how much does defensive driving course save on insurance in new york

What are the benefits of taking a New York defensive driving course?

Jun 08, 2020 · In the State of New York, completing a defensive driving course could help to reduce the base rate of your auto liability insurance premiums by as much as 10 percent a year for a period of three years. That can translate to a substantial amount of savings, especially with the average cost of insurance in New York State well over $1,000 annually. If you take a defensive …

Does USAA offer discounts for defensive driving classes in New York?

New York defensive driving cost is one of the lowest in the state. Get a 4 point reduction & 10% insurance discount all for a low price! New York Defensive Driving

What discounts does American Family Insurance offer for defensive driving courses?

Taking this DMV-approved online New York defensive driving course will automatically save you 10% on your car insurance for 3 years. SALES: 1-833-482-8834 | SUPPORT: 1-877-689-0674 $$LogoAsText$$

How long is the online defensive driving course discount valid?

New York drivers can get a 10% insurance reduction after taking a state-approved online defensive driving course. MetLife also offers 15% off to high school and college students with good grades and a 12% to 20% discount to drivers who …

How many points does defensive driving reduce NY?

four pointsUpon completion of our New York DMV-approved defensive driving course, the DMV will reduce your active driving record point total by up to four points. We submit your certificate of completion to the NYS DMV and they take care of reducing the points.

How can I lower my car insurance in NY?

Eight Ways to Lower Car Insurance Rates in NY, PA and BeyondBe a safe driver. ... Check for a renewal discount or a sign-up discount. ... Choose your car carefully. ... Bundle your insurance policies. ... Improve your credit score. ... Check out the list of discounts. ... Invest in extra safety features. ... Increase your deductible.Mar 24, 2015

How much is a 6 hour defensive driving course in NY?

Resources. The 6-Hour New York Point & Insurance Reduction Course is only $19.95. Sign up for this online course today.

How much is NY defensive driving course?

The best cheap defensive driving course is offered by New York Safety Program for $23.95. The cost of the listed providers below range from $23.95 to $49.95. There are eight providers that offer defensive driving courses for under $30....Best cheap defensive driving courses in New York.ProviderCostEmpire Safety Council$44.95I Drive Safely$48.9510 more rows•Nov 16, 2021

How long is a defensive driving course good for in NY?

3 yearsIt's Time To Renew! Every 3 years you must complete this state-approved defensive driving course to keep your mandatory car insurance discount through New York's Internet Point and Insurance Reduction Program.

Which online defensive driving course is best in NY?

#1: iDriveSafely iDriveSafely is certified as a New York online defensive driving course for point reduction and insurance discounts, including for I-PIRP. This is without a doubt, the highest quality course available in New York for 2022.

What is the easiest defensive driving course online?

#1: iDriveSafely iDriveSafely is my top recommended easiest online traffic school for 2022. They've been around since before online traffic school even existed.

How long do points stay on your license in NY?

18 monthsPoints stay on your license after a conviction in NY until 18 months have passed. Those points then become inactive points, which can stay visible on your driving record abstract for up to four years. Even when the points are no longer visible on your abstract, they will remain on your permanent record.Nov 19, 2020

How many blocks is 15 seconds?

15 seconds is equivalent to one city block. When you look about 15 seconds ahead, you can make sure your car won't bump into anything. In order to scan, look around, front and back side to side, and check for any minor problems that are occurring or can occur.

How much is a 5-hour driving course in NY?

$505-Hour Pre-Licensing Course Virtual Zoom are approved to conduct the 5-Hour Pre-Licensing Course. The course is a requirement by NYS to schedule your state road test. The course fee of $50 can be paid by cash or check when you come to pick up your certificate.

Which online defensive driving course is best?

#1 Defensive Driving Course ProviderIDriveSafely is one of the oldest defensive driving brands in the business. ... IDriveSafely.com has an A+ rating with the Better Business Bureau (BBB). ... Take an IDriveSafely Course.Take a DriversEd.com Course.Take a MyImprov Course.Take ApprovedCourse Defensive Driving.More items...•Dec 21, 2021

What is the minimum car insurance you must have in NYS?

Mandated New York Auto Insurance Coverage The minimum amount of liability coverage you'll need: $10,000 for property damage for a single accident. $25,000 for bodily injury and $50,000 for death for a person involved in an accident. $50,000 for bodily injury and $100,000 for death for two or more people in an accident.

What is a Defensive Driving Course?

A defensive driving course is a program that is specifically designed to teach those who enroll in it how to be a defensive driver. Typically, these courses will cover the following:

Why Enroll in a Defensive Driving Course in New York

Besides the obvious benefit of learning defensive driving techniques that can help to reduce the risk of an accident, there are several reasons why New York drivers should consider completing a defensive driving course. Some of the added benefits of these courses include:

How Much Money Can You Save On Your Insurance?

In the State of New York, completing a defensive driving course could help to reduce the base rate of your auto liability insurance premiums by as much as 10 percent a year for a period of three years. That can translate to a substantial amount of savings, especially with the average cost of insurance in New York State well over $1,000 annually.

How to Find a Defensive Driving Course?

