what insurance gives discount for taking motorcycle safety course??

• Geico: 10% discount after completing a Motorcycle Safety Foundation or Military Safety Course. • Utica National Insurance Group: 10% off after taking a Motorcycle Safety Course • Allstate: Save 5% if you’ve voluntarily passed a Motorcycle Safe Driving in the past 36 months.

Full Answer

How to save money on motorcycle insurance?

Maintaining a good credit and having a relatively clean insurance claim history can go a long way in saving you on motorcycle insurance. But nothing saves you on insurance quite like having a clean driving record. Drive safely and avoid traffic violations and you will potentially see big savings on your motorcycle insurance.

What factors determine the price of motorcycle insurance?

Motorcycle insurance providers will commonly factor in the following to help determine the price of your premium: Your: Age. Gender. Marital status. Credit history (some states prohibit the use of your credit history as an insurance rating factor). Driving record. Insurance claims history.

How to trim bike insurance premiums?

You can further trim your premium costs by increasing your deductibles, riding a less expensive bike, cutting back on coverage, or insuring your bike seasonally. But, consider each of these moves carefully, as they all can carry some drawbacks.

What is multi vehicle discount?

Multi-vehicle discounts. Discounts for bundling multiple policies (such as homeowners, auto, or life). Discounts for living in a certain location, usually one considered safe with a low-crime rate. Discounts for belonging to a motorcycle riding association.

Is riding a motorcycle a risk?

Riding a motorcycle is inherently risky. Insurance companies have it in their best interests to lower the risks that come with operating a bike. With this in mind, it is understandable that motorcycle insurance carriers would offer discounts to riders who attend and complete motorcycle safety courses.

Can you stack insurance discounts?

Many insurance providers allow you to "stack" discounts. In other words, applying more than one.

Do insurance companies give discounts on motorcycles?

Not only do insurance companies want to keep you safe, most states do too. The majority of states that require motorcycle insurance, also require insurance companies to give riders a discount for completing state-approved motorcycle safety course. The discount for completing a motorcycle safety course may vary amongst insurance companies.

How Motorcycle Safety Program Helps You to Become a Better Driver?

The basics that are learned through a proper motorcycle safety training course include avoiding the following situations;

What is motorcycle safety program?

An approved motorcycle safety program will provide you with a new perspective when it comes to your current driving skills. Even the very experienced may learn new techniques that help them improve their overall driving skills.

Why do people take motorcycle safety classes?

Certainly one of the main reasons that people take a motorcycle safety training course is to have the premiums on their insurance coverage lowered. Naturally, the course must be one that is approved by the insurance company for the discount to occur. The amount of the discount will vary depending on the insurance company.

Why do you need to take a motorcycle safety foundation course?

The reasons for taking a motorcycle safety foundation course will go beyond the discount it provides on your insurance coverage, although this is a very important factor. Whether you are just starting out or have been an experienced driver for many years, taking a bike safety course may dramatically improve your overall driving skills ...

What is the best way to lower your motorcycle insurance premiums?

Motorcycle Safety Course. When it comes to lowering your insurance premiums, taking a motorcycle safety training course is one option for bike riders looking to pay less each month.

What is motorcycle development?

Naturally, the basic motorcycle development course provides the fundamentals that start with how to properly mount and dismount from the motorcycle to its standard operations. Intermediate and the advanced motorcycle safety course provides more time on the motorcycle to learn maneuvers to get you out of danger, improve observational skills to see potential incidents occurring and developing overall greater familiarity with riding the bike itself.

How long is motorcycle safety class?

Most courses of this nature take from three to five hours and combine classroom theory with practical driving applications. Most courses are broken down into basic, intermediate and advance levels depending on the skills of the driver.

Who can get a discount on Harley?

You can get a discount if you belong to the Harley Owners Group or United Services Automobile Association (USAA).

How long do you have to have no accidents to get a discount?

You’ll earn a discount if you’ve had no accidents or motor vehicle violations for the past three years.

When to quote for insurance?

Quote at least one day before your actual policy starts, and you’ll get a discount. For example: Quote on March 19, and start your policy March 20 or later.

Does Progressive offer motorcycle insurance?

