The AARP Smart Driver™ course, offered by AARP Driver Safety, is the nation's first and largest refresher course designed specifically for drivers age 50 and older. For more than 35 years, the course has taught over 16 million drivers proven safety strategies so they can continue driving safely for as long as possible.
Every 3 years you must complete this state-approved defensive driving course to keep your mandatory car insurance discount through New York's Internet Point and Insurance Reduction Program.
Join for $9 per year when you sign up for 5 year term.
The Mature Driver Improvement Certificate you receive after completing the AARP Smart Driver Course is good for a period of three (3) years from the date you completed the course.
#1: iDriveSafely iDriveSafely is certified as a New York online defensive driving course for point reduction and insurance discounts, including for I-PIRP. This is without a doubt, the highest quality course available in New York for 2022.
Resources. The 6-Hour New York Point & Insurance Reduction Course is only $19.95.
three yearsThe Mature Driver Improvement Certificate you receive after completing the AARP Defensive Driving Course is good for a period of three years from the date you completed the course.
Our Purpose These AARP-branded products and services cover a wide range of member's needs and are managed with four key principles in mind: Value, Quality, Put the Member in the Middle, and Ease of Access.
six hoursHow Long Does It Take to Complete? The course takes six hours to complete. You can work on the course over multiple sessions, logging on and off as needed.
Edge, Firefox, and Google Chrome (The AARP Smart Driver online course is compatible with the current and previous version of each browser above.)
The AARP Smart Driver™ online course is $ {memberPrice} for AARP members and $ {nonMemberPrice} for non-members. You may make your payment online using any major credit card through our secure server.
The online version of the AARP Smart Driver™ course is professionally narrated . The course contains both videos and graphic illustrations of the concepts being taught.
Some states have a law that mandates that insurers must provide an automobile insurance discount for anyone completing an approved driver improvement course. Specific state insurance laws vary and individual states may place additional restrictions on eligibility for automobile insurance reductions or discounts. In some states, separate rules may apply to online driver improvement courses. Please consult your insurance agent for applicability in your state.
As rules of the road have changed over the years, so has this course. When AARP began this program in 1979, it was referred to as "55 Alive." But, over time – and with the development of new content – we felt the name "Smart Driver" was more appropriate, so a change was made.
If you started the course at a computer in one location and want to continue at another, simply log in using your username and password. The online version of the AARP Smart Driver™ course is designed to be convenient. You may take the course at any time from any location on a computer with an Internet connection.
AARP Smart Driver Course is available in classroom and online settings. The classroom course is $15 for AARP members and $20 for non-members, ...
AARP is active in all 50 states and Washington, DC, Puerto Rico and the U.S. Virgin Islands. Connect with AARP in your state.
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The costs for defensive driving courses can vary. Generally, they are around $15 to $100 and completing these courses gives you a three-year premium discount.
To qualify for safe driver discounts that will reduce your costs, you’ll typically need to have no collisions or at-fault accidents for at least five years. You’ll also need to be violation free. Without accident free driving during this time, you may not qualify for these benefits.
How to Qualify for a Good Driver Discount. Typically, insurance companies require you to have five years of safe driving to qualify for auto discounts. However, not all companies offer the same benefits.
RecoverCare: With this benefit, you can get up to $2,500 to pay for transportation, cooking, cleaning and other help you may need if you’re injured in a car accident. §
With the AARP ® Auto Insurance Program from The Hartford, 1 you can get car insurance discounts for being a safe driver. For example, you can get discounts if your car: Has more than one airbag. Is a hybrid or electric vehicle.
So, depending who your insurance provider is, you may not receive good driver discounts that reward you for having a claims-free history. To find out what car insurance companies offer, contact your representatives or agents directly.
Disappearing deductible: Your collision deductible on your car will be reduced over time, as long as you keep a clean driving record. ‡
The AARP Driver Safety course is $19.95 for AARP members and $24.95 for non-member, for instance, and is designed to help you receive a multi-year discount on your auto insurance and reduce your chances of receiving a traffic violation and/or getting into an accident in the future. This course is not state approved by the courts and is only designed for those who are looking to either reduce their insurance premiums and/or learn how to become a safer driver.
For instance, in Texas, you can only take this type of class every 12 months, while New York only allows a driver to take a course every 36 months.
All states have its own rules, but for the majority, they may be required in order to remove points from your record, to reduce your insurance premium, as a requirement for a driver’s license reinstatement only if it’s due to points only and/or as an additional training method to further enhance your skills. For most, these courses are often recommended by your local state authority and will not be required.
The classes, again, dependent upon which class you’re taking and your local state requirements, these courses typically last anywhere from six to eight hours, with some a bit shorter than this if you were to take an online course. As for a traditional classroom setting, these classes are almost always one day long and will be completed at the end the of class day. To know exactly how long your class will be, talk with your local court for an approved list to learn more about your options.
The American Safety Council, in conjunction with Geico, offers a course similar to AARP, with prices starting as low as $14.95, but the main website notes most courses will cost $19.95, depending on your local state. These courses, just like the AARP, are designed for insurance premium discounts only and not as a point reduction option through local courts.
A defensive driving course, also referred to as traffic schools in some states, are designed to enhance your “defensive” skills while you’re behind the wheel. Specific to your local state’s regulations and requirements, these courses, in short, can teach you techniques to prevent accidents and react quicker to an oncoming threat, to name a few, ...
Most schools, when you sign up online, will present you with a final total before you sign up for a course to know what you will be responsible for, but always read the fine print for any additional fees you may be responsible for.
Although participants must register for the course by May 31, they will have 60 days to complete the course from the day of registration. Remember, AARP Driver Safety's Older Americans Month offer is valid for the online course only.
AARP is active in all 50 states and Washington, DC, Puerto Rico and the U.S. Virgin Islands. Connect with AARP in your state.
AARP is a nonprofit, nonpartisan organization that empowers people to choose how they live as they age.
By taking the course you’ll gain a greater understanding of the challenges drivers face on today’s roads, and will learn strategies to help avoid crashes and minimize injuries in the event of an accident. Plus, participants may qualify for a multi-year automobile insurance discount by completing the course (participants should check with their auto insurance agent for details).
Remember, AARP Driver Safety's Older Americans Month offer is valid for the online course only. If you would like to take a classroom course at the regular price, visit AARP Driver Safety's classroom course locator at www.aarp.org/findacourse or call 1-888-AARP-NOW (1-888-227-7669) to find a course in your area.