how much discount can i get for defensive driving course

How do you get a defensive driver discount?

• You must complete an approved defensive driving course with a passing grade to earn the discount.
• You can only take a defensive driving class for a discount once every several years.
• You can usually only apply one defensive driving discount per car.

How to get a defensive driving discount?

• Defensive driver discounts are usually for new and elderly drivers.
• You can take defensive driving courses online or in person.
• You can expect to save between 5% and 10% on your rates with a defensive driver auto insurance discount.

What is the best defensive driving course in Texas?

iDriveSafely is one of the best online defensive driving courses you can sign up for in Texas and it’s the most widely used course as well. If you’d rather take a text-based defensive driving course, this will be a better option.

What is the GEICO defensive driving discount?

Take a defensive driving course and lower your Geico car insurance by up to 20%. Complete the online driver discount course from the comfort of your home.

How much is defensive driving course in NY?

The best cheap defensive driving course is offered by New York Safety Program for $23.95. The cost of the listed providers below range from $23.95 to $49.95. There are eight providers that offer defensive driving courses for under $30....Best cheap defensive driving courses in New York.ProviderCostEmpire Safety Council$44.95I Drive Safely$48.9510 more rows•Nov 16, 2021

How much does a defensive driving course lower your insurance NJ?

between 5% and 10%Any auto insurance provider in New Jersey is required to offer a discount to any policy holder that completes a defensive driving course. The discount, which is usually between 5% and 10% lasts for three years and can be renewed for continuous savings.

How much is defensive driving Texas?

$25How much does it cost to take defensive driving course in Texas? The state of Texas requires defensive driving courses to cost a minimum of $25.

Does Florida offer defensive driving discounts?

Florida Defensive Driver Discounts & Courses Florida drivers could save up to 10% on applicable coverages by completing an approved defensive driving course.

How much is defensive driving course in NJ?

Online New Jersey defensive driving coursesCompanyWebsitePriceComplete Today Defensive Drivingwww.completetodaydefensivedriving.com$18.95Defensive Drivers Groupwww.defensivedriversgroup.com$24.95Defensive Driving Express.comwww.defensivedrivingexpress.com$24.959 more rows•Dec 9, 2020

How much does defensive driving save on insurance?

Completing an approved defensive driving course typically results in a car insurance discount that lasts for three years. Discounts for defensive driving courses vary from 5% to 20%. Most insurance companies offer defensive driving discounts of about 10%.

How much is defensive driving online Texas?

Online Texas Defensive Driving Course | Only $25.00 | TEXAS Approved.

How long is Texas defensive driving course online?

six hoursThe defensive driving course takes just six hours to complete, and many students finish it in one day. Because the course is entirely online, you can take it on your schedule and at your own pace.

What is the easiest defensive driving course in Texas?

Quick List Of The 8 Best Texas Defensive Driving Online Courses For 2022iDriveSafely – Most popular.Approved Course – Easiest course.Aceable – Best on mobile-devices.Improv Traffic School – Most entertaining.

How much is a defensive driving course in Florida?

Basic Defensive Driving Course providers in FloridaProvider (link)Class FormatPriceNational Traffic Safety InstituteClassroom, Online$24.95DriveSafe Inc.Online24.95Safe2DriveOnline24.95American Safety Institute, Inc.Classroom, Online, DVD14.958 more rows•Jan 13, 2022

What is a mature driver discount?

You can save up to 15% on your auto insurance premium as a mature or senior California driver, but exactly how much you save will depend on your insurance company, your driving record, and other factors.

Is Geico drive easy worth it?

Is Geico DriveEasy Worth It? Geico DriveEasy is worth it for safe, careful drivers who do not mind being monitored for insurance purposes in return for savings of up to up to 25%. On the other hand, drivers who frequently drive at night or in heavy traffic are less likely to benefit, as are careless drivers.

Is there an insurance discount for defensive driving courses?

Completing a defensive driving course can help you save on auto insurance if your insurer offers a defensive driver discount. The actual amount of...

Does driver's ed reduce insurance?

Insurers may offer a discount or lower rate for teen drivers who complete a driver's education course, but the savings may not be comparable to a d...

How do driver safety course insurance discounts work?

Defensive driving is often geared towards younger and older drivers who may have higher car insurance premiums, but a defensive driving discount ma...

