how much discount does progressive give for taking a safe driving course

See your Progressive auto or car insurance policy for additional details. Discounts provided by auto insurance, if any, vary by company and policy. While a defensive driving class usually costs from $15 to $35, a course that reduces driving points may be more.

Full Answer

How much is progressive safe driving discount?

You can track your progress and projected discounts online, and you can receive up to a 30 percent discount for your driving habits. After six months, you mail back the snapshot device, and the discount applies for the remainder of the time you are insured by Progressive.

What discounts does progressive offer?

Progressive also offers discounts for things like good grades by students, driver’s education and defensive driving courses, airbags, anti-lock brakes, anti-theft devices and more. These discounts typically work by discounting your car insurance based on which part of your policy these safety devices affect.

How much is a defensive driving/driving safety course?

While it can vary by course, most defensive driving classes cost between $25 and $100, with the average coming in around $50. Once you have completed the course, you should receive a discount between 5% and 15%, which lasts for three years with most insurers.

Does defensive driving course reduce insurance cost?

Taking defensive driving courses can lower insurance rates by improving your driving record and proving to your insurance provider that you aren’t a risky driver. Along with defensive driving classes, you can also lower your car insurance rates by requesting higher deductibles and comparison shopping online.

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Does Progressive have a drive safe program?

Progressive offers a usage-based insurance rating program, called Snapshot, which allows customers to potentially save money based on their actual driving habits, like how they drive, how much they drive, and when they drive.

How much is the Progressive snapshot participation discount?

$47New Progressive customers can receive a participation discount for enrolling in the Snapshot program. Progressive claims an average $47 enrollment discount and an average $146 annual savings for Snapshot users.

Does Progressive take high risk drivers?

Progressive does insure high-risk drivers. Progressive was one of the first auto insurance companies to specialize in covering high-risk drivers, and it remains a major insurance provider for drivers considered to be high risk.

Does Progressive have a good grade discount?

What is Progressive's good student discount? Progressive allows students to qualify for a 7% discount on their insurance premiums. Students with good grades can apply for a good student discount. Drivers aged 16 - 25 pay around 80% more on their auto insurance rates.

Is the snapshot discount worth it?

If you consider yourself a safe driver, then yes, Snapshot is worth it. In fact, you'll probably love Snapshot. The app is a super-easy way to get rewarded—all you need to do is install the device and reap the benefits. City drivers should be aware that the app is sensitive to starts and stops.

Is a B+ good on snapshot?

A B+ rating with Progressive Snapshot means you only get a 1-15 percent discount, a C will get you no discount at all. But note that you can cancel the program at any time and Progressive will stop using any driving information you shared with them previously.

Who is cheaper Geico or Progressive?

Both Geico and Progressive offer cheap car insurance to drivers across the country. Geico's rates are typically lower overall, but Progressive tends to offer better prices to those with a recent DUI, at-fault accident or speeding ticket on their driving record.

Does Progressive lower rates after 6 months?

Some Progressive insurance reviews report rate increases after the first six-month policy period. This can happen for many reasons, including new driving violations, poor driving behavior while using the Snapshot app or even general rate increases for the area that have nothing to do with the individual driver.

Did Flo from Progressive get a DUI?

0:092:41Stephanie Courtney, Progressives Flo, Arrested - YouTubeYouTubeStart of suggested clipEnd of suggested clipWhere they found Stephanie Courtney drunk and behind the will of her wrecked vehicle according toMoreWhere they found Stephanie Courtney drunk and behind the will of her wrecked vehicle according to the police report Miss Courtney was visibly under the influence of alcohol.

Does Progressive snapshot track speed?

What does Snapshot from Progressive track? Progressive Snapshot measures your performance and awards your discount based on the following behaviors: Hard brakes and rapid acceleration. Progressive Snapshot tracks your speed and uses it to determine if you've braked or accelerated too quickly.

What is gold level Progressive?

Progressive Continuous Insurance Discount Levels Silver: 6 months (any company) Gold: 1-3 years (any company) Platinum I: 3-5 years (any company) Platinum II: More than 5 years (any company) Diamond: More than 5 years (specifically with Progressive)

Does snapshot increase rates?

Yes. Progressive Snapshot can raise your rates, unlike the usage-based insurance programs offered by some other major auto insurance providers. Roughly 20% of drivers see their auto insurance rates increase after using Snapshot, according to Progressive.

