what insurances offer 10 for defensive driving course

by Wendell Roberts Sr. 10 min read

Here are a just few examples of insurers who offer a defensive driving discount: Farmers Insurance: Farmers offer discounts of up to 10%. State Farm: Drivers who take these courses may be eligible for a 10% to 15% discount on coverages. Nationwide: The amount of the defensive driving insurance discount varies but usually runs around 5%.

Which Insurance Providers Offer a Defensive Driving Discount?
  • GEICO. New York drivers that take an approved online defensive driving course qualify for a 10% insurance reduction. ...
  • AAA. ...
  • 21st Century Insurance. ...
  • State Farm. ...
  • USAA. ...
  • Nationwide. ...
  • Allstate. ...
  • MetLife.

Full Answer

What is a defensive driving course for insurance?

Esurance: This insurer offers a defensive driver discount of up to 10% for three years. In most states, drivers 55 and older can get a discount for three years after completing an approved defensive driving course. Geico: Geico offers a 5 to 10% discount for …

What insurance companies offer a defensive driving discount?

Apr 28, 2021 · GEICO offers up to 10 percent on applicable coverage for drivers who have completed an approved defensive driving course. All eligible courses will be accepted. It should be noted that GEICO has partnerships with defensive driving course providers who offer a discounted price and convenient processing for GEICO policyholders. Nationwide

How much can you save with a defensive driving course?

Jul 10, 2018 · Most providers offer a 10% discount for drivers that have taken a defensive driving course recently. This really adds up quickly too, since most people pay at least $1,000 per year in auto insurance. The chart below illustrates some of …

How do I take a defensive driving course with Allstate?

10 rows · May 14, 2022 · It varies by insurance company, but this discount typically saves a driver between 5% and 10% of ...

How much is defensive driving course in NY?

The best cheap defensive driving course is offered by New York Safety Program for $23.95. The cost of the listed providers below range from $23.95 to $49.95. There are eight providers that offer defensive driving courses for under $30.
...
Best cheap defensive driving courses in New York.
ProviderCost
Empire Safety Council$44.95
I Drive Safely$48.95
10 more rows
Nov 16, 2021

Which online defensive driving course is best?

#1 Defensive Driving Course Provider
  • IDriveSafely is one of the oldest defensive driving brands in the business. ...
  • IDriveSafely.com has an A+ rating with the Better Business Bureau (BBB). ...
  • Take an IDriveSafely Course.
  • Take a DriversEd.com Course.
  • Take a MyImprov Course.
  • Take ApprovedCourse Defensive Driving.
Dec 21, 2021

Which online defensive driving course is best in NY?

#1: iDriveSafely

iDriveSafely is certified as a New York online defensive driving course for point reduction and insurance discounts, including for I-PIRP. This is without a doubt, the highest quality course available in New York for 2022.

How do I add defensive driving to Geico?

Claim Your GEICO Defensive Driving Insurance Discount By Following the Steps Below:
  1. Check with GEICO (1-800-207-7847) to determine the amount of your discount. ...
  2. Register for & successfully complete your Defensive Driving Course.
  3. Submit your Certificate to GEICO & enjoy your savings.

Which online defensive driving course is easiest?

#1: iDriveSafely

iDriveSafely is my top recommended easiest online traffic school for 2022. They've been around since before online traffic school even existed.

How many months does a defensive driving course take off?

Once completed it takes 6 months off their Restricted Licence time. There is no longer a requirement to have held your Restricted for 6 months.

How long does the NYS online defensive driving course take?

320 minutes
New York Defensive Driving Courses take 320 minutes to complete, as mandated by the state of New York. Since this course is 100% online you do not need to complete it all at once - you may log out and in as often as you need during the 30 day period you have to complete the course.

How many blocks is 15 seconds?

If you look ahead, you will be able to see important things that you can't see later on, such as someone getting into a parked car. In the city, 10 to 15 seconds is about one block. When you drive in city traffic, you should look at least one block ahead. On the highway, 10 to 15 seconds is about a quarter of a mile.

How much is a 6 hour defensive driving course in NY?

Resources. The 6-Hour New York Point & Insurance Reduction Course is only $19.95.

Is Geico drive easy worth it?

Is Geico DriveEasy Worth It? Geico DriveEasy is worth it for safe, careful drivers who do not mind being monitored for insurance purposes in return for savings of up to up to 25%.Feb 11, 2022

How long is Geico's defensive driving course?

How long is the course? The Initial course is 400 minutes or 6 hours and the Refresher course is 240 minutes or 4 hours.

Does Geico lower insurance after 6 months?

Your Geico auto insurance policy could go up after six months. If you've managed to get through your policy without making a claim, you could be eligible for an auto insurance discount. If you keep your Geico auto insurance for three years or more, you could get a loyalty discount.Jan 26, 2022

Do insurance companies give discounts on defensive driving?

In most cases, the answer is yes. Insurers often offer defensive driving discounts for drivers who have completed a course, particularly young and older drivers. While it varies by insurer, expect an insurance discount of 5 to 10% for completing a course. The other way a defensive driving course can help you save some money on your insurance is by ...

