While it varies by insurer, expect an insurance discount of 5 to 10% for completing a course. The other way a defensive driving course can help you save some money on your insurance is by keeping a ticket from hitting your driving record. Using a defensive driving course to keep a ticket off your record can result in significant savings.
Where to take defensive driving online?
Your smartest option is to go during:
With the Defensive Driving Online Course offered by Drive Safely’s online platform, you can help improve your driving record in a fast and easy way. The course is conducted entirely on an online basis where you have the freedom of deciding how much you want to study at any given time.
#1: iDriveSafely iDriveSafely is my top recommended easiest online traffic school for 2022. They've been around since before online traffic school even existed.
The cost of the defensive driving course online will average about $35. You can get a version on DVD for a higher price, however.
As per Indiana BMV requirements, each Driver Safety Program is 4 hours in length.
You can take this 100% online course if you've received a formal notice, or were referred by the Indiana Bureau of Motor Vehicles (BMV) or by a court to complete a Defensive Driving – Driver Safety Course (DSP) for a ticket dismissal.
4 point creditThe BMV will apply a 4 point credit to an Indiana Official Driver Record for successful completion of a BMV-approved DSP. The credit may only be applied once every three years.
If you have received an Indiana traffic citation, you may be able to take an Indiana defensive driving course to clear your citation and stop possible points from reaching your driving record. You are able to participate in a defensive driving Indiana program once every 3 years to dismiss a traffic citation.
These point values become important the more you accumulate in short period of time, and the Indiana BMV has put a limit of eighteen (18) points within a twenty four (24) month period.
Calling 888-692-6841 using the access code found on your notice, Via mail using the reinstatement coupon in the Reinstatement notice, or. Visiting one of our self-service BMV Connect kiosks.
Reaction times vary from one driver to the next. A professional driver who is physically fit and trained in high-speed driving might have a reaction time of 0.2 seconds for a given situation, while the average motorist may have a slower reaction time of 0.5 seconds, 0.8 seconds or even 1 second.
With defensive driving classes, individuals learn to improve their driving skills by reducing their driving risks. Driving risks are reduced by anticipating situations and making safe well-informed decisions. Defense driving courses involves a lot training on tactical decision making to avoid road accidents.
Defensive driving describes the practice of drivers who consciously reduce the dangers associated with driving. Defensive driving techniques reduce the likelihood of a collision or incident and can even save costs related to vehicle maintenance and fuel consumption, by driving smoothly and steadily.
Following too closely behind another motorist, or tailgating, is an aggressive driving behavior.
The Indiana Driver Safety Program, or DSP as it is commonly referred to, is a BMV approved course that allows any Indiana driver to take the course and get a 4 point credit applied to their Indiana Official Driver Record.
Individuals under 21 years of age are required to complete a DSP course if:
Once the BMV is notified of these convictions, a DSP course must be completed with 90 days or driving privileges will be suspended. A court may also require an individual to complete a DSP course as an alternative to suspension of driving privileges.
Our Indiana Mature Driver Improvement course is designed for drivers age 55 and older who wish to qualify for an auto insurance discount. The course is a great way to keep your insurance premium low and brush up on driving laws in Indiana. You don't have to pay until you reach the final exam, and you will be able to print your Certificate of Completion online as soon as you pass the course!
Take our online Indiana Driver Education course if you are at least 15 years old to satisfy licensing requirements, to prepare for your knowledge exam, or to refresh your knowledge of driving skills and laws.
All of our DSP courses are four hours in length per Indiana's requirements, and consist of short lessons with written material, animations, games, and a short quiz after each lesson (please note, the Basic DSP Video course consists of videos rather than written material, animations and games).
Take our Indiana Driver Education course if you are at least 15 years old and you want to do any of the following: 1 Get on your way to obtaining a learner's permit at age 15. 2 Obtain a probationary driver's license at the age of 16 years and 90 days. 3 Prepare for your knowledge exam. 4 Increase or refresh your knowledge of driving skills and laws.
Most behind-the-wheel schools require you to complete the 30 hours of classroom/theory portion of Driver Education before you can enroll in their course.
Furthermore, if you have received two (2) or more Indiana traffic tickets within a 12-month period, you will be required to take the driver improvement course, per Indiana State law.
If you are a driver under the age of 18, you will also be required to take the driver improvement course if you are convicted of two (2) or more violations, involved in two (2) or more collisions, or a combination of these.
When you receive a moving traffic violation, Indiana law allows courts to order the Bureau of Motor Vehicles to suspend the driving privilege of a motorist and/or assign points to their driving record. The amount of points assessed to the driving record of the violator is determined by the seriousness of the offense.
Here, the presiding officer will determine whether your license will be suspended for 30 days to one year, be placed on probation, and impose additional requirements not listed along with attending an Indiana Driver Safety Program.
Any licensed Indiana driver may take a defensive driving course for one of the following reasons: 1 To satisfy a court or BMV order to attend traffic school 2 To prevent violation points from appearing on your driving record 3 To earn a 4-point safe driver credit on your driving record
To earn a 4-point safe driver credit on your driving record. You may also be able to take an Indiana defensive driving course voluntarily and earn a possible reduction on your insurance rates.
Any licensed Indiana driver may take a defensive driving course for one of the following reasons: To satisfy a court or BMV order to attend traffic school. To prevent violation points from appearing on your driving record. To earn a 4-point safe driver credit on your driving record.
Indiana Driving Record Point Reduction with Traffic School. You can take traffic school voluntarily once every 3 years to deduct 4 points from your driving record. It generally takes up to 10 days for the IN BMV to receive your defensive driving completion information and update your driving record points.
Mandatory Indiana Traffic School. The Indiana BMV may require you to complete a defensive driving program if you: Have received 2 traffic convictions or more within 12 months. Are under 21 years old and have received any points on your driving record.
These courses are also known as driver safety programs (DSP) or traffic school/defensive driving courses and are approved by the Indiana Bureau of Motor Vehicles (BMV). Whatever your reason for completing a traffic school program, you'll gain safe driving knowledge that may help to reduce your risk of committing traffic violations ...
Some providers may give you multiple attempts to pass the test. Once you complete your defensive driving course, your provider will either present you with a completion certificate or submit your information to the Indiana BMV electronically.
Your eligibility will be based upon your traffic offense or driving history. You'll have the option of completing a defensive driving course online, at home with a DVD/video, or in the classroom. While your choice usually only depends upon your personal preferences and schedule, an Indiana traffic court may only allow you to complete ...
Completing a defensive driving voluntari ly may allow you to earn a safe driving discount from your car insurance company . Check with your auto insurance provider to check if you're eligible and for specific requirements. If you're not eligible for a defensive driving discount, another way to lower your car insurance payments is to shop around ...
The point value relates to the seriousness of the offense in posing a risk to traffic safety. Point values for offenses range from zero to ten, depending on the violation.
The credit may only be applied once every three years. However, if an additional course is completed, the time period of the credit will be extended for three years from the new course completion date.
All of the providers have the same curriculum standards and all courses are a minimum of four hours in duration. The DSP courses do not teach an individual how to drive; however, the courses do provide information that will help improve defensive driving skills.
A court may also require an individual to complete a DSP course and use this requirement as an alternative to suspension of driving privileges; however, the court order may not specifically require participation in a BMV-approved DSP. Any Indiana driver can take a DSP course.