what will the 6 hour driving course in new york save me on my auto insurance

by Golden McDermott 10 min read

Discounted Rates for AAA Members Sharpen your driving skills and qualify for 10% off your auto insurance* with the AAA defensive driving course in NY. Available to members and non-members, this six-hour program is approved by the New York State Department of Motor Vehicles and conveniently offered in the classroom and online.

For New York drivers or those with a NY driver's license, you can expect to save up to 10% on the cost of your auto insurance every month. For some people, this can be a significant amount of money every month and the cost of the defensive driving course will pay for itself in no time at all.

Full Answer

Is there a 6 Hour driving test in New York?

Available to members and non-members, this six-hour program is approved by the New York State Department of Motor Vehicles and conveniently offered in the classroom and online. In-person classes now available in select locations! Following all state and CDC guidelines, we are returning to in-person classes.

How much is the 6-hour New York point&insurance reduction course?

The 6-Hour New York Point & Insurance Reduction Course is only $19.95. Sign up for this online course today. Why American Safety Institute? ASI has been a leading provider in Driver Education and Traffic Safety Courses since 1992.

How long does it take to take a NYS defensive driving course?

Online Defensive Driving Course – NY Interactive, user-friendly and self-paced. Take up to 30 days to complete the course! Course certificate mailed quickly upon completion of program. AAA members: $29.95

How long is the New York State driver's license program?

Available to members and non-members, this six-hour program is approved by the New York State Department of Motor Vehicles and conveniently offered in the classroom and online. In-person classes now available in select locations!

Does defensive driving course lower insurance in NY?

According to the New York DMV, the defensive driving course reduces auto insurance premiums by a mandatory 10% that lasts for three years. After the discount expires, you can retake the defensive driving course to secure your discount for another three years.

How many hours is the NY defensive driving course?

New York Defensive Driving Courses take 320 minutes to complete, as mandated by the state of New York. Since this course is 100% online you do not need to complete it all at once - you may log out and in as often as you need during the 30 day period you have to complete the course.

How much is a defensive driving course in NY?

The best cheap defensive driving course is offered by New York Safety Program for $23.95. The cost of the listed providers below range from $23.95 to $49.95....Best cheap defensive driving courses in New York.ProviderCostDriver Training Associates$24.95AARP$27.95Comedy Traffic School$27.95National Safety Council$29.958 more rows•Nov 16, 2021

How much is a 6-hour defensive driving course in NY?

Resources. The 6-Hour New York Point & Insurance Reduction Course is only $19.95.

What is the easiest defensive driving course online NY?

Improv Traffic School is not only entertaining, it is the fastest course allowed by the state of New York. As with any legit online defensive driving school in New York, they made it extremely easy to get through.

How many points does a defensive driving course take off in NY?

four pointsUpon completion of our New York DMV-approved defensive driving course, the DMV will reduce your active driving record point total by up to four points. We submit your certificate of completion to the NYS DMV and they take care of reducing the points.

Can you take the NYS 5 hour course online?

Yes. New York drivers can complete our 5-Hour Pre-Licensing course in Spanish and 100% online.

Can you take a defensive driving course online NY?

You can go through the defensive driving New York online, at your own pace, any day or time you want. You can also leave the NY defensive driving course at any time and continue later from where you left off. New York Safety Program is approved by the New York State DMV to offer NY defensive driving online.

What is the easiest defensive driving course online?

#1: iDriveSafely iDriveSafely is my top recommended easiest online traffic school for 2022. They've been around since before online traffic school even existed.

Which online defensive driving course is best?

#1 Defensive Driving Course ProviderIDriveSafely is one of the oldest defensive driving brands in the business. ... IDriveSafely.com has an A+ rating with the Better Business Bureau (BBB). ... Take an IDriveSafely Course.Take a DriversEd.com Course.Take a MyImprov Course.Take ApprovedCourse Defensive Driving.More items...•

Is The New York Safety Council legit?

Overview. New York Safety Council has a consumer rating of 1.14 stars from 14 reviews indicating that most customers are generally dissatisfied with their purchases. New York Safety Council ranks 38th among Driving Schools sites.

What is defensive driving course online?

NSC Defensive Driving Online Courses deliver the most relevant, leading-edge content to motivate and educate employees to be safe, responsible drivers. You can trust NSC to best train drivers to avoid collisions, crashes, injuries or worse.

