how much do you save with defensive driving course nyc

Full Answer

How much does it cost to take a defensive driving course?

For example, common traffic school topics include DUI/DWI laws, the consequences of different moving violations, and how to share the road. Specific details vary between states and classes, but online defensive driving courses typically cost up to $40 and take 4-12 hours to complete.

How do I take a defensive driving course in New York?

In the state of New York, you can take a defensive driving course from an approved classroom provider. Your classroom course must be lead by a certified instructor and you will need to attend in person for the entire duration of the course (320 minutes of instruction).

How can New York drivers save money with accident prevention courses?

New York drivers could save up to 10% on applicable coverages by completing an approved accident prevention course. New York's DMV website has a list of either available in-person or classroom accident prevention courses as well as online and alternative accident prevention courses.

Are defensive driver courses eligible for the defensive driver discount?

Other Defensive Driver courses may qualify; if you have questions about a course being eligible, contact an agent at (800) 861-8380. Eligibility for the Defensive Driver discount may vary based upon a few factors.*

Does defensive driving course reduce points NY?

Upon completion of our New York DMV-approved defensive driving course, the DMV will reduce your active driving record point total by up to four points.

How much is a 6 hour defensive driving course in NY?

Resources. The 6-Hour New York Point & Insurance Reduction Course is only $19.95.

How many years is defensive driving good for in NY?

3 yearsEvery 3 years you must complete this state-approved defensive driving course to keep your mandatory car insurance discount through New York's Internet Point and Insurance Reduction Program. If you do not renew, your auto insurance rate will automatically increase.

How many hours is the NY defensive driving course?

New York Defensive Driving Courses take 320 minutes to complete, as mandated by the state of New York. Since this course is 100% online you do not need to complete it all at once - you may log out and in as often as you need during the 30 day period you have to complete the course.

How can I reduce points on my license in NY?

You can remove points on license in NYS by taking a DMV-approved Point and Insurance Reduction Program (PIRP) course. Attending a NY defensive driving school will not only prevent you from having your license suspended, but will also help you save 10% on your auto insurance premiums in the future.

Can you take the NYS 5 hour course online?

Yes. New York drivers can complete our 5-Hour Pre-Licensing course in Spanish and 100% online.

Which online defensive driving course is best in NY?

#1: iDriveSafely iDriveSafely is certified as a New York online defensive driving course for point reduction and insurance discounts, including for I-PIRP. This is without a doubt, the highest quality course available in New York for 2022.

How often can I take defensive driving in NY?

once every 3 yearsYou can take the defensive driving course every 18 months; this will reduce up to 4 points on your driving record. You may also take a course once every 3 years (36 months) to maintain your lower insurance rate. I have more than one person on my insurance policy.

What is the minimum car insurance you must have in NYS?

All drivers in New York are legally required to have an auto insurance policy with at least 25/50/10 in liability limits along with a host of additional coverages. This includes: $25,000 bodily injury per person. $50,000 bodily injury per accident.

How much is defensive driving in NY?

The best cheap defensive driving course is offered by New York Safety Program for $23.95. The cost of the listed providers below range from $23.95 to $49.95....Best cheap defensive driving courses in New York.ProviderCostLow Cost Accident Prevention$34.95National Traffic Safety Institute$39.95Empire Safety Council$44.95I Drive Safely$48.958 more rows•Nov 16, 2021

How often can you take a point reduction class NY?

once every 36 monthsYou may take the course once every 36 months to maintain insurance reduction benefits.

How many modules are in the defensive driving course New York?

four learning modulesAbout the Online New York Defensive Driving Course Designed to be straight-forward, the course consists of four learning modules. Upon completion, we will mail you a certificate that you can provide to your insurance provider to receive your discount.

How much discount do you get for defensive driving?

In English, that means they have to give you at least ten percent off for taking a defensive driving course. Some insurers may offer even better discounts in order to stay competitive, but you’re looking at a discount of ten percent from the base.

How long does a driver get a 10% discount in New York?

At least in New York state, where New York Insurance Law § 2336 demands a ten percent discount for three years for drivers who provide proof of having completed a PIRP (Point and Insurance Reduction Program) course through a DMV-approved provider.

What happens if you drive a sports car and have been found at fault in a few accidents?

If you drive a sports car and have been found at fault in a few accidents, you’re automatically going to be paying more than someone who drives a compact and has a spotless record.

Is being a safe driver good?

Added Benefits. It’s not just discounts. Being a certifiably safe driver looks good to the courts if you ever are involved in an accident, and it helps to reduce the chance of getting into an accident in the first place. This keeps your record clean and your insurance premiums low.

What is a Defensive Driving Course?

A defensive driving course is a program that is specifically designed to teach those who enroll in it how to be a defensive driver. Typically, these courses will cover the following:

Why Enroll in a Defensive Driving Course in New York

Besides the obvious benefit of learning defensive driving techniques that can help to reduce the risk of an accident, there are several reasons why New York drivers should consider completing a defensive driving course. Some of the added benefits of these courses include:

How Much Money Can You Save On Your Insurance?

In the State of New York, completing a defensive driving course could help to reduce the base rate of your auto liability insurance premiums by as much as 10 percent a year for a period of three years. That can translate to a substantial amount of savings, especially with the average cost of insurance in New York State well over $1,000 annually.

How to Find a Defensive Driving Course?

In New York, you have the option to take a defensive driving course either in a classroom setting, over the Internet, or via another type of delivery method, such as digital cable or a DVD.

How Long is a Defensive Driving Course?

The standard time for a classroom course in the State of New York is 320 minutes. The course can be presented in one session, or in several sessions.

How Much Does a Defensive Driving Course Cost?

