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Do insurance companies offer discounts for defensive driving courses?

In some states, including North Dakota and Pennsylvania, state authorities require insurance companies to provide discounts to drivers who successfully complete a defensive driving course. This can be a considerable savings for many drivers, especially parents with teen drivers included on their insurance policy.

What is defensive driving course?

Defensive driving simply means – Driving to safe life, time and resources. The defensive driving course helps create awareness for drivers on hazards they may encounter on the road, and also educate them on the best action to take in every situation. Also, some employers require the DDC certificate as an employment requirement for drivers.

Does taking defensive driving classes reduce points on your license?

Each state has different rules about taking defensive driving classes but in many cases, the points on your driver’s license reduced — usually, after you get a ticket — by taking these classes. It can also keep your insurance rates from increasing or, in some other cases, reduce up to 10%.

Where can I find the cheapest online defensive driving class?

Maybe you just want to sign up for the absolute cheapest online defensive driving class you can find to take care of your ticket. If that’s the case, Go To Traffic School is the choice for you. The biggest differentiator of Go To Traffic School is that they offer the lowest price guarantee.

What is the best defensive driving course to take online?

#1 Defensive Driving Course ProviderIDriveSafely is one of the oldest defensive driving brands in the business. ... IDriveSafely.com has an A+ rating with the Better Business Bureau (BBB). ... Take an IDriveSafely Course.Take a DriversEd.com Course.Take a MyImprov Course.Take ApprovedCourse Defensive Driving.More items...•

What is the easiest defensive driving course online?

#1: iDriveSafely iDriveSafely is my top recommended easiest online traffic school for 2022. They've been around since before online traffic school even existed.

What is the easiest defensive driving course in Texas?

Quick List Of The 8 Best Texas Defensive Driving Online Courses For 2022iDriveSafely – Most popular.Approved Course – Easiest course.Aceable – Best on mobile-devices.Improv Traffic School – Most entertaining.

How much is a defensive driving course in California?

List of best cheap online defensive driving schools in CaliforniaProviderPriceContact informationTrafficSchool.com$7.95800-691-5014Cheap Easy Fast Traffic School$12.95800-554-4912Traffic101$14.95800-373-7313Safe2Drive$15.95800-763-12976 more rows•Apr 27, 2022

What is the difference between home study and Internet traffic school?

Traffic School is typically offered in three different ways: An online course you can take from home (the best option) A classroom-based course you need to physically attend (typically takes 8 hours) A home-study course with a physical booklet (requires the purchase of extra materials)

Which online traffic school is the fastest?

Fastest Online Traffic School #1 – iDriveSafely Online Traffic School. The iDriveSafely online traffic school program has been around for literally decades and they have it down to a science. This is the fastest online traffic school you can take and it has made this list every year including now in 2019.

Which online defensive driving course is best in Texas?

The 7 Best Online Defensive Driving Courses In Texas For 2022Aceable. Aceable is without a doubt the best online defensive driving course in Texas for 2022. ... iDriveSafely. ... Approved Course. ... Go To Traffic School. ... Improv Traffic School. ... Get Defensive. ... A Sense Of Humor Defensive Driving Course.

How long is Texas defensive driving course online?

6 hoursHow long does defensive driving online take? The State of Texas requires defensive driving online courses to take a minimum of 6 hours to complete. In compliance with the state, our Texas Defensive Driving course is 5 hours of material with 1 hour of total break time, and may be completed at your own pace.

Can I take a defensive driving course online in Texas?

Our TDLR-approved Texas Online Defensive Driving course satisfies all court requirements for ticket dismissal. You could even save up to 10% on your auto insurance if your provider offers a defensive driving discount. The defensive driving course takes just six hours to complete, and many students finish it in one day.

Does defensive driving course lower insurance in California?

Most car insurance companies offer lower premiums to drivers who attend and complete a defensive driving course approved by the California DMV.

What is DDT training?

State agencies can enroll in Defensive Driver Training (DDT) that was developed to help reduce the number, severity, and cost of vehicle-related collisions. The training is also available to non-state employees.

What is defensive driving course California?

California Online Traffic School Course DefensiveDriving.com is licensed by the state of California as a driver safety course provider for masking traffic violations and qualifying for insurance premium discounts.

What Is Defensive Driving?

Do you remember the last accident or near accident you experienced while driving? If you avoided the accident, do you remember how you avoided it?

Is Defensive Driving School the Same as Drivers Education?

Defensive driving and driver’s education are not the same. Drivers education may include defensive driving skills but its focus is on teaching an individual how to drive, read traffic signs, and be aware of driving laws.

Benefits of a Defensive Driving Course

The main benefit of a defensive driving course is you become a better and safer driver. Other benefits include a reduction of points on your driver’s license after a ticket or accident. Some car insurance companies will reduce your insurance rates by as much as 10% after you take a defensive driving course.

Improve Your Skills With Defensive Driving

Learning and following defensive driving skills is the best way you can avoid accidents and stay safe on the roadway. Not only will defensive driving benefit you but it will keep others on the road safe, too!