What are the benefits of the New York defensive driving online course

Our New York PIRP course online meets the requirements that help reduce points on your driving record. It also helps you qualify for an insurance d...

What makes students want to sign up for this course?

The 6-hour course maximizes animations that keep students engaged and motivated. The self-paced format gives students better control of their time....

What proof of completion do students get from the course?

American Safety Institute automatically sends an electronic report to the NY DMV when a student completes the course. We also email a printable cer...

How much can you save on auto insurance in New York?

For New York drivers or those with a NY driver’s license, you can expect to save up to 10% on the cost of your auto insurance every month. For some people, this can be a significant amount ...

Why is there a 10% reduction in defensive driving course cost?

The reason for the 10% reduction in cost is because it is something required by the New York State Insurance Commissioner by law.

How long is the insurance reduction of costs valid?

Since the insurance reduction of costs is only valid for three years, if the person who is insured wants to continue with the lowered cost and benefit, then it is essential that the course be taken again and passed. This can be done through an online program as well to help with ease.

Why are some vehicles more expensive to insure?

To put it simply, some vehicles are more expensive to insure because they may be more likely to be driven fast or because they are worth more.

Does the reduction on insurance premium apply to all drivers on the policy?

However, it does not apply to all drivers on the policy if they did not all complete the course. It will only be applied to one driver. If all drivers would like to have the reduction ...

Point & Insurance Reduction Program (IPIRP)

Take the guesswork and hassle out of your New York State Point & Insurance Reduction Program (IPIRP) with our Online New York course.

Advanced Online Education in Two Options

Our online New York IPIRP course makes it simple to learn the rules of the road. Our course not only provides the best, most up-to-date information on safe, responsible driving, it does so in an engaging and effective way. And now, we offer two courses to choose from:

New York Defensive Driving Course

A classroom defensive driving course in NY can be inconvenient, as you’re forced to travel to a specific location and study on their schedule. Why rearrange your life to take defensive driving when you can complete everything at home?

I Drive Safely NY PIRP Course Made Simple

Our NYS Point & Insurance Reduction Program meets the DMV-required 6 hours to reduce your points and insurance rates. You have complete freedom to work through those hours at whatever pace your schedule allows. Each of the 8 chapters deals with traffic-related topics such as:

How long does a defensive driving course last in New York?

This rate decrease is mandatory and will last you 3 years. All you have to do is take the defensive driving course and present the certificate of completion to your insurance company.

Is IPIRP a classroom course?

The American Safety Council's New York Internet Point and Insurance Reduction Course (IPIRP) includes the same material and time requirement as the live classroom course. However, you can take this course in sections, at any time of day and complete at your own pace. No classroom required.

Is a quote required for defensive driving?

No quote or insurance change required. The American Safety Council (ASC) launched the first DMV approved online defensive driving course. Online delivery allows the course to be taken without time, cost or travel limitations.

How long is a traffic safety course?

The classroom course is 320 minutes long. It is presented in one or more sessions. The course must include essential information about traffic safety. It must cover these and other topics: driver attitude and behavior, defensive driving techniques, and the Vehicle & Traffic Law.

What is a driver safety course?

It is a comprehensive driver safety course which provides knowledge and techniques for safe and lawful driving. Private companies and organizations all over the state offer the course. To be approved by DMV, courses must meet strict standards for the type of information presented and program effectiveness.

What are the benefits of defensive driving?

What are the benefits of taking a Defensive Driving/Accident Prevention course? 1 prevent a mandatory suspension or revocation 2 eliminate your responsibility to pay a driver responsibility assessment 3 give you a way to reduce future driver violation points

How many points are'subtracted' for a driving suspension?

refresh your driving knowledge. help to prevent you from losing your license in the event you accrued 11 or more points on your driving record. 4 points are 'subtracted' for the purposes of calculating a suspension if you have 11 or more points.

Does completing a course prevent suspension?

Completing a course does not. prevent a mandatory suspension or revocation. eliminate your responsibility to pay a driver responsibility assessment. give you a way to reduce future driver violation points.

Do points come off your driving record?

the tickets/points do not physically come off your driving record. learn about the New York State point system. reduce the base rate of your auto and motorcycle insurance premiums 10% each year for three years. Completing a course does not. prevent a mandatory suspension or revocation. eliminate your responsibility to pay a driver responsibility ...

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