what states give insurance discount for aaa driver improvement course

by Kian Dietrich Published 2 years ago Updated 1 year ago 4 min read

Drivers can also receive a reduction of up to four points from their driving record acquired within 18 months before the class. For AAA Northeast members in other states, similar auto insurance benefits are also available in Rhode Island, Connecticut and New Jersey, but not in Massachusetts.

Full Answer

What discounts do AAA members get for school driving courses?

May 19, 2021 · Multi-policy discount. Save money if you combine multiple policies with AAA. Save up to 15% when you bundle auto and homeowners insurance. Save up to 11% when you bundle auto and condo insurance ...

Is the AAA driver improvement program still available online?

Discounted Rates for AAA Members. Sharpen your driving skills and qualify for 10% off your auto insurance* with the AAA defensive driving course in NY. Available to members and non-members, this six-hour program is approved by the New York State Department of Motor Vehicles and conveniently offered in the classroom and online.

How does the AAA 5% defensive driving course discount work?

Jul 08, 2021 · Geico Defensive Driving Discounts in Major States. California – up to 5%; Texas – up to 10%; Florida – up to 10%; New York – up to 10%; Illinois – up to 10%; Pennsylvania – up to 10%; Georgia – up to 10%; New Jersey – up to 5%; If you already have a course in mind, check with Geico to see if that course will qualify you for the discount.

What are the most common AAA auto insurance discounts?

Jan 21, 2020 · 8-Hour Aggressive Driver improvement Course; 12-Hour Advanced Driver Improvement Course; Wireless Communication Device Safety Course; 6-Hour Mature Driver Course (Florida 55) Michigan. 4-Hour Basic Driver Improvement Course; New Jersey. 6-Hour New Jersey Defensive Driving Course; New York. 6-Hour Point & Insurance Reduction Program …

How much is driver improvement course in VA?

This traffic school program is the Virginia DMV required eight hours and is fully approved by the State of Virginia.
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$34.95.

$34.95	Virginia Driver Improvement
$99.95	Driver Education
$14.99	Driver License Practice Test

Which online defensive driving course is best in NY?

#1: iDriveSafely

iDriveSafely is certified as a New York online defensive driving course for point reduction and insurance discounts, including for I-PIRP. This is without a doubt, the highest quality course available in New York for 2022.

What is the NJ Driver Improvement Program?

The Driver Improvement Program is a 4-hour classroom course offered in lieu of a 30-day suspension for drivers who accumulate 12 to 14 points in more than two years.

How long is Virginia Driver Improvement Program?

eight hours

Approved by the Virginia DMV

Our Virginia driver improvement program is eight hours long spanning eight chapters, each of which focus on a single subject for easier education and knowledge retention.

Which online defensive driving course is easiest?

#1: iDriveSafely

iDriveSafely is my top recommended easiest online traffic school for 2022. They've been around since before online traffic school even existed.

How much is a 6 hour defensive driving course in NY?

Resources. The 6-Hour New York Point & Insurance Reduction Course is only $19.95.

Can you pay to remove points from driving Licence in NJ?

Up to three points will be removed from your driving record if you successfully complete the program. A $75 administrative fee payable to the MVC is required prior to scheduling a class with a New Jersey-licensed provider.

How much does 2 points affect insurance in NJ?

The 2 point reduction defensive driving course can also help reduce your NJ car insurance rate. The NJ mandatory law states upon completion of the 6 hour NJ defensive driving course, drivers are eligible to receive up to 10% reduction on their car insurance for 3 years.

How can I get points off my license in NJ?

New Jersey Driving Record Point Reduction

Three points will be removed if you go one full year without receiving a violation or having your license suspended.
Two points will be removed if you complete a NJ defensive driving course. This can be done once every five years.

How often can you take driver improvement course in VA?

once every two years

If you want to increase your safe driving points balance, you can take our course on a voluntary basis. Per driver improvement eligibility requirements, you may only do so once every two years to receive up to five safe driving points.

How many points is a speeding ticket in VA?

