how much moey do you save by taking the 30 hour driver course vs the 8 hour driver course

by Dr. Jadon Turcotte V 6 min read

How much can you save with a defensive driving course?

Mar 06, 2021 · In just three years, you would save over $500. If you lower the discount to 5% and raise the cost of the defensive driving course to $100, you still come out ahead. You save over $80 a year or about $250 over a three-year period for the cost of a $100 driving course. And remember, most defensive driving courses cost less than $100.

How much is the insurance discount for a driving course?

Nov 15, 2019 · The first is it lays the foundation for becoming a safe driver, and the second is that it helps to offset the typically high costs of having a young, inexperienced driver in the house. “A driver’s training course is a step in the right direction for all young drivers to learn the skills necessary to be a safe and responsible driver. You’d ...

How can I get a discount for Mature Driver Improvement Courses?

Dec 09, 2020 · While the benefits of a defensive driving course will save you money and help you become a smarter, safer driver, the advantages offered by online courses make the learning experience fast and easy. Convenient. Anytime, anywhere, any device learning means you decide when to fit the courses into your busy schedule. You Control the Pace.

Do defensive driving classes make you a better driver?

Taking a defensive driving course can help you become a better driver while also keeping your driving record clean and putting a bit of auto insurance money back in your pocket. Keep reading to learn why you should consider a defensive driving course, how much you can save on your car insurance premium and the best way to choose a defensive ...

Which online defensive driving course is best in NY?

#1: iDriveSafely iDriveSafely is certified as a New York online defensive driving course for point reduction and insurance discounts, including for I-PIRP. This is without a doubt, the highest quality course available in New York for 2022.

How much is defensive driving course in NY?

The best cheap defensive driving course is offered by New York Safety Program for $23.95. The cost of the listed providers below range from $23.95 to $49.95. There are eight providers that offer defensive driving courses for under $30....Best cheap defensive driving courses in New York.ProviderCostEmpire Safety Council$44.95I Drive Safely$48.9510 more rows•Nov 16, 2021

How much is a defensive driving course in Florida?

Basic Defensive Driving Course providers in FloridaProvider (link)Class FormatPriceNational Traffic Safety InstituteClassroom, Online$24.95DriveSafe Inc.Online24.95Safe2DriveOnline24.95American Safety Institute, Inc.Classroom, Online, DVD14.958 more rows•Jan 13, 2022

How can I reduce points on my license in NJ?

New Jersey Driving Record Point ReductionThree points will be removed if you go one full year without receiving a violation or having your license suspended.Two points will be removed if you complete a NJ defensive driving course. This can be done once every five years.

How can I lower my car insurance in NY?

Eight Ways to Lower Car Insurance Rates in NY, PA and BeyondBe a safe driver. ... Check for a renewal discount or a sign-up discount. ... Choose your car carefully. ... Bundle your insurance policies. ... Improve your credit score. ... Check out the list of discounts. ... Invest in extra safety features. ... Increase your deductible.Mar 24, 2015

How much is a 5 hour driving course in NY?

$505-Hour Pre-Licensing Course Virtual Zoom are approved to conduct the 5-Hour Pre-Licensing Course. The course is a requirement by NYS to schedule your state road test. The course fee of $50 can be paid by cash or check when you come to pick up your certificate.

Which defensive driving course is easiest?

#1: iDriveSafely iDriveSafely is my top recommended easiest online traffic school for 2022. They've been around since before online traffic school even existed.

How long is defensive driving course good for in Florida?

3 yearsIf you are 55 or older and have a Florida Drivers License you can save on your auto insurance by completing this course. Savings are up to 10% but will vary depending on your insurance company. It will take 6 hours to complete the course but the savings are good for 3 years.

What is a drivers average reaction time?

The driving manual says the average driver's reaction time is . 75 seconds ... or 1 car length for every 10 mph. Test your average reaction time.

How much will 2 points affect my insurance in NJ?

Get a 2 Point Reduction The 2 point reduction defensive driving course can also help reduce your NJ car insurance rate. The NJ mandatory law states upon completion of the 6 hour NJ defensive driving course, drivers are eligible to receive up to 10% reduction on their car insurance for 3 years.

Can you pay to remove points from driving licence?

There is no way to remove the points from your licence once they're marked – you'll just have to wait until the points expire (after 4 years), when the DVLA will automatically remove them at the appropriate time.

Can I expunge my driving record in NJ?

There is no expungement of a DWI / DUI conviction in New Jersey. Expungement is limited to criminal offenses, and, since DWI / DUI in New Jersey is a traffic offense and not a criminal offense, a conviction for DWI / DUI can never be expunged from a driving record.

