Take the AARP Smart Driver TM online course to see how much you could save. Limited Time Member Discount Members: Get Over 20% Off Your Course!
Refresh your driving skills and you could save on auto insurance When you take the AARP Smart Driver™ online course, you could be eligible for a multi-year discount on your auto insurance.* Plus safer driving can save you more than just money. The course teaches proven driving techniques to help keep you and your loved ones safe on the road.
With some age restrictions, taking an approved defensive driving course will earn you a discount. Driver Training. Young drivers can get a discount for completing a basic driver training course. Good Student. Studying hard pays off! USAA discounts rates for students with good grades.
The classroom course is $15 for AARP members and $20 for non-members, and the cost for the online course for AARP members $17.95 and non-members $21.95.* You may be eligible to receive an insurance discount upon completing the course, so consult your agent for details.
AARP Membership: Get exclusive information, benefits and discounts for just $16 a year. In many states the discounts are mandatory, so car insurance companies must offer insurance discounts to people completing a classroom-based, state-approved driver-improvement course.
USAA offers a good driver discount but does not advertise a specific amount, since it varies by state. In order to receive a USAA good driver discount, drivers must be accident-free for five years. This can even include time that you've been insured by another company.
Enroll and Save Up to 10% In just a few minutes, you can enroll in the program and get up to a 10% discount on your USAA auto insurance.
Yes, USAA offers a low mileage discount. The USAA low mileage discount is meant to reward customers who drive fewer miles than average and will save policyholders money on their premium as long as they drive less than 12,000 miles annually. USAA does not disclose the amount of the discount, though.
The USAA SafePilot app is designed to provide feedback to help improve driving and monitor safe driving habits in order to maximize discounts on your auto insurance premiums. It is considered a usage-based telematics program and you must download the app in order to participate.
SafePilot is currently available in Alabama, Alaska, Arizona, Arkansas, Colorado, Florida, Georgia, Iowa, Idaho, Kansas, Kentucky, Louisiana, Maine, Maryland, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Mexico, Nevada, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, ...
Our take on USAA SafePilot It's designed to maximize your safe driving habits — every driver has an initial 14-day trial driving period where the app gives feedback but doesn't rate your driving. After that, you'll still get feedback, but your trips count toward your driving score.
In addition to strong survey scores, USAA has the lowest rates and ranks first in our Cheapest Car Insurance Companies of 2022 rating. On average, USAA customers pay $1,000 annually for coverage, nearly 35% less than the national average.
Will my premiums increase from an auto glass claim? USAA is unable to tell you in advance if filing a claim will increase your insurance premiums. Auto rates are affected by several factors, including the number of claims filed and the cost of each claim.
Yes, USAA has accident forgiveness for car insurance customers. USAA accident forgiveness is available at no added cost to drivers who have had USAA auto insurance for the past five years without any at-fault accidents. Qualifying customers get accident forgiveness automatically applied to their policy.
Remember that poor driving while using SafePilot will not lead to as many discounts in the program as safe driving would. Additionally, regardless of whether you use SafePilot, USAA itself can raise your rates for things like at-fault accidents, speeding tickets, and other moving violations.
Find Cheap Auto Insurance Quotes in Your Area Currently insured? USAA SafePilot rewards safe drivers with discounts on auto insurance, observing your driving habits via its mobile app and rating your performance.
Yes, USAA SafePilot does track speed using a smartphone app. USAA SafePilot does not raise car insurance premiums for poor driving, however, so even drivers who have a habit of speeding can try SafePilot virtually risk-free.
The 35 locations are Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, ...
In the states where auto insurance premium discounts are not mandated, several insurance companies voluntarily provide premium discounts to participants completing the AARP Smart Driver course. *The State of New Mexico prohibits AARP from offering the course to participants under the age of 50.
With USAA, you can get the standard bodily injury liability and property damage liability coverage that most states require, along with collision coverage and comprehensive coverage.
USAA is already an affordable option for many drivers, but the company has several discounts that could make your car insurance even cheaper. USAA breaks down its discounts into three categories: driver discounts, vehicle discounts, and membership savings. Here’s the basic rundown of these discounts:
As you’ve seen in the last section, USAA offers a safe driver discount a common program among car insurance companies. Some companies offer good driver discounts instead, or they offer both. But wait, aren’t those the same thing? Not quite. Here’s the subtle difference between the two types of driver discounts.
In recent years, many insurance companies have implemented Usage-Based Insurance (UBI) programs. The goal of UBI is to use data mined from automotive technology to set rates that are specific to each driver. UBI with USAA works a little differently than most others.
Discounts give USAA customers plenty of ways to save money on car insurance. But discounts aren’t the only way you can lower your out-of-pocket costs. Here are more ways to save on car insurance with USAA.
As we’ve discussed, members of eligible military families you can get a quote for an auto insurance policy from USAA. So what can you expect to pay for car insurance from the company? We researched rate data from multiple sources to give you a better idea of what to expect from USAA. One finding: USAA does not have the cheapest insurance premiums.
Customers really like USAA car insurance. In fact, out of all major insurance companies that we reviewed, USAA got the highest rating. From cost to customer service, we heard glowing reviews about this company. Even though USAA is often not the cheapest option for drivers, people generally see it has a good value.