Is there an insurance discount for defensive driving courses?

Completing a defensive driving course can help you save on auto insurance if your insurer offers a defensive driver discount. The actual amount of...

Does driver's ed reduce insurance?

Insurers may offer a discount or lower rate for teen drivers who complete a driver's education course, but the savings may not be comparable to a d...

How do driver safety course insurance discounts work?

Defensive driving is often geared towards younger and older drivers who may have higher car insurance premiums, but a defensive driving discount ma...

How can I get Progressive's paid-in-full discount?

To get the Progressive paid-in-full discount, drivers need to pay for six months of coverage upfront. Customers is California and New York can't ge...

How can I get a Progressive good student discount?

You can get a Progressive good student discount if you have at least a B average or a 3.0 GPA. Student drivers can save an average of 10% as long a...

Does Progressive have a military discount?

Yes, Progressive does have a military discount of 25% off a customer's auto insurance premium, but only in Louisiana. The Progressive military disc...

How much is the Progressive continuous-insurance discount?

Progressive's continuous insurance discount is available to customers who have maintained active insurance coverage, with Progressive or another ca...

How can I get a Progressive defensive driving discount?

Progressive does not advertise a defensive driving discount on its website, but you may still be able to get one. Progressive may lower your rates...

How do I get Progressive's sign online discount?

To get the Progressive sign-online discount, ask to sign your policy documents electronically when you get a quote online or over the phone. Once y...

How do I get Progressive's paperless discount?

To get the Progressive paperless discount, you have to sign your policy documents electronically and register for paperless billing within 45 days....

How much is the Progressive good driver discount?

Progressive does not offer a good driver discount, unlike most other major insurers. Drivers with clean records will typically be charged a lower...

How do I get the Progressive safe driver discount?

You can get a Progressive safe driver discount by signing up for Snapshot, the company telematics program. With Snapshot safe drivers can save an a...

How to get a discount on Progressive defensive driving insurance?

Gain Your Progressive Defensive Driving Insurance Discount with Three Easy Steps: Find out how much you can save by contacting Progressive ( 1-800-776-4737 ). Make sure to ask about all family members for additional savings!

How to contact Progressive for a discount?

Contact your Progressive representative today at 1-800-776-4737 and find out how much you can save! Register. Once you've figured out your discount, it's time to REGISTER for your defensive driving course. The course will help you learn how ...

How long is the Progressive defensive driver course good for?

For most states, the defensive driver course discount applies for three years. Check with your Progressive agent to find out how long it's good in your state. When your discount expires, just retake the online course and you'll be able to enjoy the discount again!

What to do after you get your defensive driving discount?

After completion, you'll receive an official SafeDriver.com completion certificate. Send this certificate to your insurance provider to claim your discount!

Can you get multiple discounts on Progressive?

Many families have taken advantage of the ability to claim multiple discounts with multiple drivers taking the course. Make sure to speak with your Progressive insurance agent to find out if other drivers on your policy will qualify for a defensive driving insurance discount.

How long does it take to get a driver's license in Progressive?

After you've registered, just log in and start the course. You can work at your own pace and for most drivers, it will take between four and six hours to complete, depending on your state's requirements. After you've finished the course, you'll receive a completion certificate to send to Progressive.

Can you apply for a Progressive discount if you have a defensive driving license?

The discount will be retroactively applied based on the date you completed the defensive driving course. You will need to submit your certificate to Progressive before they will be able to apply for your discount.

How much does a defensive driving class cost?

Discounts provided by auto insurance, if any, vary by company and policy. While a defensive driving class usually costs from $15 to $35, a course that reduces driving points may be more. Check with your Progressive insurer or state department of motor vehicles to get the exact cost and where you can take the course, whether in a classroom or online.

How often do you need to renew your training?

Most companies and states will allow you to renew the training (and discount) every (3) three years.

What is Progressive safe driving?

With Progressive, safe driving = extra savings. If you've had no tickets or accidents in the past three years, your policy price could average 31% less than customers who have accidents or violations.

How long does Progressive allow accident forgiveness?

Large Accident Forgiveness. If you've been a Progressive customer for at least five years, remained accident-free and have had no violations in the last three years, your rate won't increase if you have an accident.

What happens when you switch to Progressive?

