB). ... Take an IDriveSafely Course.Take a DriversEd.com Course.Take a MyImprov Course.Take ApprovedCourse Defensive Driving.More items...•

What is the easiest defensive driving course online?

#1: iDriveSafely iDriveSafely is my top recommended easiest online traffic school for 2022. They've been around since before online traffic school even existed.

Are online defensive driving courses accepted in Georgia?

Does Georgia accept online defensive driving courses? Yes. Many Georgia courts currently allow drivers to complete an online defensive driving course to help with a ticket.

Is TrafficSchool com legit?

Verified Student Reviews. Since 1994, TrafficSchool.com has been striving to exceed the expectations of our students. No matter where you look, you'll see that TrafficSchool.com has earned a 5-star reputation.

What is the difference between home study and Internet traffic school?

Traffic School is typically offered in three different ways: An online course you can take from home (the best option) A classroom-based course you need to physically attend (typically takes 8 hours) A home-study course with a physical booklet (requires the purchase of extra materials)

Which online traffic school is the fastest?

Fastest Online Traffic School #1 – iDriveSafely Online Traffic School. The iDriveSafely online traffic school program has been around for literally decades and they have it down to a science. This is the fastest online traffic school you can take and it has made this list every year including now in 2019.

How much does a DUI cost over ten years quizlet?

How much does a DUI cost over ten years? DUIs are also very expensive offenses. The trial and attorney fees could range between $5,000 to $8,000 and more. Fines and penalties on average cost about $4,000.

What is defensive driving course?

With defensive driving classes, individuals learn to improve their driving skills by reducing their driving risks. Driving risks are reduced by anticipating situations and making safe well-informed decisions. Defense driving courses involves a lot training on tactical decision making to avoid road accidents.

How long is online defensive driving course ga?

6 hour1. What is a Driver Improvement/Defensive Driving Course? Driver Improvement is a 6 hour course designed to teach drivers about safe driving attitudes and behaviors.

How many points does a defensive driving course take off in GA?

seven points"If you have points on your license, going to a defensive driving course can erase seven points from your license," says Kirk Brisette, Ph. D., CEO and co-founder of DriveSmart Georgia. "This can only happen once every five years.

How many points is driving too fast for conditions in GA?

Georgia's ticket system adds points to your driving record, ranging from 2 to 6 points. If you have 15 points or more within a 24-month period, your license will be suspended. No points are given for tickets for driving less than 15 mph over the speed limit or for driving “too fast for the conditions” violations.

How do I get a copy of my Certificate of Completion?

A certificate will be emailed to you upon completion which you can also download through your account. Additional options for a physical copy to be...

Will the Georgia court accept this defensive driving course?

Please ask permission from the court to take this course & confirm with the court that they will accept your Certificate of Completion.

Will my insurance agent accept this certificate for a car insurance discount?

Please contact your insurance provider to obtain permission to take our online defensive driving course.

Will you submit my Certificate of Completion to the court?

No. You must personally submit your Certificate of Completion to the court if that is required.

Am I guaranteed to pass this course?

We provide unlimited final exam retakes. This is the easiest way to complete the Georgia defensive driving course.

What if I fail the final exam?

Don't worry! You have unlimited final exam retakes. You are guaranteed to pass.

Is this course 100% online?

Yes. You are not required to visit a classroom. You may complete the course 100% online and receive your certificate of completion by email and dow...

How do I take the Georgia defensive driving course for free?

We offer a free trial of the defensive driving course. When you register, you may choose the pay later option to test drive the course for free. We...

How long is this Georgia defensive driving course?

The course is designed to be 6 hours but you can complete it much faster. There are no timers on the page - as such you may finish the course as fa...

Am I required to finish the course in one sitting?

No. You may log in and out and complete the course at your own pace. The course will always resume from where you left off.

Why do you need to take defensive driving courses in GA?

There are numerous reasons to take a GA online defensive driving course. From improving your defensive driving skills to qualifying for an insurance discount, it’s an excellent way to stay safe behind the wheel and pay less on auto insurance every month.

Why do you take a driver improvement course in Georgia?

Reasons to Take a Georgia Driver Improvement Course. A Georgia driver improvement course is an excellent way to improve your defensive driving skills. You may also qualify for an insurance discount - be sure to check with you insurance company if they provide a discount and how much. Note: Georgia currently only approves in-person defensive driving ...

How to get a Georgia driver's license?

Here’s how it works: 1 Contact your insurance provider to determine if you qualify for an insurance discount by taking an online Georgia driving safety course. 2 Register and complete the defensive driving course -- all online! 3 Submit your certificate of completion to your insurance provider (available for immediate download once you complete DriveSafeToday’s course).

How long is the edge course?

The 6-hour course can be completed at your own pace - no timer involved! The lessons go anywhere with you since the course is 100% online and can be completed from any mobile device with audio and video streaming formats - no matter if you’re in Atlanta, Savannah, or Albany.

Can you take defensive driving courses online in Georgia?

The state of Georgia currently doesn’t approve any online defensive driving courses for reducing points on your driving record or dismissing a ticket. If you received a traffic violation or want to be qualified for point reduction, Georgia requires that you take the course in a physical classroom.

