how to refund a course on investopedia

The conditions are simple: you must make your refund request within 30 days of purchasing and you must have completed less than 50% of the course. With both conditions met, we will be happy to process your refund request.

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What is a refund?

Sep 24, 2020 · you must make your refund request within 30 days of purchasing and; you must have completed less than 50% of the course. With both conditions met, we will be happy to process your refund request. Do you offer any discounts on your courses? Yes, we offer adjusted pricing for certain courses for students and active military/military veterans.

How do I login to my Investopedia course?

Oct 08, 2020 · Refunding: The process of retiring or redeeming an outstanding bond issue at maturity by using the proceeds from a new debt issue . The new issue is almost always issued at a lower rate of ...

Do I have to have any money invested to take courses?

Jan 06, 2022 · Tax Refund: A tax refund is a refund on taxes paid to an individual or household when the actual tax liability is less than the amount paid.

What is a refunded bond?

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Payments and Refunds

What do I get when I pay for a course?#N#All Investopedia Academy courses are purchased with a one-time fee—no subscriptions, no additional fees. Once you buy the course, you have lifetime access that does not expire.

Course Access

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Technical Issues

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How does refunding work?

How Refunding Works. Refunding only occurs with bonds that are callable. Callable bonds are bonds that can be redeemed before they mature. Bondholders face call risk from holding these bonds—risk that the issuer will call the bonds if interest rates decline.

What is a refunded bond?

The outstanding bonds that are paid off using proceeds from the new issue are called refunded bonds. In order to retain the attraction of its debt issues to bond buyers, the issuer will generally ensure that the new issue has at least the same—if not a higher—degree of credit protection as the refunded bonds.

What happens when interest rates decrease?

If interest rates decrease below the coupon rate on the outstanding bonds, an issuer will pay off the bond and refinance its debt at the lower interest rate prevalent in the market.

What is a refund in bond market?

In addition to its use in the bond market, the term "refunding" may also refer to its more colloquial use in reversing a retail or commercial transaction. Businesses and merchants may issue refunds to customers in exchange for the return of purchased goods and when services are unsatisfactory or unfulfilled.

What is call protection?

The call protection is the period of time during which a bond cannot be called. During this lockout period, if interest rates drop low enough to warrant refinancing, the issuer will sell new bonds in the interim. The proceeds will be used to purchase Treasury securities, which will be deposited in an escrow account.

What is tax refund?

A tax refund is a reimbursement to a taxpayer of any excess amount paid to the federal government or a state government. Taxpayers tend to look at a refund as a bonus or a stroke of luck, but it most often represents an interest-free loan that the taxpayer made to the government. In most cases, it is avoidable.

What are the tax credits for 2020?

Refundable tax credits include: 1 The child tax credit. For tax years 2020, this credit is a maximum of $2,000, with up to $1,400 refundable. For tax year 2021, the tax credit was raised to $3,000 for children ages six through 17, and $3,600 for children under age six as part of the American Rescue Plan. The credit is now fully refundable, rather than partially refundable, and there is no income limit for the credit. 1 2 The earned income tax credit (EITC). This is a payment to moderate- and low-income workers who earned an income through an employer or by working as a self-employed individual with a business or farm. They must meet certain criteria based on income and number of family members. 2 The maximum EITC for qualifying taxpayers with 3 or more children is $6,660 in the 2020 tax year and $6,728 in the 2021 tax year. 3 3 The American opportunity tax credit (partially refundable). This is available to taxpayers to offset qualified higher education costs. If a taxpayer reduces their tax liability to $0 before using the entire portion of the $2,500 tax deduction, the remainder may be taken as a refundable credit up to the lesser of 40% of the remaining credit or $1,000. 4

How much is the child tax credit for 2020?

Refundable tax credits include: The child tax credit. For tax years 2020, this credit is a maximum of $2,000, with up to $1,400 refundable. For tax year 2021, the tax credit was raised to $3,000 for children ages six through 17, and $3,600 for children under age six as part of the American Rescue Plan. The credit is now fully refundable, rather ...

What is a W-4?

But there are exceptions. The taxpayer has made an error in filling out Internal Revenue Service (IRS) Form W-4, which is used to estimate the correct amount to be withheld for taxes from the employee's paycheck.

How much is the stimulus check for 2020?

Both the original $1,200 ($2,400 for couples and $500 per child) stimulus payment, officially known as a "Recovery Rebate," and the newer $600 payment ($1,200 for couples, $600 per child) are classified as advance refundable tax credits on 2020 taxes.

