what does it mean when an insurance quiote says mature driver requires course

What is a mature driver improvement course?

Mature Driver Course for $19.95. Our course helps you brush up on your driving knowledge and skills. Reduce your insurance premiums. 100% online – save time and money. Available 24/7 – study when you want. A course that fits your schedule. Enroll in a Mature Driver Course. For drivers further down the road in their lives behind the wheel, a ...

Is a mature driving course right for me?

Jun 23, 2011 · Mature Driver Posted by admin 0 This discount is often offered to drivers aged 55 or over that have completed the Mature Driver Improvement Course, and provide a Certificate to the insurance company. June 23, 2011 Related Posts Debunking Ice and Snowstorm Myths In many parts of the country, snow, ice and frigid temperatures are an annual routine.

Is there an online California mature driver discount course?

The goal of the insurance discount class is to help mature drivers within the state of Florida maintain their safe and defensive driving skills, obtain auto insurance discounts, understand their abilities and learn techniques to compensate for changes. Also provides defensive driving training for court-ordered seniors. Once completed individuals will be eligible for a Mandatory …

Can I get a lower insurance rate with a bad driving record?

Mature Driver Course for $19.95. Our course helps you brush up on your driving knowledge and skills. Reduce your insurance premiums; 100% online – save time and money; Available 24/7 – study when you want; A course that fits your schedule; Enroll in a Mature Driver Course

How long is a mature driver course?

Course Time and Requirements 1 You can attend a mature driver improvement course in a classroom or non-classroom setting. 2 Actual classroom time must be at least 400 minutes of instruction for the initial course and 240 minutes of instruction for the renewal course (not including registration time, breaks, lunch periods, and issuance of completion certificates). 3 A completion certificate for the initial course is valid for three years from the date of completion. 4 The certificate may be renewed by successfully completing a subsequent renewal mature driver improvement course within one year of the expiration of the certificate, or if more than one year has elapsed since the expiration. 5 The initial course and renewal course must be separate classes, held at separate times.

Can mature drivers get reduced insurance?

Mature drivers who successfully complete an approved mature driver improvement course can qualify for reduced insurance premiums. California law allows insurance companies to determine the percentage of premium reduction. The insurance carrier can refuse to give a reduced rate to those who have poor driving records.

Can insurance companies give you a reduced rate in California?

California law allows insurance companies to determine the percentage of premium reduction. The insurance carrier can refuse to give a reduced rate to those who have poor driving records. You may wish to ask your insurance company about your eligibility and the amount of discount prior to taking an approved mature driver improvement course.

What is a mature driver discount?

Mature Driver Discount. This is your general senior discount; you'll typically be offered a certain percentage off your premium for reaching a specific age (set by your car insurance company). Low-Mileage Discount. If you drive under a certain number of miles, you may be able to save money on car insurance rates.

Can you switch primary driver to younger driver?

You may be able to save money by switching the primary driver on your policy to a younger driver. Many seniors often choose to switch the primary driver to one of their children. This is a great idea if you are no longer driving as much as you used to, or your child is doing a major share of the driving.

What are the benefits of getting older?

One of the benefits of getting older is that you begin qualifying for senior discounts. Car insurance companies are no different from any other company that offers a financial break to customers who've reached a certain age (generally 50 years old). However, you might not realize that you may be able to tap into several other car insurance ...

Can seniors get discounts on car insurance?

While seniors can tap into multiple car insurance discounts to lower their rates, it' s also true that as a driver continues to age, his insurance premium may increase due to statistics on lowered reflexes, diminished eyesight, etc. Aside from discounts, there are other ways you can reduce your car insurance premium.

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Mature Driver Course California - Auto Insurance Discount Program

Let’s face it – living in the Golden State can be expensive. But if you’re a California driver age 55 and older, there’s a great way to lower your insurance bills. Our online Mature Driver Course is easy, inexpensive and designed specifically for older drivers – and you can save up to 5% on your insurance rates by taking it.

How much does auto insurance cost for an 85 year old?

The full-coverage auto insurance for an 85-year-old driver costs $2,165 on average. AARP and other organizations offer mature driver courses that can reduce your premiums by 5-15 percent. IN THIS ARTICLE.

Does auto insurance cost more for seniors?

Auto insurance for seniors often costs more, but you can avail yourself of discounts you are eligible for. Find the best car insurance for seniors and learn how to pay less for it. Over 30 states plus D.C. require car insurance companies to offer mature drivers a discount for attending a driver safety/improvement course.

Does car insurance change as you age?

Even if your driving habits remain the same and your record stays clean, the rate you pay for car insurance changes over time as you age. Typically, auto insurance rates drop as drivers move into middle age, having acquired years of driving experience and loyalty discounts.

Why do seniors pay more for car insurance?

Older, senior, drivers as a group are more accident-prone than their middle-aged counterparts. The reasons for this include age-related changes in hearing or vision, slower reflexes, health conditions and medications.

How to be safe on the road?

The National Institute of Health (NIH) advises that you can be safer on the road by addressing the effects of aging on your driving and being aware that your driving ability will almost certainly be impacted by changes to your body. Here are the most important tips: 1 Maintain your health. Have your hearing, vision and general health evaluated regularly, and keep any prescription equipment such as glasses and hearing aids up-to-date. If you don't see well after dark, avoid driving at night. 2 Stay physically active. Physical activity may foster quick reaction times. 3 Adjust your vehicle. Elevate your seat for adequate vision and switch to power steering, brakes and mirrors to control your car. 4 Review medications. Understand how your medications may affect your driving ability. Avoid driving after taking any drugs with warnings about operating machinery. 5 Create a healthy buffer zone. Follow at a greater distance and avoid busy parts of town and busy times of day. 6 Plan your route. Intersections are especially dangerous for drivers over age 80, and there is no reason to make a risky left turn when three right turns will get you to the same place. 7 Sharpen skills. Defensive driver classes and behind the wheel refresher courses can sharpen your skills and lead to lower insurance rates. 8 Maintain your vehicle. Regular inspections and tune-ups reduce the chance of roadside break-downs.

Affordable

Our course is the lowest price allowed by California law, and guarantees you will earn an insurance discount for three years. At our low price, your discount will more than make up for the cost of the course!

Easy

Our California Mature Driver course is entirely online, meaning you can complete it in the comfort of your own home whenever it's convenient for you! No need to go to a classroom.

Friendly

We offer 24/7 customer support, so no matter what time of day you choose to take the course we are here to help. Because there is no time maximum, you can take the course on your pace stress-free.

Questions?

Contact us if you have any questions about applying for occupational licenses. We’re here to help!

Mature Driver Improvement Program

Mature driver improvement courses are designed for drivers 55 and older and provide instruction on motor vehicle laws, rules of the road and the effects that medication, fatigue, alcohol, visual, or auditory limitations have on a person’s driving ability.

Benefits of Taking A Mature Driver Improvement Course

• Mature drivers who successfully complete an approved mature driver improvement course can qualify for reduced insurance premiums. California law allows insurance companies to determine the percentage of premium reduction. The insurance carrier can refuse to give a reduced rate to those who have poor driving records. You may wish to ask your insuran...

See more on dmv.ca.gov

Course Time and Requirements

Fees

How to Apply to Become A Mature Driver Improvement Course Provider