When you switch to Progressive, we honor the time you spent with your previous insurer with a discount. The amount of the discount will vary based on how long you’ve been continuously insured.

How old do you have to be to get a student discount?

If you have a full-time student on your policy who is 22 years of age or younger and lives more than 100 miles from your home, you'll receive a discount — as long as the student doesn't have a vehicle while at school.

Can you save on motorcycle insurance?

If you have a motorcycle, you can even save on motorcycle insurance with tons of great discounts for riders.

Do you get a discount if you pay for your insurance?

If you pay for your policy in full up front, you'll earn a discount.

Does Progressive give you a discount if you are not insured?

You'll get another discount simply for being a homeowner, even if your home isn't insured through Progressive 's network of home insurers.

How to get Progressive sign online discount?

To get the Progressive sign-online discount, ask to sign your policy documents electronically when you get a quote online or over the phone. Once you choose your coverage, Progressive will email the documents you need to sign electronically. These documents will walk you through the process of signing online.

Why is Progressive so cheap?

Answer provided by user: Anamarie Waite. Progressive is cheap because it offers a variety of discounts and equips consumers with advanced tools to get the best rates. Progressive's price comparison tool allows shoppers to compare their Progressive quote against competitors' rates all in one place, for example.

How much does Snapshot save you?

You can get a Progressive safe driver discount by signing up for Snapshot, the company telematics program. With Snapshot safe drivers can save an average of $145 on their rate by allowing Progressive to track their habits on the road. Specifically, Snapshot tracks miles driven, acceleration, braking, the time of day that you drive, and distracted driving.

What is continuous insurance discount?

Continuous Insurance Discount: Get a discount based on how long you’ve been insured—by any company—with no gaps in coverage.

How long does Progressive offer continuous insurance?

Progressive's continuous insurance discount is available to customers who have maintained active insurance coverage, with Progressive or another carrier, for at least 6 months without interruption. Progressive offers several levels of continuous insurance discounts, and the exact amount of the discount varies.

What is Progressive loyalty discount?

Progressive’s loyalty discounts are for customers who purchase more than one policy, like insuring multiple cars or buying both home and auto coverage. Certain demographics, like students and homeowners, can qualify for various driver-based discounts.

How much will Progressive save in 2021?

Progressive has 13 discounts in three main categories: loyalty-based, driver-based, and quote or payment-based. Most Progressive discounts save customers around 5% to 10%, but some discounts are even more valuable or can be combined for more savings. This is one reason why Progressive is so cheap.

How much does Progressive save on car insurance?

Multi-Policy Discount: If you get insurance coverage for your home, apartment, boat, RV, motorcycle, or any other Progressive product in addition to car insurance, you will save up to 5 percent on your car insurance policy for bundling your coverage.

What is Progressive name your price?

Name Your Price: Progressive’s Name Your Price tool allows you to input how much you are willing to pay for auto insurance, and then gives you multiple car insurance packages based on the price you entered. The Name Your Price program is great for customers who are working within a budget.

What to look for when shopping for car insurance in 2021?

When you are shopping around for car insurance, one of the things you should be looking for is the discounts that the car insurance company offers. Some car insurance companies are transparent about the discounts that they offer, and Progressive is no different.

What age can you get a discount on car insurance?

As a bonus, if that student is away at college 100 miles or further and the child is age 22 or younger, you will also get a discount on their portion of the car insurance because they are not frequently using the car.

How much can you save on car insurance if you have more than one car?

Multi-Car Discount: If you have more than one vehicle in your household and put them all on the same policy, you could save yourself up to 10 percent on your car insurance.

Does Progressive give discounts to young drivers?

Young Driver Discounts. There are two Progressive discounts for young drivers. Progressive understands that it is more expensive to insure teenagers, and as such, they attempt to give you a discount on your car insurance. As long as the teen does not have any violations or accidents, you can get up to 15 percent off just for adding a teen ...

Does Progressive offer good drivers discounts?

Good Driver Discounts. Like most car insurance companies, Progressive offers discounts for good and safe drivers. There are two Progressive discounts available for good drivers. The first discount is for using the Snapshot program. With Snapshot, you download an app onto your smartphone and it tracks your current driving habits and behaviors.

Why is Progressive so cheap?