What is the discount for defensive driving?

Taking a defensive driving class can result in a car insurance discount of 5% to 10%. It can also help to remove DMV points from your record and further reduce your insurance costs.

How to avoid an accident while driving?

Keep your distance: Keeping a safe distance between you and other vehicles is one of the best ways to avoid an accident. Always be aware of vehicles and other obstacles around you and maintain a safe distance. Always expect the unexpected: This is a significant component of defensive driving.

Why do you need to take defensive driving classes?

There are several reasons why you may need to take a defensive driving class. It may be required if you have been picked up for a DUI, you may be hoping to save money on your car insurance premium or maybe you just want to be a safer driver. Here are a few reasons you may want to take a defensive driving course.

Is defensive driving worth it?

In most cases, a defensive driving course is worth the cost, based on the savings you could achieve after a car insurance discount is applied. If you take a defensive driving course to knock a ticket off your driving record, the savings are worth it. In many cases, your premium can go up 20 to 25% for a speeding ticket or other minor infraction.

How much does defensive driving cost?

While it can vary by course, most defensive driving classes cost between $25 and $100, with the average coming in around $50. Once you have completed the course, you should receive a discount between 5% and 15%, which lasts for three years with most insurers.

How much does a speeding ticket increase your insurance premium?

According to Eric Madia, auto product vice president for Esurance, "having a speeding ticket can increase your annual premium from 5 to 20%. In some cases, it's a pretty big pop to your insurance premium.".

Request a Free Car Insurance Quote to Compare Price and Eligibility

Before we start, it should be noted that everyone should begin this process by requesting a quote with numerous providers. The easiest way to do this is by using a service called Gabi.

Discounts on Auto Insurance for Defensive Driving

Defensive driving discounts offered by insurance companies can vary significantly. Some companies do not offer discounts, while others may offer discounts of up to 20%. Most often, drivers can expect a discount of about 10%. Car insurance companies would always like you to be a safer driver. You should also want this for yourself.

Requirements for Earning Defensive Driving Insurance Discounts

Most insurance companies have specific requirements for earning a premium discount by completing defensive driving. Some may have age requirements. We often see that teen or senior drivers. Your insurer will also typically require that you complete a qualifying defensive driving course.

Defensive Driving Insurance Discount Exclusions

Discounts on auto insurance for defensive driving are not automatic. You’ll need to check your eligibility before enrolling. Again, we emphasize that because you’re attempting to save money it might be time to shop around with a free quote from Gabi to see what else is out there.

Renewing Defensive Driving Insurance Discounts

Once you complete a defensive driving course for an insurance discount, you’ll need to keep up with it. This is not a lifetime discount. Insurance companies want to make sure you’re refreshing your safe driving skill set regularly. Most insurers require that you retake a course every two years.

Shop Around for the Best Defensive Driver Insurance Discounts

As insurance discounts for defensive driving can vary significantly by company, you may find that you’ll need to shop around to find the best rate and discount. One insurer may offer a lower initial rate but not offer a discount, while others may have a higher rate but a better discount, ultimately making your premium lower.

Which Insurance Companies Have the Best Defensive Driver Discounts?

Find out which leading insurance companies offer defensive driver discounts by using the Gabi widget below. Brands compared by the company include some of the most reputable agencies in the business at budget prices. Don’t forget to ask them and see how much you could save just by completing a defensive driving course.

Does Allstate offer a discount on defensive driving?

Allstate offers a defensive driver insurance discount in Texas, and other states. If you and/or other family members complete an approved defensive driver course, you can qualify for the discount if it's available in your state.

Can you take defensive driving online?

Yes, our defensive driving course is 100% online. You can use a computer, tablet, or smartphone to take the course from anywhere with an internet connection.

How to get a discount on Allstate car insurance?

Gain a potential discount on Allstate car insurance by practicing safe driving and completing an online defensive driving course. After completion of the online course, Allstate may reward you with an insurance premium, depending on your state, age, and other factors.

How to contact Allstate for insurance discount?

Contact your Allstate representative at 1-877-810-2920 and find out if and how much you can save. After determining your discount, you'll be ready to REGISTER for the online defensive driving course.

How to contact Allstate about defensive driving?

Contact your Allstate representative at 1-877-810-2920 and find out if and how much you can save. Register. After determining your discount, you'll be ready to REGISTER for the online defensive driving course. The course will teach you how to improve your driving skills during dangerous situations, such as sudden lane crossings ...

Does car insurance give discounts?

Yes. Most car insurance providers give discounts for the successful completion of an online Defensive Driving Course, such as SafeDriver.com.

How to get a defensive driving discount

Since defensive driving can make you safer on the road, many insurance companies will offer a discount for taking a defensive driving course. Each insurer's discount and terms are different, and state regulations can come into play, too. Before you sign up for a defensive driving course, you can do the following:

How do driver safety course insurance discounts work?

Defensive driving is often geared towards younger and older drivers who may have higher car insurance premiums, but a defensive driving discount may be offered to people of all ages. Some states require insurers to offer defensive driving discounts, while others do not.

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