how to take a defensive driving course online for my insurance company

What is a defensive driving course for insurance?

In many states, a four-hour course is enough to fulfill the requirement for a defensive driving certificate and discount. After you've completed an approved defensive driving course, your auto insurer may apply your discount for several years. If you still qualify for a discount after that period has expired, you may be able to re-take a ...

Why choose NSC defensive driving online courses?

Feb 01, 2021 · Other reasons to take a defensive driving course. If you have been ordered by the court to take a defensive driving course, then you will likely not be able to …

Do you get a discount for a defensive driving course?

In most cases, a defensive driving course is worth the cost, based on the savings you could achieve after a car insurance discount is applied. If you take a defensive driving course to knock a ticket off your driving record, the savings are worth it. In many cases, your premium can go up 20 to 25% for a speeding ticket or other minor infraction.

Is this online defensive driving course approved for motor vehicle point reduction?

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How much is defensive driving course in NY?

How do I add defensive driving to Geico?

How much does a defensive driving course cost in Georgia?

Which online defensive driving course is best?

How long is Geico's defensive driving course?

Is Geico drive easy worth it?

How many times can you take a defensive driving course in Georgia?

How many points does a defensive driving course take off in GA?

Is MyImprov com legit?

Which online defensive driving course is easiest?

How long does defensive driving online take Arizona?

Is iDriveSafely CA DMV approved?

Is there an insurance discount for defensive driving courses?

Completing a defensive driving course can help you save on auto insurance if your insurer offers a defensive driver discount. The actual amount of...

Does driver's ed reduce insurance?

Insurers may offer a discount or lower rate for teen drivers who complete a driver's education course, but the savings may not be comparable to a d...

How do driver safety course insurance discounts work?

Defensive driving is often geared towards younger and older drivers who may have higher car insurance premiums, but a defensive driving discount ma...

How much does defensive driving education reduce insurance premiums?

Defensive driver education can reduce your insurance premium up to 10%. Are you ready to save money?

What is DriveSafe Online?

DriveSafe Online offers fleet defensive driving solutions for organizations of all sizes.

Why are timers not included in courses?

We understand that your time is valuable, which is why timers are not included as standard features in our courses. You control your own pace through the content. Easy navigation means shorter travel time through the course material.

How many hours is the insurance course?

Choose the 6-hour course if required by your insurance company.

Do you control your own pace in golf?

Forget the digital speed bumps. You control your own pace through the course (unless timers are required in your area).

Does DriveSafe charge for audio?

When you choose a DriveSafe Online defensive driving course, what you see is what you get. We won’t charge you one price for course content, tack on another charge for audio, and then add another fee to send your completion certificate. That’s not how we do business.

Does insurance cover defensive driving?

Since defensiv e driving can make you safer on the road, many insurance companies will offer a discount for taking a defensive driving course. Each insurer's discount and terms are different, and state regulations can come into play, too. Before you sign up for a defensive driving course, you can do the following:

Does defensive driving help with insurance?

Completing a defensive driving course can help you save on auto insurance if your insurer offers a defensive driver discount. The actual amount of the discount will vary based on your insurer, age, state, and other factors.

Do you get a discount for defensive driving?

Defensive driving is often geared towards younger and older drivers who may have higher car insurance premiums, but a defensive driving discount may be offered to people of all ages. Some states require insurers to offer defensive driving discounts, while others do not. In many states, a four-hour course is enough to fulfill the requirement for a defensive driving certificate and discount.

What are the psychological factors of driving?

Psychological factors – Many thoughts fill a driver’s head while on the road. This element of the course takes a closer look at physiological factors such as fatigue, road rage, irritability and various types of mental stress. It also shows drivers how to maintain a positive attitude while driving and stay more focused on the road both in front of and behind them.

Is online class cheaper than live class?

Cost – An online class may be cheaper than a live class, because of not having a paid instructor.

Can you take defensive driving classes?

A defensive driving course can also be a good idea if you have a few tickets on your driving record. You can often reduce or eliminate points on your record by taking one of these courses. Be sure to find out what legal requirements your defensive driving class has to meet in order to help clean up your record (your car insurance agent should be able to help you with this). This course will also help you to become a better driver in general and refresh your overall driving knowledge.

Can you get a discount on your insurance if you take a defensive driving course?

If you have been ordered by the court to take a defensive driving course, then you will likely not be able to get a discount on your auto insurance. But taking a course may allow you to keep your driver’s license, or remove points from your driving record.

How to be defensive in driving?

Always stay alert on the road: This is probably one of the most important things defensive driving teaches you. Being aware of other vehicles, cyclists and even pedestrians can mean the difference between a safe day out on the road and an accident. Check your mirrors often and keep an eye on the road several vehicles in front of you, which will help you anticipate unexpected stops.

Why do you need to take defensive driving classes?