Progressive is cheap because it offers a variety of discounts and equips consumers with advanced tools to get the best rates. Progressive’s price comparison tool allows shoppers to compare their Progressive quote against competitors’ rates all in one place, for example.

How much does Progressive lower your rates?

Progressive may lower your rates by about 5% if you complete an approved defensive driving course and meet certain qualifications. You may need to be a certain age, have a clean driving record, take the course voluntarily (not by court order), or meet other state-specific criteria to be eligible. You’ll have to speak to a Progressive representative ...

What is Progressive Snapshot?

Progressive Snapshot® uses your smartphone or a plug-in device to reward safe driving and personalize your rates, too. … read full answer. Progressive also has a lot of discounts—99% of policyholders qualify for at least one of them, according to the company.

How much does defensive driving cost?

Most defensive driving courses can be completed online and cost between $15 and $40. Live classes can cost as much as $100. But the cost could be worth it since you’ll get a discount for three years, in most cases. At that time, you should be able to renew the discount by taking the course again.

What is the best alternative to AAA?

The best alternative to AAA roadside assistance is a motor club membership with Better World Club, Good Sam Club, or Allstate Motor Club. Another good alternative to AAA is purchasing a roadside assistance add-on from a traditional car insurance company, especially an insurer that offers multiple plans.

What states have no discount on Geico?

Michigan – no discount. Georgia – up to 10%. North Carolina – no discount. New Jersey – up to 5%. If you already have a course in mind, check with Geico to see if that course will qualify you for the discount.

What are the topics covered in the course of driving?

Main topics include how to drive in bad weather and on wet or icy roads, how to correct course if you lose control, how to veer off the roadway safely, and how to react if something crosses into your lane suddenly. Courses also cover the dangers of road rage, speeding, aggressive driving and driving under the influence.

What is Progressive Insurance?

Progressive Insurance is one of the largest car insurance companies in the United States.

How long does it take to get a snapshot back from Progressive?

After six months , you mail back the snapshot device, and the discount applies for the remainder of the time you are insured by Progressive.

How does a car insurance discount work?

These discounts typically work by discounting your car insurance based on which part of your policy these safety devices affect.

How long does a snapshot device monitor driving habits?

This discount is taken when you install a “snapshot device” in your car. This monitors your driving habits for six months, taking readings at different times.

How to save money on car insurance?

Keeping your driving record clean is the quickest and easiest way to save on car insurance. Auto insurance premiums are determined on your previous driving history.

Does Progressive offer a multi vehicle discount?

Consumers who opt to insure multiple vehicles with Progressive can take advantage of a multi-vehicle discount on their car insurance premiums.

Do you get a discount if you have no at fault claims?

For example, if you have no at-fault claims during your policy period, you may automatically receive a discount at your renewal.

What is the discount for defensive driving?

Taking a defensive driving class can result in a car insurance discount of 5% to 10%. It can also help to remove DMV points from your record and further reduce your insurance costs.

How much does defensive driving cost?

While it can vary by course, most defensive driving classes cost between $25 and $100, with the average coming in around $50. Once you have completed the course, you should receive a discount between 5% and 15%, which lasts for three years with most insurers.

Why do you need to take defensive driving classes?

There are several reasons why you may need to take a defensive driving class. It may be required if you have been picked up for a DUI, you may be hoping to save money on your car insurance premium or maybe you just want to be a safer driver. Here are a few reasons you may want to take a defensive driving course.

What to do if your license is suspended?

Getting your license back: If your license has been suspended or revoked due to a serious driving infraction such as a DUI or reckless driving, you may have to take a defensive driving course to get your license back.

What is the best way to get better at driving?

You might want to consider taking a defensive driving class. Taking a defensive driving course can help you become a better driver while also keeping your driving record clean and putting a bit of auto insurance money back in your pocket.

How much does a speeding ticket increase your insurance premium?

According to Eric Madia, auto product vice president for Esurance, "having a speeding ticket can increase your annual premium from 5 to 20%. In some cases, it's a pretty big pop to your insurance premium.".

How much discount does State Farm give drivers?

State Farm: Drivers who take these courses may be eligible for a 10% to 15% discount on coverages.

Where are the AARP Smart Driver courses?

The 35 locations are Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, ...

Does AARP offer discounts on insurance?

Participating states offer price reductions or discounts on auto insurance to motorists who complete the AARP Smart Driver™ course, whether in the classroom or by taking the online course.