what is the discount for a driver safety course

Depending on where you live, taking a driver safety course may help you get car insurance discounts. These classes can teach you skills like how to navigate weather and traffic situations to avoid accidents. Drivers who take these courses may be eligible for a 10% to 15% discount on coverages.

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Why you should take a driver safety course?

Jul 07, 2021 · To get the AARP driver safety course insurance discount (up to 15%), pay $21.95 to enroll in the AARP SmartDriver course online, complete the course within 60 days and pass the final test. The online course takes four to eight hours to complete, depending on the state. AARP then provides an electronic certificate that can be sent to insurance companies as the proof …

Do you qualify for Safe Driver discount?

The Driver Discount Program will provide the latest driver, traffic and vehicle safety information, including changes to laws and new technology. For a printable PDF class schedule, click here. Our 55+ Driver Discount Program (DDP) courses are approved by the Minnesota Department of Public Safety in accordance with Minnesota State Statute 65b.28 .

How do you get a defensive driver discount?

Illinois Defensive Driver Discounts & Courses. Illinois drivers save up to 5% on applicable coverages by completing an approved defensive driving course. To find out about course locations near you, please call the National Safety Council at (800) 621-6244.

What is the safe driver discount?

While it varies by the insurance company, most offer a discount in the range of 5% to 15% to their customers who complete a defensive driving course. The discount typically lasts for three years, so the savings can really add up. In many cases, you can expect to …

How much is defensive driving course in NY?

The best cheap defensive driving course is offered by New York Safety Program for $23.95. The cost of the listed providers below range from $23.95 to $49.95. There are eight providers that offer defensive driving courses for under $30....Best cheap defensive driving courses in New York.ProviderCostEmpire Safety Council$44.95I Drive Safely$48.9510 more rows•Nov 16, 2021

How can I lower my car insurance in NY?

Eight Ways to Lower Car Insurance Rates in NY, PA and BeyondBe a safe driver. ... Check for a renewal discount or a sign-up discount. ... Choose your car carefully. ... Bundle your insurance policies. ... Improve your credit score. ... Check out the list of discounts. ... Invest in extra safety features. ... Increase your deductible.Mar 24, 2015

How long is the NY defensive driving course online?

320 minutesNew York Defensive Driving Courses take 320 minutes to complete, as mandated by the state of New York. Since this course is 100% online you do not need to complete it all at once - you may log out and in as often as you need during the 30 day period you have to complete the course.

What is the minimum price required by law for Texas driving safety course?

The state of Texas requires defensive driving courses to cost a minimum of $25. We charge the minimum price allowed.

How much is car insurance per month in NY?

The average cost of full coverage auto insurance in New York is $2,111 per year, or $176 per month, but drivers may find cheaper rates by comparing car insurance companies.Mar 25, 2022

What is the minimum car insurance you must have in NYS?

Mandated New York Auto Insurance Coverage The minimum amount of liability coverage you'll need: $10,000 for property damage for a single accident. $25,000 for bodily injury and $50,000 for death for a person involved in an accident. $50,000 for bodily injury and $100,000 for death for two or more people in an accident.

What is the easiest defensive driving course online?

#1: iDriveSafely iDriveSafely is my top recommended easiest online traffic school for 2022. They've been around since before online traffic school even existed.

Which online defensive driving course is best in NY?

#1: iDriveSafely iDriveSafely is certified as a New York online defensive driving course for point reduction and insurance discounts, including for I-PIRP. This is without a doubt, the highest quality course available in New York for 2022.

How often can you take a defensive driving course in NY?

once every 3 yearsDrivers can take a defensive driving course once every 3 years (36 months) for point and insurance reduction. Each time someone completes the course, it qualifies them for a discount on their car insurance premium.

How long is a defensive driving course in Texas?

six hoursThe defensive driving course takes just six hours to complete, and many students finish it in one day. Because the course is entirely online, you can take it on your schedule and at your own pace.

How many times can I take defensive driving in Texas?

Texas state law permits drivers to take defensive driving to dismiss one traffic ticket every 12 months. If you haven't taken a course for defensive driving within that time, you can take another—for example, to have a ticket dismissed. The convenience is you can take a defensive driving course online.

Which online defensive driving course is best in Texas?

The 7 Best Online Defensive Driving Courses In Texas For 2022Aceable. Aceable is without a doubt the best online defensive driving course in Texas for 2022. ... iDriveSafely. ... Approved Course. ... Go To Traffic School. ... Improv Traffic School. ... Get Defensive. ... A Sense Of Humor Defensive Driving Course.