Why do employers need defensive driving training?

As an employer, if you need your drivers to perform maximally and avoid getting involved in accident, you need to enroll them for the defensive driving training. By doing this, you will save your money, equipment and resources.

What is a DDC course?

1278. 300x250. Defensive driving course (DDC) is a course scheduled for drivers to train them on defensive driving. Defensive driving simply means – Driving to safe life, time and resources. The defensive driving course helps create awareness for drivers on hazards they may encounter on the road, and also educate them on ...

Is the course content static?

The course content is not static, it is organization dependent. The content depends majorly on the organizations road safety policy. Review of road safety and traffic regulations using the highway codes. At the end of this training, a certificate of completion is awarded to the attendees.

Is defensive driving theoretical or practical?

Defensive driving training may be both theoretical and practical based on the trainers facility. The theoretical training occurs in the class room while the practical aspect is done on the road or a simulator. Read Also: 21 Important road signs you must understand.

Defensive Driving Course Online (4-hour and 2-hour course) by National Safety Council

If you are looking to take the most comprehensive class on defensive driving that is available online, the four-hour and two-hour online courses offered by the National Safety Council should be on the top of your list of options as well.

Defensive Driving Online Course by Drive Safely

Different states have different requirements when it comes to defensive driving, which can often make it quite confusing for you to choose a course that will work for you. With the Defensive Driving Online Course offered by Drive Safely’s online platform, you can help improve your driving record in a fast and easy way.

Drivers Education and Traffic School by American Safety Council

Another platform that runs a range of defensive driving courses for residents of many different states across the country is the American Safety Council’s Drivers Education and Traffic School.

Defensive Driving Courses by DefensiveDriving.com

If you are a resident of Texas, Florida, New Jersey or California, you can turn to the defensivedriving.com platform to complete your defensive driving courses. All the courses offered by this platform are approved by these states and courts so that they can work towards dismissing your traffic tickets.

Defensive Driving Courses by Comedy Defensive Driving

If you are looking to complete a defensive driving course but don’t want the same old material being thrown at you, Comedy Defensive Driving is a very interesting platform to try out. Available only for residents of Texas and Florida — which can be quite disappointing for others — these courses have been approved by the state.

Defensive Driving Courses by Drive Safe Today

Another affordable platform offering defensive driving courses for a much wider range of states is Drive Safe Today. The material that makes up the curriculum of this platform’s defensive driving courses is both comprehensive and insightful without making you feel like there is too much going on.

Traffic Survival Workshop by the National Traffic Safety Institute

The National Traffic Safety Institute runs a number of different courses on road safety for residents of different states, which means that you will never be short on options with this platform. However, if you are looking for a basic course, try the Traffic Survival Workshop that is run in many different states of the country.

Which Insurers Have the Biggest Discounts?

Here is some information on defensive driving discounts from some of the larger insurance companies and the hoops you’ll have to jump through to earn them.

How Do I Make the Most of a Defensive Driving Discount?

There is another consideration that must be taken into account when deciding which discount program to take advantage of. In the same way that companies differ in how they structure policies, they also differ in how they apply discounts.

How to Take Defensive Driving for an Insurance Discount

As you have probably guessed by now, completing a defensive driving course is a fundamental requirement of receiving a defensive driving insurance discount. If you’ve never taken a defensive driving course before, you could take a deep dive into all that choosing one entails. If you’re just interested in the quick and dirty, here goes:

After Your Course is Completed

When you have finished your course, you will receive a certificate of completion. You must then get a copy of that certificate to your insurance company. The defensive driving course provider will not notify your insurance agency of your newly minted graduate status; it’s up to you.

What is defensive driving course?

Defensive driving courses can teach you how to be more alert, aware, and safe on the road. And while they’re great for getting you out of a sticky situation on the road, they’re also useful for sticky situations with tickets, insurance, and more.

How often do defensive driving discounts apply?

Defensive driving discounts generally require that you earn a passing grade and will only apply once every few years to a single vehicle.

Why is defensive driving important?

Defensive driving benefits every driver on the road. It makes our streets and highways safer with drivers who are more aware and understand defensive driving techniques that can prevent accidents. But defensive driving courses are beneficial for many drivers, including: drivers that need to reduce license points.

How to improve defensive driving skills?

avoid dangerous driving conditions. follow state laws. improve your driving skills. But driving skills aren’t the only thing you’ll learn about in your defensive driving course. They offer an updated understanding of what you need to know as a driver in your state, including traffic laws specific to your state.

What is the fatality rate for drivers under 25?

In fact, a recent study shows that while the national fatality rate for drivers under 25 is nearly 13 per 20,000. At the same time, graduates of a defensive driving program have a fatality rate of just 1.1 per 20,000 — 90% less than the national average.

What does impaired driving mean?

Impaired driving is anything that interferes with your ability to drive safely, and it can mean driving drunk, under the influence of drugs, while drowsy, or while distracted.

What happens if you take defensive driving?