At Progressive, you’ll get affordable motorcycle insurance thanks to a variety of savings options. Check out some of the many discounts that helped Progressive become the nation’s #1 motorcycle insurer.

How much discount is offered for motorcycle safety?

Up to 10% discount for completing a Motorcycle Safety Foundation or Military Safety Course.

How much discount does Geico offer on motorcycle insurance?

Up to 10% discount when you transfer your motorcycle insurance to GEICO ® Motorcycle.

Do all states have discounts?

While not all discounts are available in every state or in certain cases, you might qualify for one or more discounts.

Is Geico motorcycle insurance good?

While discounts and low insurance prices are a great reason to purchase your motorcycle insurance with GEICO, you also want to make sure that you get coverage from a partner that has the financial stability to be there when the time comes. GEICO has consistently been rated A++ (superior)* by A.M. Best Company, a leading independent analyst of the insurance industry. Get a free motorcycle rate quote.

Do motorcycle owners get a safe rider discount?

Many insurers offer some form of a safe rider discount. To qualify for this discount, motorcycle owners usually need to maintain a clean record for a certain amount of time. In many cases, the longer they go without being in an accident, the bigger their premium reduction is.

Do motorcycle insurance companies give discounts?

Some insurers also offer discounts on motorcycle coverage to older motorcycle owners. Mature riders generally pose less of a risk than young riders do, so insurance companies are often able to give mature riders lower rates. How old a rider must be to qualify for a mature rider discount varies, and some insurers may not offer this discount.

Can you get a discount on motorcycles in Massachusetts?

Motorcycle owners who also have an automobile can usually easily qualify for this discount by insuring both vehicles with the same company . Since many motorcycle owners in Massachusetts have an automobile for winter driving, this is a discount that lots of rider s can take advantage of .

What is motorcycle insurance?

One of the more popular discount motorcycle insurance programs is completing a recognized safety driving course. Since riding motorcycles are inherently more risky in terms of physical harm than standard vehicles, most insurance companies offer discounts to bike owners who complete such safety courses. In fact, most states have mandated that insurance companies be mandated to offer such a discount for those who complete these recognized courses.

How much is the safety course discount?

The discount itself can vary between companies, but it usually falls in the 5% to 15% range . Also remember that if you completed the course within the past three years, it may apply to your next insurance company if you decide to switch. Be sure to check with your insurance company first to see which safety course they recognize so that you will earn the discount.

What are the benefits of wearing a helmet?

Wearing a Helmet & More 1 Raising the Deductible 2 Mature Rider Discount 3 Transferring your Insurance to Another Company 4 Becoming a Member of a Recognized Motorcycle Affiliation and More

What is layup discount on motorcycle insurance?

The layup discount may save you the equivalent of the time your motorcycle in not in operation, so if you do not drive it for a six month period which would cover the winter months you can save a considerable amount on your motorcycle insurance. Read here more about seasonal motorcycle insurance.

How long can you go without an accident on motorcycle insurance?

However, the time that you must go without an incident varies depending on each insurance company. With some, going 60 months or five years will save you up to 10% while others will apply ...

Why is theft protection important for motorcycles?

This is because the entire motorcycle can be lifted and placed into a truck or van in just seconds.

How long can you ride without a ticket?

The truth is that a large percentage of riders go for many years without getting a ticket or being in an accident and this type of coverage works very well for them. Be sure to check with your insurance company to see if they include this type of rider to their policies.

The Right Coverage: Motorcycle Insurance

Make sure you have a motorcycle insurance policy that offers the coverages that are important to your specific bike and lifestyle. If you think all insurance policies are the same, chances are you're mistaken… a lesson that you don't want to learn first-hand come claim time.

Important things to look for when choosing a specialized motorcycle insurance policy

Safety Apparel Coverage to protect your investment in helmets, leathers, gloves and any other clothing designed to minimize injury in the event of an accident.

How Much Can you Save with a Motorcycle Insurance Discount?

While the savings per discount vary from provider to provider, most motorcycle insurance discounts allow you to save anywhere from 5% to 10% on your policy.

Common Motorcycle Insurance Discounts Available

Depending on the insurance provider, you may qualify for a variety of motorcycle insurance discounts.

How to Qualify for a Discount

Qualifying for a discount on your motorcycle insurance policy will depend on which discount you are going for and who your current provider is.