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BUAD 611 Contabilidad Gerencial REV NOV 2021 ITP.pdf. School: University Of Puerto Rico, Río Piedras. Course: Costos. 6 Pages. 02 Investing and Financing Decisions and the Accounting System.pdf. Register Now. 02 Investing and Financing Decisions and the Accounting System.pdf. School: University Of Toronto. 3 Pages.

What is the difference between present value and future value?

Present value is the amount a sum of money is worth now , in the present. Future value is what a sum of money will be worth at a future point in time, given the effects of interest. If the rate of interest and compounding frequency are known, present value and future value can be calculated.

What is the time value of money?

Time value of money is the idea that money possessed today is worth more than the same dollar amount received in the future. All borrowers and lenders are impacted by the time value of money.

What is an annuity?

An annuity is a financial arrangement that pays out a fixed payment stream over a set period of time. Both the present and future value of annuities can be calculated.

What is an ordinary annuity?

An ordinary annuity is an annuity payment that assumes the periodic payment occurs at the end of a time period. Lottery winners are frequently given the choice of a single lump sum payment option or an annuity option. Obviously, personal characteristics affect the decision, but so does the time value of money.

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When you answer a point the explained, can you use the points to come up with an explanation of your own?

When answers are stated in a point the explained, you can use the points to come up with an explanation of your own. You may have different views on the points. it is not a must that you use the view provided on the answer. To avoid plagiarism, you should not copy the points directly.

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The aftermath of quitting my PhD

A few months ago, I ended up leaving my Ph.D. program with my Masters degree (biochemistry) after failing my first round qualifying exam. I realized that I was ruining my mental health, hated being in the lab, and didn't enjoy the academic setting. So, in May, I decided to leave the PhD program and get a non-thesis based Masters instead.

Anyone else feel like life is passing you by?

I started this PhD newly single in my mid 20s. By the time I'm finished in 2 years, I'll be 31.

I'm not that ambitious. Can anyone else relate?

I'm starting grad school (urban planning) in less than a month and I've come to the conclusion that I'm just not that ambitious of a person. As I am preparing, I see the people in my program practically killing themselves just to cram experience into their resume or get access to that connection of a connection of a connection.

Mentally out of shape

It feels like a hiking trip, but you're going slower than the rest of the group. They wait for you but at the same time rest. Meanwhile you're exhausted when you catch up with them. You don't feel like you deserve any rest, the expedition starts shortly after and you're struggling even more.

I submitted my first research article in my life (with primary authorship) before I graduate with my Masters in 4 months!!! (Nervous as heck and terrified of what the editors of the journal will say...)

The article has been a long time coming. The original conceit for the research was turned in as an assignment back in March and since then I expanded the concept to a higher degree within a month and started writing since May.

Do you ever feel its become more about paying for it and not the learning?

First yr student with a GA stipend and reduced tuition and I feel like I'm so busy trying to budget my stipend, tuition, rent, savings, and expenses with a semester payment plan and doing my best not to take out loans that I don't even have time be excited about classes. I feel like I'm more worried about paying for it than actually doing it.