Often, if you take a defensive driving course, it’s as if your ticket never happened — and a great way to redeem your status as a good driver. You can keep the ticket off of your record, avoid accumulating points, and even save money on the fine.

How much is the Louisiana defensive driving course discount?

If you complete the Louisiana defensive driving course voluntarily, you can earn a discount on your insurance premiums of 5% to 20%. Most providers offer a 10% discount but check with your agent to find out what type of discount they offer.

What is defensive driving in Louisiana?

Louisiana defensive driving, also known as Louisiana Driver Improvement, is a course designed to help minor violations become better drivers. It can also help to lower your insurance premiums and allows you to keep your driving record clean. Choosing an online defensive driving course in Louisiana offers many benefits.

What are the benefits of defensive driving?

Of course, the biggest benefit of completing the defensive driving course is getting your traffic ticket dismissed. This will allow you to keep your driving record clean. 2. Gain Insurance Discounts. Along with getting your ticket dismissed, you can gain insurance discounts by completing a defensive driving course.

Can you take defensive driving courses in Louisiana if you don't get a ticket?

Even if you didn’t get a ticket, you could voluntarily take the course to reduce your rates. Make sure you speak with your insurance agent first to ensure the discount will be worth your time. 3. Guaranteed to Pass. Many of the online defensive driving courses in Louisiana guarantee you will pass the course.

Can you do an online course in one day?

With an online course, you get to choose how long you work on your course and when you stop. Maybe you want to do the entire course in one day. You can do this, but you don’t have to. It’s possible to work for as long or as short as you want, and the online course will save your progress.

Can you take a discretion course to dismiss a ticket?

The court has the discretion to allow you to take the discretion course to dismiss a ticket and it often depends on the severity of the violation, your driving history, and the driving courses you’ve already taken. It’s important if you take the course voluntarily for an insurance discount to check with your agent.

How long is a driving course?

Most online driving courses can last anywhere between four and six hours so make sure you can set the time aside to complete it promptly. If you are looking to take the course to help dismiss a traffic violation, you will have to request permission from the court whether in person or through the mail.

Why is defensive driving important?

Defensive Driving courses are an important step to take to learn how we can consciously reduce the dangers that are associated with driving. With so many options available, it is important to find the best defensive driving course for your specific needs. The course helps you learn how to anticipate possibly dangerous scenarios ...

Is Improv online defensive driving?

As technology progressed, Improv moved the majority of their defensive driver training online. Many people would consider this the best defensive driving course you can take online simply do the the entertainment factor. Improv calls their teaching approach “edutainment” where they try to mix entertainment with education.

Is iDriveSafely a legit company?

The truth is, no defensive driving course is going to be fun and iDriveSafely is no exception, but the point is they are a legit company with a legit updated course that works across all devices and they provide real customer support if something goes wrong .

Is defensive driving bad?

In some states, there are literally hundreds of online defensive driving courses available. Unfortunately, most of those courses are ridiculously bad. As in, they are run by a single person out of their home and the defensive driving course hasn’t been updated in many years kind of bad. Trust me, some of the defensive driving programs out there have very fancy looking websites, but once you get started and need help with all the bugs and errors you’re receiving, good luck!

Can you take a course in your pajamas?

When you can take the course from the comfort of your home, in your pajamas, with your coffee at hand, you can take it at your convenience. This added convenience means that unlike classroom instruction, you can start and stop the course at your leisure.

Is Aceable a defensive driving course?

Well, Aceable is a newcomer to the defensive driving course world. As such, they simply aren’t certified in many states yet, but that list is growing. To see if your state has been added to their certified list, you can check here.

How much does a defensive driving course reduce insurance premium?

Many states support safe driver incentives that could reduce your insurance premium by as much as 10% for completing a defensive driving course. Many states support safe driver incentives that could reduce your insurance premium by as much as 10% for completing a defensive driving course.

What happens if you have a defensive driving course?

If you have driving violations, completing a defensive driving course could remove points or dismiss a ticket from your driving record. Too many points or tickets on your record could cost you money in fines, as well as potential lost wages if your license is suspended.

What is defensive driving?

Defensive driving courses teach drivers safe techniques to proactively anticipate and effectively react to a variety of hazards including careless actions by other drivers, poor visibility and road conditions due to dangerous weather conditions, and dangers triggered by various physical and emotional states.

Why do you need to take defensive driving classes?

Taking a defensive driving course teaches you safe driving techniques for controlling your vehicle in emergency situations, as well as procedures for handling fatigue, emotional stress, and road rage. Of course, there are many more reasons for learning safe driving habits.

What are the advantages of defensive driving?

While the benefits of a defensive driving course will save you money and help you become a smarter, safer driver, the advantages offered by online courses make the learning experience fast and easy. Convenient. Anytime, anywhere, any device learning means you decide when to fit the courses into your busy schedule. You Control the Pace.

Does North Dakota require insurance for defensive driving?

In some states, including North Dakota and Pennsylvania, state authorities require insurance companies to provide discounts to drivers who successfully complete a defensive driving course. This can be a considerable savings for many drivers, especially parents with teen drivers included on their insurance policy.