Is a tax refund a windfall?

A tax refund is repayment of an interest-free loan to the government, not a happy windfall. It can usually be avoided. Refunds are always pleasant, but it would be better to avoid overpaying in the first place by claiming properly filling out your W-4 Form or more precisely calculating your estimated taxes.

What is investing course?

Investing courses are a great way to learn more about the stock market and develop skills that you can use to grow your wealth. Whether you’ve never invested a dollar or are already an experienced investor, an online investing course can help you to learn how to make the right financial moves and plan for your future.

What are the basics of investing?

Some courses cover the basics of investing including stocks, bonds, mutual funds, and retirement funds. Others delve a bit deeper into futures and commodities, or even international investing. Of course, you can (and should) choose the course that best matches both your interests and your existing knowledge.

Why is Peak Analytics newsletter called Direction First?

We chose Peak Analytics’ Direction First Newsletter because of its emphasis on mobile trading. For investors looking for bite-sized investing advice on a daily basis, this newsletter is paired with real-time trade alerts and insightful expert commentary.

How much is the warrior pro?

The Warrior Pro, their most popular offering, is available at $4,297 (90-day access) or $5,997 (one-year access) and has the aforementioned features and course of the starter pack, plus many additional courses. They are small and large cap day trading, swing and options trading, and day trading in an IRA.

Who is the founder of Bear Bull?

If you’re looking to connect with one of the top trading industry professionals, Bear Bull Traders might be up your alley. Co-founder Brian Pezim, author of How To Swing Trade makes daily live market updates where he discusses swing trading in the Bear Bull chat room and has put his experience and expertise into the course. Additionally, mentors present weekly on different webinar topics.

Who taught margin of safety investing?

It's co-taught by Randy and Kevin Tudor, co-founders of Margin of Safety Investing, who have a combined 40 years of experience in finance. The course is comprised of more than 46 lectures divided into six sections, includes a quiz, and the content has many charts and graphs to help you understand.

Can I invest with Morningstar if I don't have a TD Ameritrade account?

If you don’t have a TD Ameritrade account and you're seeking an in-depth approach to investing, you can enroll in brokerage and investment firm Morningstar’s free Investing Classroom. There's no need to have any money invested with them to gain access to a comprehensive online catalog currently consisting of 96 courses.

What is return in finance?

A return, also known as a financial return, in its simplest terms, is the money made or lost on an investment over some period of time. A return can be expressed nominally as the change in dollar value of an investment over time. A return can also be expressed as a percentage derived from the ratio of profit to investment.

What is real rate of return?

A real rate of return is adjusted for changes in prices due to inflation or other external factors. This method expresses the nominal rate of return in real terms, which keeps the purchasing power of a given level of capital constant over time.

How to calculate ROA?

Net income divided by average total assets equals ROA. For example, if net income for the year is $10,000, and total average assets for the company over the same time period is equal to $100,000, the ROA is $10,000 divided by $100,000, or 10%.

What is the difference between real and nominal returns?

Returns are often annualized for comparison purposes, while a holding period return calculates the gain or loss during the entire period an investment was held. The real return accounts for the effects of inflation and other external factors, while the nominal return is only interested in price change.

What is an omnibus term?

An omnibus term like profit could mean gross, operating, net , before tax, or after tax. An omnibus term like investment could mean selected, average, or total assets. A holding period return is an investment's return over the time it is owned by a particular investor.

What is nominal return?

A nominal return is the net profit or loss of an investment expressed in the amount of dollars (or other applicable currency) before any adjustments for taxes, fees, dividends, inflation, or any other influence the amount.

What is the ROE of a company?

Return on equity (ROE) is a profitability ratio calculated as net income divided by average shareholder's equity that measures how much net income is generated per dollar of stock investment. If a company makes $10,000 in net income for the year and the average equity capital of the company over the same time period is $100,000, the ROE is 10%.

How To Identify Support and Resistance and How and where to place Orders, Stop Losses and Take Profits

I wanted to post this here as well as r/forex, but as my account was too new i could only post there initially.

Your Most Asked Question on Day Trading - Answered

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Part 3: My Full Time Trading Career. 1 Year Since I started This Thread

Part 1: https://www.reddit.com/r/Daytrading/comments/fw82ow/after_2_years_of_daytrading_7_months_full_time/

What Is A Refund?

See more on investopedia.com

How A Refund Works

Special Considerations

Types of Refunds

Example of Tax Refunds