How to get a defensive driving discount

Since defensive driving can make you safer on the road, many insurance companies will offer a discount for taking a defensive driving course. Each insurer's discount and terms are different, and state regulations can come into play, too. Before you sign up for a defensive driving course, you can do the following:

How do driver safety course insurance discounts work?

Defensive driving is often geared towards younger and older drivers who may have higher car insurance premiums, but a defensive driving discount may be offered to people of all ages. Some states require insurers to offer defensive driving discounts, while others do not.

How often can you get a defensive driving discount?

You can only take a defensive driving class for a discount once every several years. You can usually only apply one defensive driving discount per car. Contact your auto insurance provider to discuss the availability of defensive driving discounts in ...

How old do you have to be to get a driver's discount?

Driver training discount requirements vary by car insurance company and state. Generally, in order to qualify you will need to: Be under 21 years old. Complete a qualifying driver's education course. This may include a minimum number of course hours and supervised driving hours. Show documentation of course completion.

Why do insurance companies offer discounts to young drivers?

Most car insurance companies offer discounts to young drivers who complete driver's education programs, because those drivers are statistically less likely to engage in risky driving behaviors and get into car accidents.

Why do people get discounts on car insurance?

Car insurance discounts are often provided to drivers who take active steps to improve their driving skills and safe driving behaviors, because safer driving means fewer claims. Young drivers can often save money by completing an approved driver training (or driver's education) course, while older drivers are often offered a discount ...

Can you get a discount on car insurance if you have completed defensive driving?

If you have completed a defensive driving course, you might be eligible for a car insurance discount. Depending on your auto insurance provider, you might even receive a discounted rate on the course itself. Be sure to ask your car insurance agent about the possibility.

Which Insurers Have the Biggest Discounts?

Here is some information on defensive driving discounts from some of the larger insurance companies and the hoops you’ll have to jump through to earn them.

How Do I Make the Most of a Defensive Driving Discount?

There is another consideration that must be taken into account when deciding which discount program to take advantage of. In the same way that companies differ in how they structure policies, they also differ in how they apply discounts.

How to Take Defensive Driving for an Insurance Discount

As you have probably guessed by now, completing a defensive driving course is a fundamental requirement of receiving a defensive driving insurance discount. If you’ve never taken a defensive driving course before, you could take a deep dive into all that choosing one entails. If you’re just interested in the quick and dirty, here goes:

After Your Course is Completed

When you have finished your course, you will receive a certificate of completion. You must then get a copy of that certificate to your insurance company. The defensive driving course provider will not notify your insurance agency of your newly minted graduate status; it’s up to you.

Request a Free Car Insurance Quote to Compare Price and Eligibility

Before we start, it should be noted that everyone should begin this process by requesting a quote with numerous providers. The easiest way to do this is by using a service called Gabi.

Discounts on Auto Insurance for Defensive Driving

Defensive driving discounts offered by insurance companies can vary significantly. Some companies do not offer discounts, while others may offer discounts of up to 20%. Most often, drivers can expect a discount of about 10%. Car insurance companies would always like you to be a safer driver. You should also want this for yourself.

Requirements for Earning Defensive Driving Insurance Discounts

Most insurance companies have specific requirements for earning a premium discount by completing defensive driving. Some may have age requirements. We often see that teen or senior drivers. Your insurer will also typically require that you complete a qualifying defensive driving course.

Defensive Driving Insurance Discount Exclusions

Discounts on auto insurance for defensive driving are not automatic. You’ll need to check your eligibility before enrolling. Again, we emphasize that because you’re attempting to save money it might be time to shop around with a free quote from Gabi to see what else is out there.

Renewing Defensive Driving Insurance Discounts

Once you complete a defensive driving course for an insurance discount, you’ll need to keep up with it. This is not a lifetime discount. Insurance companies want to make sure you’re refreshing your safe driving skill set regularly. Most insurers require that you retake a course every two years.

Shop Around for the Best Defensive Driver Insurance Discounts

As insurance discounts for defensive driving can vary significantly by company, you may find that you’ll need to shop around to find the best rate and discount. One insurer may offer a lower initial rate but not offer a discount, while others may have a higher rate but a better discount, ultimately making your premium lower.

Which Insurance Companies Have the Best Defensive Driver Discounts?