It depends on what type of course you are taking (a classroom, online, etc), and where you are taking it. Typically, however, prices for these classes are not substantial. In fact, you can find options that are as low as $30, which is less than the average cost of a tank of gas.

Request a Free Car Insurance Quote to Compare Price and Eligibility

Before we start, it should be noted that everyone should begin this process by requesting a quote with numerous providers. The easiest way to do this is by using a service called Gabi.

Discounts on Auto Insurance for Defensive Driving

Defensive driving discounts offered by insurance companies can vary significantly. Some companies do not offer discounts, while others may offer discounts of up to 20%. Most often, drivers can expect a discount of about 10%. Car insurance companies would always like you to be a safer driver. You should also want this for yourself.

Requirements for Earning Defensive Driving Insurance Discounts

Most insurance companies have specific requirements for earning a premium discount by completing defensive driving. Some may have age requirements. We often see that teen or senior drivers. Your insurer will also typically require that you complete a qualifying defensive driving course.

Defensive Driving Insurance Discount Exclusions

Discounts on auto insurance for defensive driving are not automatic. You’ll need to check your eligibility before enrolling. Again, we emphasize that because you’re attempting to save money it might be time to shop around with a free quote from Gabi to see what else is out there.

Renewing Defensive Driving Insurance Discounts

Once you complete a defensive driving course for an insurance discount, you’ll need to keep up with it. This is not a lifetime discount. Insurance companies want to make sure you’re refreshing your safe driving skill set regularly. Most insurers require that you retake a course every two years.

Shop Around for the Best Defensive Driver Insurance Discounts

As insurance discounts for defensive driving can vary significantly by company, you may find that you’ll need to shop around to find the best rate and discount. One insurer may offer a lower initial rate but not offer a discount, while others may have a higher rate but a better discount, ultimately making your premium lower.

Which Insurance Companies Have the Best Defensive Driver Discounts?

Find out which leading insurance companies offer defensive driver discounts by using the Gabi widget below. Brands compared by the company include some of the most reputable agencies in the business at budget prices. Don’t forget to ask them and see how much you could save just by completing a defensive driving course.

Tips to Reduce Car Insurance

Need some tips to reduce your car insurance rate? Here are four simple ways you can do just that:

What Is a New York Defensive Driving Course?

The New York defensive driving course is a state-approved six-hour course designed to promote safe driving on the road. It also has the benefit of reducing points on your driving records (up to 4 points) and qualifies successful participants for an auto insurance discount.

New York Defensive Driving for Insurance Savings

A major way you can save on auto insurance is by proving yourself to be a safe driver, and taking a defensive driving course will help you do just that.

Benefits of New York Defensive Driving from Ticket School

Why should you take your New York defensive driving course with Ticket School?

How long is a defensive driving course in New York?

Your classroom course must be lead by a certified instructor and you will need to attend in person for the entire duration of the course (320 minutes of instruction).

How many points can you get off your NYS driver's license?

Your safe driving knowledge will be refreshed. You can remove up to 4 points from your NYS DMV driving record. Note that these points will likely still show on your record; however, the DMV will not count them toward any license suspension or revocation. You will receive a 10% insurance rate reduction for 3 years.

Can you get a refund for defensive driving?

Check with your course provider for more information. If you do not successfully pass the course within the required time, you may fail the course and will not be eligible to get a refund.

Does a defensive driving course prevent a revocation of a license?

The completion of a defensive driving course/accident prevention course will not: Prevent a mandatory revocation or suspension of your New York driver's license. Relieve your responsibility to pay a driver responsibility assessment. When you successfully pass your defensive driving course, your course provider will mail you a completion certificate:

What are the benefits of defensive driving?

What are the benefits of taking a Defensive Driving/Accident Prevention course? 1 prevent a mandatory suspension or revocation 2 eliminate your responsibility to pay a driver responsibility assessment 3 give you a way to reduce future driver violation points

How long is a traffic safety course?

The classroom course is 320 minutes long. It is presented in one or more sessions. The course must include essential information about traffic safety. It must cover these and other topics: driver attitude and behavior, defensive driving techniques, and the Vehicle & Traffic Law.

What is a driver safety course?

It is a comprehensive driver safety course which provides knowledge and techniques for safe and lawful driving. Private companies and organizations all over the state offer the course. To be approved by DMV, courses must meet strict standards for the type of information presented and program effectiveness.

How many points are'subtracted' for a driving suspension?

refresh your driving knowledge. help to prevent you from losing your license in the event you accrued 11 or more points on your driving record. 4 points are 'subtracted' for the purposes of calculating a suspension if you have 11 or more points.

Does completing a course prevent suspension?

Completing a course does not. prevent a mandatory suspension or revocation. eliminate your responsibility to pay a driver responsibility assessment. give you a way to reduce future driver violation points.

Do points come off your driving record?

the tickets/points do not physically come off your driving record. learn about the New York State point system. reduce the base rate of your auto and motorcycle insurance premiums 10% each year for three years. Completing a course does not. prevent a mandatory suspension or revocation. eliminate your responsibility to pay a driver responsibility ...

What is defensive driving?

Defensive driving courses teach safe driving techniques for car accident prevention. Essentially, you will learn how to drive respectfully in relation to other motorists.

How to contact Geico about defensive driving?

Other Defensive Driver courses may qualify; if you have questions about a course being eligible, contact an agent at (800) 861-8380.

Does Massachusetts offer defensive driver discount?

Massachusetts does not offer the Defensive Driver discount at this time; however, you may be eligible for other car insurance discounts. Michigan Discounts. Michigan does not offer the Defensive Driver discount at this time; however, you may be eligible for other car insurance discounts.