In New York, you have the option to take a defensive driving course either in a classroom setting, over the Internet, or via another type of delivery method, such as digital cable or a DVD.

How Long is a Defensive Driving Course?

The standard time for a classroom course in the State of New York is 320 minutes. The course can be presented in one session, or in several sessions.

How Much Does a Defensive Driving Course Cost?

It depends on what type of course you are taking (a classroom, online, etc), and where you are taking it. Typically, however, prices for these classes are not substantial. In fact, you can find options that are as low as $30, which is less than the average cost of a tank of gas.

How much is defensive driving discount?

Even if your car insurance company is not listed above, you'll qualify for a 10% defensive driving discount if you meet your provider's requirements. Keep in mind that most companies offer a variety of other discounts as well. Don't let insurance premium discounts pass you by!

Does NY offer a 10% discount on insurance?

USAA. The United State Automobile Association (USAA) provides a variety of insurance reductions in New York, including a 10% discount for completing a state- approved defensive driving class . That discount remains in effect for three years. The company also offers a loyalty program for drivers, along with a discount for accident-free drivers.

Does Geico offer a 10% discount?

New York drivers that take an approved online defensive driving course qualify for a 10% insurance reduction. GEICO's insurance discount is applied to your collision, no-fault and liability premiums for three years.

Special offer only for GEICO customers

We've helped our customers save over $1 billion dollars through our courses. Yes, you read that right, $1 BILLION! This exclusive offer for GEICO customers will help you save on your insurance.

Frequently Asked Questions

Yes, NY law mandates all insurance companies in New York give their customers a discount by completing a Defensive Driving Course. But the discounted course price above is only for GEICO customers. If you are insured with another carrier, please register here .

Best value or your money back

If you don't think you received the best value and experience while getting your guaranteed insurance discount, we'll refund you, no questions asked.

What are the benefits of defensive driving?

What are the benefits of taking a Defensive Driving/Accident Prevention course? 1 prevent a mandatory suspension or revocation 2 eliminate your responsibility to pay a driver responsibility assessment 3 give you a way to reduce future driver violation points

What is a driver safety course?

It is a comprehensive driver safety course which provides knowledge and techniques for safe and lawful driving. Private companies and organizations all over the state offer the course. To be approved by DMV, courses must meet strict standards for the type of information presented and program effectiveness.

How long is a traffic safety course?

The classroom course is 320 minutes long. It is presented in one or more sessions. The course must include essential information about traffic safety. It must cover these and other topics: driver attitude and behavior, defensive driving techniques, and the Vehicle & Traffic Law.

Do points come off your driving record?

the tickets/points do not physically come off your driving record. learn about the New York State point system. reduce the base rate of your auto and motorcycle insurance premiums 10% each year for three years. Completing a course does not. prevent a mandatory suspension or revocation. eliminate your responsibility to pay a driver responsibility ...

6 Picks for Best Online Defensive Driving Course in New York 2021

DrivingSchoolExpress is partnered with the best online traffic and driver’s ed schools. When you sign up using our links, we may get a small affiliate commission. Read how we conduct our reviews here.

Best Online Defensive Driving Course in New York

First on the list is one of the fastest defensive driving schools you can go for.

Are You Ready to Choose Your Best Online Defensive Driving Course in New York?

That’s our top 6 picks for defensive driving schools in New York! Now it’s up to you to decide.

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Request a Free Car Insurance Quote to Compare Price and Eligibility

Before we start, it should be noted that everyone should begin this process by requesting a quote with numerous providers. The easiest way to do this is by using a service called Gabi.

Discounts on Auto Insurance for Defensive Driving

Defensive driving discounts offered by insurance companies can vary significantly. Some companies do not offer discounts, while others may offer discounts of up to 20%. Most often, drivers can expect a discount of about 10%. Car insurance companies would always like you to be a safer driver. You should also want this for yourself.

Requirements for Earning Defensive Driving Insurance Discounts

Most insurance companies have specific requirements for earning a premium discount by completing defensive driving. Some may have age requirements. We often see that teen or senior drivers. Your insurer will also typically require that you complete a qualifying defensive driving course.

Defensive Driving Insurance Discount Exclusions

Discounts on auto insurance for defensive driving are not automatic. You’ll need to check your eligibility before enrolling. Again, we emphasize that because you’re attempting to save money it might be time to shop around with a free quote from Gabi to see what else is out there.

Renewing Defensive Driving Insurance Discounts

Once you complete a defensive driving course for an insurance discount, you’ll need to keep up with it. This is not a lifetime discount. Insurance companies want to make sure you’re refreshing your safe driving skill set regularly. Most insurers require that you retake a course every two years.

Shop Around for the Best Defensive Driver Insurance Discounts

As insurance discounts for defensive driving can vary significantly by company, you may find that you’ll need to shop around to find the best rate and discount. One insurer may offer a lower initial rate but not offer a discount, while others may have a higher rate but a better discount, ultimately making your premium lower.

Which Insurance Companies Have the Best Defensive Driver Discounts?

Find out which leading insurance companies offer defensive driver discounts by using the Gabi widget below. Brands compared by the company include some of the most reputable agencies in the business at budget prices. Don’t forget to ask them and see how much you could save just by completing a defensive driving course.