how much do you save with safe driving course

After completing an approved driver safety course, numerous car insurance companies provide savings that can range from 5% to 20% off your annual auto insurance cost. However, even if they take a course, not every driver qualifies for a defensive driving discount. Some carriers limit these discounts to motorists under the age of 25.

Full Answer

How much can you save with a defensive driving course?

Older adults might qualify for safe driving discounts by completing driving school courses, and many auto insurance companies offer discounts for anyone who completes defensive driving classes and maintains a safe driving record. Direct car insurance discounts start at about 5% and range as high as 20% for some qualified drivers.

How much is the insurance discount for a driving course?

How to Save Money by Taking A Defensive Driving Course. When looking for vehicle insurance, it’s a good idea to investigate any available insurance savings to help lower the total cost of your rates. The good news is, completing a defensive driving course qualifies you for just such a discount. After completing an approved driver safety course, numerous car insurance …

Do defensive driving classes reduce car insurance premiums?

Apr 13, 2017 · In English, that means they have to give you at least ten percent off for taking a defensive driving course. Some insurers may offer even better discounts in order to stay competitive, but you’re looking at a discount of ten percent from the base.

Can a point-reduction course save you money on auto insurance?

Jul 08, 2021 · Completing a Geico defensive driving course qualifies drivers for a discount of up to 5% or 10% on their Geico car insurance premium. Geico-approved online defensive driving courses cost $14.95 to $24.95, depending on the provider and your state of residence. Why a Geico Defensive Driving Course Is a Good Idea … read full answer

How much do you save with defensive driving course in NY?

Does defensive driving course reduce insurance in Ontario?

Does defensive driving lower insurance in California?

Which online defensive driving course is best?

How can I get a discount on car insurance in Ontario?

How much are driving lessons in Ontario?

What is a drivers average reaction time?

What is a preventable collision?

What is the difference between defensive and offensive driving?

Which online defensive driving course is easiest?

Which online traffic school is the fastest?

How much does defensive driving cost in GA?

How much does defensive driving cost?

While it can vary by course, most defensive driving classes cost between $25 and $100, with the average coming in around $50. Once you have completed the course, you should receive a discount between 5% and 15%, which lasts for three years with most insurers.

What is the discount for defensive driving?

Taking a defensive driving class can result in a car insurance discount of 5% to 10%. It can also help to remove DMV points from your record and further reduce your insurance costs.

How to avoid an accident while driving?

Keep your distance: Keeping a safe distance between you and other vehicles is one of the best ways to avoid an accident. Always be aware of vehicles and other obstacles around you and maintain a safe distance. Always expect the unexpected: This is a significant component of defensive driving.

Why do you need to take defensive driving classes?

There are several reasons why you may need to take a defensive driving class. It may be required if you have been picked up for a DUI, you may be hoping to save money on your car insurance premium or maybe you just want to be a safer driver. Here are a few reasons you may want to take a defensive driving course.

Is defensive driving worth it?

In most cases, a defensive driving course is worth the cost, based on the savings you could achieve after a car insurance discount is applied. If you take a defensive driving course to knock a ticket off your driving record, the savings are worth it. In many cases, your premium can go up 20 to 25% for a speeding ticket or other minor infraction.

Do insurance companies give discounts on defensive driving?

In most cases, the answer is yes. Insurers often offer defensive driving discounts for drivers who have completed a course, particularly young and older drivers. While it varies by insurer, expect an insurance discount of 5 to 10% for completing a course. The other way a defensive driving course can help you save some money on your insurance is by ...

How much does a speeding ticket increase your insurance premium?

According to Eric Madia, auto product vice president for Esurance, "having a speeding ticket can increase your annual premium from 5 to 20%. In some cases, it's a pretty big pop to your insurance premium.".

Request a Free Car Insurance Quote to Compare Price and Eligibility

Before we start, it should be noted that everyone should begin this process by requesting a quote with numerous providers. The easiest way to do this is by using a service called Gabi.

Discounts on Auto Insurance for Defensive Driving

Defensive driving discounts offered by insurance companies can vary significantly. Some companies do not offer discounts, while others may offer discounts of up to 20%. Most often, drivers can expect a discount of about 10%. Car insurance companies would always like you to be a safer driver. You should also want this for yourself.