Find out which leading insurance companies offer defensive driver discounts by using the Gabi widget below. Brands compared by the company include some of the most reputable agencies in the business at budget prices. Don’t forget to ask them and see how much you could save just by completing a defensive driving course.

What is a defensive driver course?

As I stared at the prompt above on my provider’s Potential Discounts page, the first thing I wondered was:

How long does it take to complete a defensive driver course?

As I discovered next, there are two very different types of defensive driver courses out there:

How much is the discount for taking a defensive driving course?

To get some answers, I rang up my auto insurance provider. Exactly how much could I save with a defensive driver discount, and would it be worth both a $95 check and six hours of my life spent underneath flickering fluorescent lights?

Can you still get an insurance discount by taking a one-hour course?

My provider sounded adamant that they only accepted DOT-approved (i.e., six-hour) defensive driving courses, but that didn’t match up with what I read on DriveSafe’s website.

Overall, I was totally surprised by how helpful a one-hour defensive driving course is

No offense to DriveSafe, or any other driver improvement teacher, but I kind of expected the defensive driver course to be a joke, full of obvious tips like “don’t drive on wet cement” and “don’t lick traffic cones.”

Would my provider actually give me a discount for a one-hour, online-only defensive driving course?

To find out, I emailed my DriveSafe certificate of completion to my provider and held my breath. A week later, this appeared on my dashboard:

Summary

Even if my defensive driver discount wasn’t a lifetime perk, I’d gladly do it again every three years – not just for the savings, but to help me stay sharp on the road.

When does defensive driver insurance expire?

After three years, in most states, your defensive driver insurance discount will expire. Check with your agent for your expiration date. Once it expires, just retake the course and you can enjoy saving money on your auto insurance again.

How long does it take to get a traveler's insurance certificate?

It will take about four to six hours to complete, depending on your state's requirements. You will be able to move at your own pace and work on the course from any digital device. Once you've passed the course, you will receive a certificate of completion to send to Travelers Insurance.

Do you get a discount on travel insurance if you complete the course?

After you've completed the course and submitted your certificate to Travelers, your discount will be retroactively applied. This means you will receive the insurance discount based on your course completion date, not the date you submit your certificate.

Do you save money on defensive driving?

In some cases, yes, you will save more if other drivers on your insurance policy take the online defensive driving course. Some families save hundreds of dollars every year because all their drivers take the course. It depends on the age of the drivers and your policy.

Does Travelers give a discount for defensive driving?

Does Travelers give a discount for the defensive driving course? In most states, Travelers offers a car insurance discount for drivers on your policy completing an approved defensive driving course.

Why do you need defensive driving courses?

Defensive driving courses offer an ongoing benefit of helping you drive safer in the future. You can save quite a bit of money without realizing it by using the tips, tricks, and techniques this type, of course, will teach you. Every time you avoid an accident or a traffic citation due to the topics covered in the course, it saves you money.

How old do you have to be to take defensive driving?

Satisfy a court order. Drivers under the age of 21 may end up being required by a judge to take an online defensive driving course. If this happens, you will need to complete the course to keep your driving privileges. Once completed, you will have fulfilled the court order, and you will avoid penalties for not complying.

How much does it cost to take a traffic course online?

The cost of your course online will vary from one provider to another. The average cost is around $40, making it a very affordable option to complete for an insurance discount or traffic dismissal. Some courses will cost close to $50, but most are between $35 and $45.

What happens if you complete defensive driving in Mississippi?

When you complete a defensive driving course in Mississippi, you can dismiss a traffic violation. This helps keep your driving record clean and gives you peace of mind knowing there will be no points on your driving record due to the ticket. 2. Satisfy a court order.

Can I take defensive driving online in Mississippi?

As long as you can connect to the internet, you can take an online Mississippi defensive driving course. This means you can work on the materials on your own time, at the pace you prefer, and from wherever you want.

Is defensive driving legal in Mississippi?

Eligibility for Defensive Driving in Mississippi. There isn’t a standard for eligibility throughout the state in Mississippi. Some cities will allow you to take the course to dismiss a ticket, which is up to each judge. While the rules on eligibility vary from one area to another in the state, it’s necessary to understand the general guidelines, ...

Can you take defensive driving classes in Mississippi without permission?

Enrolling in a course without getting permission from the court could lead to you not getting credit for completing your course. Make sure a judge has issued you permission before enrolling in an online Mississippi defensive driving course.