Can you get a discount on auto insurance in Georgia?

No one likes high insurance premiums. Luckily, you have the opportunity in Georgia to qualify for an auto insurance discount with an online defensive driving course.

Does Georgia allow defensive driving?

Note: Georgia currently only approves in-person defensive driving courses for point reductions on your license or ticket dismissals. An online defensive driving course can be used to receive an insurance rate discount if your insurance company allows.

Overview

Take this course if you are under the age of 55 and want to get a discount on your auto insurance.

Georgia Defensive Driving Course for Insurance Discount

Many insurance companies offer drivers discounts on auto insurance premiums if drivers complete a defensive driving course. However, not all do. Moreover, insurance companies vary in the nature and amount of the discount. Therefore, it is prudent to check first with your insurance company.

What is a Defensive Driving Course?

A defensive driving course provides instruction on techniques for driving safely on America's roads. It usually is a 4-hour course that can be completed online or in a classroom. A driver who completes the course is awarded a certificate of completion, which is typically delivered via email or printed directly online.

Safe2Drive's Defensive Driving Course for Auto Insurance Discounts

Safe2Drive offers a defensive driving course for drivers who are seeking a discount on their auto insurance premium. The course is self-paced and covers topics that include the following:

How much does defensive driving lower insurance?

While it varies by the insurance company, most offer a discount in the range of 5% to 15% to their customers who complete a defensive driving course. The discount typically lasts for three years, so the savings can really add up. In many cases, you can expect to save $500 or more over three years.

What auto insurance companies offer defensive driving discounts?

Many insurance companies offer a defensive driving course discount. The discount amount will vary by insurer, but in most cases, it ranges from 5 to 15%. Always check with your insurer to see if they offer a defensive driving discount and ask for a list of approved schools. Here are a just few examples of insurers who offer a defensive driving discount:

Why do you need to take a defensive driving course?

There are several reasons why you may need to take a defensive driving class. It may be required if you have been picked up for a DUI, you may be hoping to save money on your car insurance premium or maybe you just want to be a safer driver. Here are a few reasons you may want to take a defensive driving course

What are the benefits of taking a defensive driving class?

In addition to becoming a safe driver, there are several benefits to taking a defensive driving course. Here are just a few advantages of a defensive driving course:

How do you qualify for a defensive driving discount?

In most cases, you simply provide your insurer with a certificate of completion for the defensive driving course you passed, and they will apply the discount to your policy.

What are the pros and cons of online vs. classroom defensive driving courses?

In many cases, you will choose between an online class or one that is conducted in person. Always check with your insurer before signing up for a class to see if they require a specific type of defensive driving class.

What is the discount for defensive driving?

Taking a defensive driving class can result in a car insurance discount of 5% to 10%. It can also help to remove DMV points from your record and further reduce your insurance costs.

How long does it take to get a defensive driving license?

A defensive driving course normally takes 4-6 hours to complete. After you’ve registered for a course, you’ll have access to different lessons. These lessons cover topics such as state traffic laws, defensive driving skills, and how to drive in bad weather.

Do insurance companies give discounts on defensive driving?

Check with your insurance company to first make sure that they offer a discount for completing a defensive driving course. While most insurance companies do adhere to state rate discounts, it’s best to ask. If they do offer a discount, also inquire about your insurance company’s eligibility requirements to determine if you qualify. For example, some states prohibit a discount for drivers under or over a certain age. Also ask if they approve online defensive driving classes.

Does insurance have a defensive driving discount?

It depends on your policy. Each insurance company sets their own rate. Every state has different rules and qualifications for defensive driving discounts. Eligibility requirements also vary. You can learn more here by selecting your state from the dropdown.

Does Geico offer a dismissal course?

NO, this course is ONLY for the insurance premium discount for GEICO customers. If you have a current traffic ticket and need to take a dismissal course, find your course at www.myIMPROV.com

Can you get a discount on Geico?

That’s a good thought! Absolutely! The discount can be applied to any GEICO primary driver who meets the age requirement. You can find the eligibility requirements here after selecting your state from the dropdown.

Do insurance companies give discounts on insurance?

Yes, most insurance companies will give you a discount on your auto premium for completing a Defensive Driving/Insurance Discount course. In some states, insurance discounts are mandatory to all insurance companies. If you are insured with another carrier, please register here.

What happens in a defensive driving course?

Defensive driving courses are typically administered online or in person through local DMV or DPS offices. Classes may range from four to 12 hours in length depending on state regulations and format of the course. These classes are not free but often cost less than $100.

How much money does a defensive driver discount save?

It varies by insurance company, but this discount typically saves a driver between 5% and 10% of their car insurance premium.

Common restrictions to the defensive driver discount

Eligibility for these courses and the corresponding discount sometimes have some restrictions. The groups most commonly eligible for this auto insurance discount are drivers under 25 and over 60, since these populations are the most at-risk for accidents and have the highest auto insurance premiums of any demographic.

Sources

Renata is a licensed insurance professional and content strategist responsible for creating home and auto insurance guides for The Zebra.