Requirements for Earning Defensive Driving Insurance Discounts

Most insurance companies have specific requirements for earning a premium discount by completing defensive driving. Some may have age requirements. We often see that teen or senior drivers. Your insurer will also typically require that you complete a qualifying defensive driving course.

Defensive Driving Insurance Discount Exclusions

Discounts on auto insurance for defensive driving are not automatic. You’ll need to check your eligibility before enrolling. Again, we emphasize that because you’re attempting to save money it might be time to shop around with a free quote from Gabi to see what else is out there.

Renewing Defensive Driving Insurance Discounts

Once you complete a defensive driving course for an insurance discount, you’ll need to keep up with it. This is not a lifetime discount. Insurance companies want to make sure you’re refreshing your safe driving skill set regularly. Most insurers require that you retake a course every two years.

Shop Around for the Best Defensive Driver Insurance Discounts

As insurance discounts for defensive driving can vary significantly by company, you may find that you’ll need to shop around to find the best rate and discount. One insurer may offer a lower initial rate but not offer a discount, while others may have a higher rate but a better discount, ultimately making your premium lower.

Which Insurance Companies Have the Best Defensive Driver Discounts?

Find out which leading insurance companies offer defensive driver discounts by using the Gabi widget below. Brands compared by the company include some of the most reputable agencies in the business at budget prices. Don’t forget to ask them and see how much you could save just by completing a defensive driving course.

How long is the road safety course?

The course can last between four to eight hours and will take you through road safety statistics, techniques on how to avoid accidents, and the traffic laws of your state, among others.

Can you take defensive driving classes online?

Taking and completing a defensive driver course not only enables you to learn road safety, but it also enables you to qualify for significant discounts on your insurance premiums. You can take a course online or in a classroom setting.

How long does the 5% discount last?

While the discount varies depending on your insurance company, it often ranges between 5% and 10% and usually runs for three years. Most states and companies allow you to retake the course which renews your discount for another three years.

What is car insurance?

Car insurance is one of the costs several consumers overlook when shopping for a new vehicle. Depending on the insurance provider you go for, you can find yourself spending a lot on premiums. These premiums can further increase with every traffic violation.

What is a defensive driving class?

The AARP senior driving class is four to eight hours long, depending on the state, and includes no written or road tests.What it does include is a good deal of discussion about aging's effect on seeing, hearing and reacting, and tools that drivers can use to compensate.

What is a mature driving course?

Most who take the AARP driving course are in their early or mid 70s, although the course is open to drivers of any age. Some attend with their teenage grandchildren, and it's unclear who is dragging whom.

Will a senior driving course affect my record?

One challenge instructors face is convincing drivers who don't need to shave traffic points to come take the class. Instructors say that older drivers are willing to talk about the challenges of aging but fear that their license will be pulled if authorities think they've forgotten some driving information.

How much do you save with a defensive driving course?

AARP has been especially active over the years recommending such classes for its members and other seniors. The group notes that 34 states and Washington, D.C., actually mandate a discount for customers of any age who complete a safe-driving course (New Mexico, however, does not mandate a discount for those under 50).

Can I take an online defensive driving course?

Some states only mandate the discount for an approved in-person course. But as of July 2016, the AARP reported that 23 states and the District of Columbia did require insurance companies to offer insurance discounts to individuals who completed a state-approved online driver safety course, as well.

How much does the senior driving class cost?

A discount lasts three years, at which point drivers can repeat the course. The cost of the course varies by location, but is typically $25 to $30. You can find a nearby classroom or register for the online course.

How much can you save on auto insurance in New York?

For New York drivers or those with a NY driver’s license, you can expect to save up to 10% on the cost of your auto insurance every month. For some people, this can be a significant amount ...

Does auto insurance skyrocket?

However, that is not the only thing that can cause your auto insurance cost to skyrocket. Sometimes it also depends on the age of the vehicle, the color of the vehicle, and even your own age at the time of coverage.

How to get a defensive driving discount

Since defensive driving can make you safer on the road, many insurance companies will offer a discount for taking a defensive driving course. Each insurer's discount and terms are different, and state regulations can come into play, too. Before you sign up for a defensive driving course, you can do the following:

How do driver safety course insurance discounts work?

Defensive driving is often geared towards younger and older drivers who may have higher car insurance premiums, but a defensive driving discount may be offered to people of all ages. Some states require insurers to offer defensive driving discounts, while others do not.