Does AARP offer discounts?

In the states where auto insurance premium discounts are not mandated, several insurance companies voluntarily provide premium discounts to participants completing the AARP Smart Driver course. *The State of New Mexico prohibits AARP from offering the course to participants under the age of 50.

Do car insurance companies offer discounts?

In many states the discounts are mandatory, so car insurance companies must offer insurance discounts to people completing a classroom-based, state-approved driver-improvement course. Discounts may vary based on the participant's age, driving record and other factors, and all participants are encouraged to check with their insurance agent ...

What is defensive driving?

Defensive driving courses teach safe driving techniques for car accident prevention. Essentially, you will learn how to drive respectfully in relation to other motorists.

How to contact Geico about defensive driving?

Other Defensive Driver courses may qualify; if you have questions about a course being eligible, contact an agent at (800) 861-8380.

Why is Geico offering a discount?

That's why GEICO may be able to offer you a discount for taking a course to learn these skills.

Does Massachusetts offer defensive driver discount?

Massachusetts does not offer the Defensive Driver discount at this time; however, you may be eligible for other car insurance discounts. Michigan Discounts. Michigan does not offer the Defensive Driver discount at this time; however, you may be eligible for other car insurance discounts.

What is the discount for defensive driving?

Taking a defensive driving class can result in a car insurance discount of 5% to 10%. It can also help to remove DMV points from your record and further reduce your insurance costs.

How much does defensive driving cost?

While it can vary by course, most defensive driving classes cost between $25 and $100, with the average coming in around $50. Once you have completed the course, you should receive a discount between 5% and 15%, which lasts for three years with most insurers.

Why do you need to take defensive driving classes?

There are several reasons why you may need to take a defensive driving class. It may be required if you have been picked up for a DUI, you may be hoping to save money on your car insurance premium or maybe you just want to be a safer driver. Here are a few reasons you may want to take a defensive driving course.

How to avoid an accident while driving?

Keep your distance: Keeping a safe distance between you and other vehicles is one of the best ways to avoid an accident. Always be aware of vehicles and other obstacles around you and maintain a safe distance. Always expect the unexpected: This is a significant component of defensive driving.

What is the best way to get better at driving?

You might want to consider taking a defensive driving class. Taking a defensive driving course can help you become a better driver while also keeping your driving record clean and putting a bit of auto insurance money back in your pocket.

How to keep points off your driving record?

Remove a ticket: Some states allow you to take a defensive driving course to keep a ticket off your driving record. This can help keep points off your driving record and keep your auto insurance premium from going up. Lower your insurance premium: Insurance companies offer dozens of discounts, and many insurers offer a discount to drivers who ...

Is defensive driving worth it?

In most cases, a defensive driving course is worth the cost, based on the savings you could achieve after a car insurance discount is applied. If you take a defensive driving course to knock a ticket off your driving record, the savings are worth it. In many cases, your premium can go up 20 to 25% for a speeding ticket or other minor infraction.

How long do you have to be safe to get a good driver's discount?

How to Qualify for a Good Driver Discount. Typically, insurance companies require you to have five years of safe driving to qualify for auto discounts. However, not all companies offer the same benefits. So, depending who your insurance provider is, you may not receive good driver discounts that reward you for having a claims-free history.

How to be a safe driver?

To be a safe driver, you’ll need to follow the rules of the road and be cautious. You’ll also want to practice good driving characteristics, like: 1 Staying alert 2 Driving the speed limit 3 Staying off the road in bad weather or conditions 4 Keeping your distance and avoid tailgating 5 Always wearing your seat belt 6 Paying attention to traffic 7 Looking both ways 8 Keeping your headlights on 9 Putting your phone away 10 Never drinking and driving 11 Staying focused and minimizing distractions

Because driving has changed since you first got your license, and doing so could save you money

Learn how to refresh your driving skills, save money, volunteer and find useful information and guidance about getting around at aarp.org/driversafety.

About the course

The AARP Smart Driver™ course, offered by AARP Driver Safety, is the nation’s first and largest refresher course designed specifically for drivers age 50 and older. For more than 35 years, the course has taught over 16 million drivers proven safety strategies so they can continue driving safely for as long as possible.

Why take the AARP Smart Driver course

Over nine in 10 course participants report changing at least one key driving behavior for the better as a result of what they learned in the course and over eight in ten participants felt that information they learned in the course has prevented them from being in a crash.