Can I take the course online or in person?

You can do either, but it depends on your needs. Both course formats are readily available in most areas. Many insurers accept online defensive dri...

How long is the defensive driving insurance discount good for?

It varies between insurance companies. However, most insurance providers will give you a rate discount for three years after completing a defensive...

How do I know if I qualify for a defensive driving discount?

It is a good idea to check with your insurance company to see if a defensive driving course will result in a discount.

What does a defensive driving course cover?

Defensive driving courses focus on several areas, for example:Risk aversionDangers of driving under the influence of any substancesRecognizing pote...

How much is the defensive driving discount?

The insurer requires the defensive driving course to be DMV approved. The exact driving discount varies, but it's usually around 5%.

Why do we need defensive driving courses?

Defensive driving courses give drivers a new perspective on viewing the road. They help drivers identify dangerous situations before they unfold. Defensive drivers can determine and mitigate risky behavior from other drivers. To put it plainly, defensive driving courses can save lives.

What is defensive driving?

Defensive driving is a form of driver education that goes beyond the basic rules of the road. Standard drivers education programs teach traffic code and the mechanics of driving. Defensive driving courses, however, emphasize skills that help drivers avoid danger and accidents.

How long does it take to get a discount on Allstate?

Allstate requires the driving course length to be six hours or more . Drivers must have no at-fault claims or violations to qualify for the full discount.

What age do you have to be to get a Farmers discount?

Farmers ’ defensive driving discount is an option for senior citizens. Drivers must be 65 or older — 55 in some states — to earn the discount. Farmers requires courses to be DMV approved.

How much discount does MetLife give?

If you have a car insurance policy with MetLife and you complete the National Safety Council's defensive driving course, you might qualify for a discount of between 5% and 10%. To be eligible, you need to be licensed for at least two years. You also need to receive a score of at least 80%.

Do insurance companies give discounts for defensive driving?

Most insurance companies only give defensive driving discounts to customers with good driving records. If you have recent at-fault accidents or moving violations on your record, you may not qualify for the discount. Similarly, if you're taking a court-mandated defensive driving course, most insurers won't offer you a discount.

Why do you need to take defensive driving classes?

Taking a defensive driving course teaches you safe driving techniques for controlling your vehicle in emergency situations, as well as procedures for handling fatigue, emotional stress, and road rage. Of course, there are many more reasons for learning safe driving habits.

What are the advantages of defensive driving?

While the benefits of a defensive driving course will save you money and help you become a smarter, safer driver, the advantages offered by online courses make the learning experience fast and easy. Convenient. Anytime, anywhere, any device learning means you decide when to fit the courses into your busy schedule. You Control the Pace.

What is defensive driving?

Defensive driving courses teach drivers safe techniques to proactively anticipate and effectively react to a variety of hazards including careless actions by other drivers, poor visibility and road conditions due to dangerous weather conditions, and dangers triggered by various physical and emotional states.

How to keep your driving record clean?

And if you are unable to drive, you’ll need to allocate money for cabs, buses, and any other transportation needs. Completing a defensive driving course is a fast and effective way to keep your driving record clean. Check with your insurance agent, state DMV, or court clerk where you received the ticket to learn if DriveSafe Online® course satisfies your court requirements.

Does insurance cover defensive driving?

In some states, including North Dakota and Pennsylvania, state authorities require insurance companies to provide discounts to drivers who successfully complete a defensive driving course.

How much does defensive driving cost?

While it can vary by course, most defensive driving classes cost between $25 and $100, with the average coming in around $50. Once you have completed the course, you should receive a discount between 5% and 15%, which lasts for three years with most insurers.

What is the best way to get better at driving?

You might want to consider taking a defensive driving class. Taking a defensive driving course can help you become a better driver while also keeping your driving record clean and putting a bit of auto insurance money back in your pocket.

Why do you need to take defensive driving classes?

There are several reasons why you may need to take a defensive driving class. It may be required if you have been picked up for a DUI, you may be hoping to save money on your car insurance premium or maybe you just want to be a safer driver. Here are a few reasons you may want to take a defensive driving course.

What is the discount for defensive driving?

Taking a defensive driving class can result in a car insurance discount of 5% to 10%. It can also help to remove DMV points from your record and further reduce your insurance costs.

How to avoid an accident while driving?

Keep your distance: Keeping a safe distance between you and other vehicles is one of the best ways to avoid an accident. Always be aware of vehicles and other obstacles around you and maintain a safe distance. Always expect the unexpected: This is a significant component of defensive driving.

How to keep points off your driving record?