There are several reasons why you may need to take a defensive driving class. It may be required if you have been picked up for a DUI, you may be hoping to save money on your car insurance premium or maybe you just want to be a safer driver. Here are a few reasons you may want to take a defensive driving course.

What is the discount for defensive driving?

Taking a defensive driving class can result in a car insurance discount of 5% to 10%. It can also help to remove DMV points from your record and further reduce your insurance costs.

How much does defensive driving cost?

While it can vary by course, most defensive driving classes cost between $25 and $100, with the average coming in around $50. Once you have completed the course, you should receive a discount between 5% and 15%, which lasts for three years with most insurers.

What to do if your license is suspended?

Getting your license back: If your license has been suspended or revoked due to a serious driving infraction such as a DUI or reckless driving, you may have to take a defensive driving course to get your license back.

What is the best way to get better at driving?

You might want to consider taking a defensive driving class. Taking a defensive driving course can help you become a better driver while also keeping your driving record clean and putting a bit of auto insurance money back in your pocket.

How much does a speeding ticket increase your insurance premium?

According to Eric Madia, auto product vice president for Esurance, "having a speeding ticket can increase your annual premium from 5 to 20%. In some cases, it's a pretty big pop to your insurance premium.".

How to contact Geico about defensive driving course?

For questions about your policy, please contact GEICO directly at (800) 861-8380. Requirements for insurance discounts vary by state.

Do you need a certificate of completion for insurance discount?

Requirements for insurance discounts vary by state. If you intend to take this course for insurance discount, you must verify with your agent or insurance company before you enroll that they will accept the DDC-Online Certificate of Completion issued by the National Safety Council. Since only one certificate will be issued to each account, family members will need to purchase separate accounts to receive the certificates of their own.

What is defensive driver training?

State agencies can enroll in Defensive Driver Training (DDT) that was developed to help reduce the number, severity, and cost of vehicle-related collisions. The training is also available to non-state employees.

How long is the DGS van driver course?

A 5-hour classroom course designed for van drivers. Upon successful completion, students receive a completion card valid for three years. To view the current course schedule and enroll please visit the DGS Training Registration System.

How long is the DDT course?

A 2.5-hour course designed as a catalyst to stimulate drivers to think in terms of minimizing their risks in order to survive in today's highway transportation system. After completion of each module, the student is required to participate in a short assessment in order to advance to the next module; completing a final assessment at the end. Upon successful completion, students receive a completion certificate valid for four years. To view the online training, ensure you meet the system requirements, then click here https://ddt.dgs.ca.gov/.

How long is the DGS driving class?

A 6-hour course focusing on intensive training and behind-the-wheel evaluation. This class is recommended for employees who are having more than their share of driving problems. To enroll contact us at statewidehealthandsafety@dgs.ca.gov.

How many participants are required for the DGS course?

A 4-hour course designed to refresh the driver's memory of forgotten practices, reinforce good habits, and teach risk management strategies. This course requires 4 participants. To enroll contact us at statewidehealthandsafety@dgs.ca.gov.

What insurances offer defensive driving discounts?

Defensive driving discounts are available from nearly every major insurer, and many minor ones as well. Allstate and The Hartford have discounts around 10%; Geico and Liberty Mutual save their qualifying policyholders around 5%. While completing a defensive driving course (online or in-person) is the first step to earning a discount, some carriers require other conditions to be met before savings can begin.

How old do you have to be to get a Geico discount?

In most states, GEICO only offers defensive driving discounts to policyholders who are at least 50 years old.

How to start a discount journey?

The easiest way to start your discount journey is to talk to your current insurance agent. If the agent confirms that your existing company offers a defensive driving discount, here are some helpful follow-up questions.

How many copies of completion certificate are needed for defensive driving in Texas?

In Texas, people who take defensive driving for ticket dismissal receive two copies of their completion certificate. One is marked for the court and the other for insurance. Hundreds (if not thousands) of Texas drivers fail to take advantage of that second certificate when they could be using it to earn back the cost of their ticket many times over. Don’t wind up shipmates on that same boat by failing to submit your certificate!

How long is a defensive driving course?

Depending on where you live, a defensive driving course can be from 4-8 hours in length.

Does Allstate offer discounts for teens?

If there is a teen driver in your household, Allstate has a plan for them as well. Discounts are extended after young drivers complete the teenSMART program. Allstate has partnered with teenSMART in an effort to make teens better drivers. The program boasts that their graduates experience up to 30% fewer collisions and up to 51% fewer injuries compared to teens who have not completed the program. Nice to see a company that is interested in saving you more than just your money. This program is offered in 42 of “All-the-states.”

Do you have to submit a certificate of completion for defensive driving?

When you have finished your course, you will receive a certificate of completion. You must then get a copy of that certificate to your insurance company. The defensive driving course provider will not notify your insurance agency of your newly minted graduate status; it’s up to you. The need to submit your certificate may seem obvious, but hear me out. Insurance companies are banking on you not following through. This is especially true in Texas.