There are no 1, 2 or 5 point traffic offenses. For example, speeding 0 to 9 mph above the speed limit is a 3-point offense, speeding 10 to 19 mph above the speed limit is a 4 point offense and speeding 20 mph or more above the posted speed limit is a 6 point offense.

Can you do driving school online in Virginia?

You must be at least 15 years and 6 months old to take the online driver education course. All individuals who elect to take the classroom component of the driver's education course online must take the online course through a DMV licensed online driver training school.

Learn about the most common ways to save on an auto insurance policy

The most effective way to save money on car insurance? Speak to an insurance agent.

What are common discounts on car insurance?

Multi-policy discount: Save when you bundle your auto insurance with your home insurance policy.

What is AAA driving?

AAA Senior Driving offers a comprehensive collection of resources for mature drivers and their loved ones, including information on vehicle features that optimize comfort and safety, how medications can affect driving, and how to start a conversation with a maturing driver.

How can a mature driver help?

Mature motorists can help prolong their driving years by learning to sharpen their reflexes and maintain mobility. AAA offers the following numerous traffic safety and educational programs that aim to help keep mature drivers safely behind the wheel. In-car resources Classroom courses.

How many points are there in the mirror program?

This program offers adults 55 and older the opportunity to check how well their personal vehicles “fit” them. Technicians guide participants through a 12-point checklist to correctly adjust mirror positions, the distance between their chest and the steering wheel, and other vehicle features.

About the AAA Defensive Driving Course

The nationally-recognized AAA Defensive Driving Course is designed to provide the latest safety information and tips regarding traffic laws and basic rules of the road. The six-hour course can be taken in a classroom with a certified instructor or online.

In the Classroom

For two consecutive Thursday nights after work, I went to a local hotel to take the course. I enrolled online and chose to take it over two three-hour sessions instead of all at once. It was a full class and appeared to be a familiar practice for some, who return every three years to maintain their car insurance benefits.

AAA Defensive Driving Course Online

For those who would prefer to take the class on their own time, an online version is available. You can take up to 30 days to complete the course, which is interactive, user-friendly and includes all of the same up-to-date research and safety information provided by the AAA Foundation for Traffic Safety that you get in the classroom.

Sign Up

Whether you take it for the insurance benefit, point reduction or simply because you want to feel safer on the road, the principles taught in the AAA Defensive Driving Course are valuable for every driver. The course is especially encouraged for teen drivers and senior drivers, who are both more likely to be in a crash.

Do insurance companies give discounts on defensive driving?

In most cases, the answer is yes. Insurers often offer defensive driving discounts for drivers who have completed a course, particularly young and older drivers. While it varies by insurer, expect an insurance discount of 5 to 10% for completing a course. The other way a defensive driving course can help you save some money on your insurance is by ...

What is the discount for defensive driving?

Taking a defensive driving class can result in a car insurance discount of 5% to 10%. It can also help to remove DMV points from your record and further reduce your insurance costs.

Why do you need to take defensive driving classes?

There are several reasons why you may need to take a defensive driving class. It may be required if you have been picked up for a DUI, you may be hoping to save money on your car insurance premium or maybe you just want to be a safer driver. Here are a few reasons you may want to take a defensive driving course.

Is defensive driving worth it?

In most cases, a defensive driving course is worth the cost, based on the savings you could achieve after a car insurance discount is applied. If you take a defensive driving course to knock a ticket off your driving record, the savings are worth it. In many cases, your premium can go up 20 to 25% for a speeding ticket or other minor infraction.

How much does defensive driving cost?

While it can vary by course, most defensive driving classes cost between $25 and $100, with the average coming in around $50. Once you have completed the course, you should receive a discount between 5% and 15%, which lasts for three years with most insurers.

How much does a speeding ticket increase your insurance premium?

According to Eric Madia, auto product vice president for Esurance, "having a speeding ticket can increase your annual premium from 5 to 20%. In some cases, it's a pretty big pop to your insurance premium.".

How to avoid an accident while driving?

Keep your distance: Keeping a safe distance between you and other vehicles is one of the best ways to avoid an accident. Always be aware of vehicles and other obstacles around you and maintain a safe distance. Always expect the unexpected: This is a significant component of defensive driving.