Remove a ticket: Some states allow you to take a defensive driving course to keep a ticket off your driving record. This can help keep points off your driving record and keep your auto insurance premium from going up. Lower your insurance premium: Insurance companies offer dozens of discounts, and many insurers offer a discount to drivers who ...

Is defensive driving worth it?

In most cases, a defensive driving course is worth the cost, based on the savings you could achieve after a car insurance discount is applied. If you take a defensive driving course to knock a ticket off your driving record, the savings are worth it. In many cases, your premium can go up 20 to 25% for a speeding ticket or other minor infraction.

What is the cost of the course, and how do I pay?

The AARP Smart Driver™ online course is $ {memberPrice} for AARP members and $ {nonMemberPrice} for non-members. You may make your payment online using any major credit card through our secure server.

How long is this course? What if I cannot finish it in one sitting?

The AARP Smart Driver™ online course is six (6) hours in length. You may complete the course all in one sitting or you can choose to complete the course at your own pace, logging on and off at your convenience. The course will automatically keep track of your progress so that when you log back on, your course will resume from where you left off.

Can I start the online version of the AARP Smart Driver course at one location and continue at another?

If you started the course at a computer in one location and want to continue at another, simply log in using your username and password. The online version of the AARP Smart Driver™ course is designed to be convenient. You may take the course at any time from any location on a computer with an Internet connection.

Is this online version of the AARP Smart Driver course narrated or just text?

The online version of the AARP Smart Driver™ course is professionally narrated. The course contains both videos and graphic illustrations of the concepts being taught.

Quizzes and Exams: Will those be recorded and graded? Can I fail the course?

While there are a number of quizzes contained in the course, they are not graded and will not prevent you from moving forward through the course. However, the quiz results are recorded and shown to you to ensure you are progressing and learning the material presented in the course.

Will I get an auto insurance discount for completing the course online?

Some states have a law that mandates that insurers must provide an automobile insurance discount for anyone completing an approved driver improvement course. Specific state insurance laws vary and individual states may place additional restrictions on eligibility for automobile insurance reductions or discounts.

When will I receive my certificate?

Your Certificate of Completion will be immediately available for download in PDF format at the conclusion of the course. If you would like to receive a hard copy of your certificate in the mail, you may select your desired shipping method and pay the corresponding fee. (Standard U.S. Mail, FedEx 2Day, Standard Overnight, Priority Overnight.)

I received a ticket in Florida and want to take traffic school, what do I do?

Within 30 days, you must inform the clerk of court in the county where you received the ticket that you would like to take basic driver improvement. You must also pay an "election" fee to the clerk of court.

Do I have to pay any fines if I complete traffic school?

Yes. If you do not know the amount, or it is not stated on your ticket, the Traffic Division of the Clerk of Court in the county where you received your citation will be able to provide the information on your fine.

Will taking a basic driver improvement course (BDIC) give me any discount on my ticket fines?

No. However, effective January 1, 2019, upcoming Florida legislature changes, will allow drivers who complete a BDIC to receive a 9% discount on their citation amount. Visit the Florida Senate website for more details about this legislation update.

What benefits will I receive after taking basic driver improvement?

If you complete traffic school as the result of 1 basic moving violation, you will receive the following:

How many times can I take traffic school?

You can take Florida traffic school once in a year period, but no more than 5 total times.

What do I do after getting my certificate?

You need to provide the completion certificate to the Clerk's office in the county where you received your citation. Each county clerk may have different requirements, so be sure to contact them first to find out.

How long is a mature driver course?

Course Time and Requirements 1 You can attend a mature driver improvement course in a classroom or non-classroom setting. 2 Actual classroom time must be at least 400 minutes of instruction for the initial course and 240 minutes of instruction for the renewal course (not including registration time, breaks, lunch periods, and issuance of completion certificates). 3 A completion certificate for the initial course is valid for three years from the date of completion. 4 The certificate may be renewed by successfully completing a subsequent renewal mature driver improvement course within one year of the expiration of the certificate, or if more than one year has elapsed since the expiration. 5 The initial course and renewal course must be separate classes, held at separate times.

How much does a DMV course cost?

The maximum fee for the classroom or non-classroom course is $30 plus a $1 charge for a DMV certificate to be presented to your insurer as proof you have completed the course.

How long is a certificate of completion for a college?

A completion certificate for the initial course is valid for three years from the date of completion .

Can mature drivers get reduced insurance?

Mature drivers who successfully complete an approved mature driver improvement course can qualify for reduced insurance premiums. California law allows insurance companies to determine the percentage of premium reduction. The insurance carrier can refuse to give a reduced rate to those who have poor driving records.