how long is the debtorcc course valid for

What is the cost of the debtor education course?

The Debtor Education Course is Only $14.95 per household. This is the 2-hour timed Debtor Education Course as required by law. Take the course 24/7 from any computer. Receive your certificate immediately after completing the course.

How long is the first bankruptcy course certificate valid for?

The first bankruptcy course certificate is valid for 6 months. If it has been more than 6 months since you have previously taken the first bankruptcy course, you must take the course again. Will you file the first bankruptcy course certificate with the court on my behalf?

What are debtorcc’s terms and conditions?

DebtorCC and the User must initiate arbitration for any claim or dispute within one year from when it first could be filed. Otherwise, it’s permanently barred. You agree that DebtorCC may terminate your account at any time for your violation of any of the provisions of these Terms.

Are the counselors at debtorcc certified?

Our counselors are certified by the Partnership for Financial Education. The counselors at DebtorCC that will be providing your bankruptcy credit counseling briefing are experienced and trained professionals that have received in-depth training in our program.

Is this course a requirement for filing bankruptcy?

Yes. The law requires that you must complete a pre-filing bankruptcy counseling course within the 180-day period before you file a bankruptcy case....

Will this course satisfy the requirements for both chapter 7 and chapter 13 cases?

Yes. Our bankruptcy course is approved to satisfy the requirements for both chapter 7 and chapter 13 bankruptcy cases.

How do I get started with the bankruptcy course?

To register for the first bankruptcy course, please visit: https://www.debtorcc.org/bankruptcy-credit-counseling-course.aspx.

Do I have to take this course only when your customer service is open?

No. The course is available to take 24 hours a day, 7 days a week, and 365 days a year. You may register for the course and take it at any time.

When should I take the first bankruptcy course?

The first bankruptcy course should be taken prior to filing for bankruptcy. The first bankruptcy course is also known as the pre-filing bankruptcy...

What information do I need to register for the first bankruptcy course?

You need the following information to register for the first bankruptcy course: first name, last name, and the last 4 digits of your social securit...

Can my spouse and I take the bankruptcy course together?

Yes. You and your spouse can register and take the bankruptcy credit counseling course together or separately.

I mistakenly registered for the first bankruptcy course without my spouse. Can I add my spouse onto ...

Yes, if you have not already spoken to a counselor and received a certificate of completion, you may add your spouse to the account. Please send an...

Can I take the first bankruptcy course if I do not have an attorney?

Yes. You are not required to have an attorney to take this first bankruptcy course.

Do you also offer the second bankruptcy course?

Yes we do. To register for the second bankruptcy course that should be taken after your bankruptcy case has already been filed, please visit: https...

What is debtorcc counseling?

Each counselor has experience in accounting, financial planning, credit counseling, or personal financial management. The counselors at DebtorCC may answer general questions about bankruptcy but are prohibited from providing legal or tax advice.

How long does it take to get a refund for a certificate of completion?

Once a certificate of completion has been generated, there will be no refund granted. A refund requested within 4 months of the initial purchase date will be granted in the same form of payment used to pay for the course.

How to get a refund from DebtorCC?

To obtain a full refund of fees paid to DebtorCC, you may send an email to support@debtorcc.org or call us at 1-800-610-3920. You may only request a refund after you have made payment and before a certificate of completion has been generated. The certificate generation date and time are stamped on the certificate.

How much does it cost to take the first bankruptcy course?

This course is taken before you file for bankruptcy and the cost is $14.95 per household. If you need to register for the Second Bankruptcy Course, which is taken after you file for bankruptcy, please click here.

Does bankruptcy affect credit score?

The completion of this credit counseling session will not negatively impact your credit rating. However your credit report or score may be negatively impacted by filing bankruptcy or choosing an alternative to bankruptcy that results in you making less than the contractual payments to your creditors.

Does DebtorCC endorse credit counseling?

Approval does not endorse or assure the quality of a Provider's services. This course is available on the Internet 7 days a week, 24 hours a day, 365 days of the year.

Is DebtorCC liable for a lack of filing?

By agreeing to use this service, you agree that DebtorCC and DebtorEdu are not liable for any damages caused by the lack of filing a certificate or the improper or inaccurate filing of a certificate, including, but not limited to, damages caused by DebtorCC or DebtorEdu’s negligence.

How much is the first bankruptcy course?

The First Bankruptcy Course is only $19.95 per household. Married couples can take the bankruptcy credit counseling together or separately. The first bankruptcy course is available 24 hours a day, 7 days a week. You can take the course at your own convenience and at your own pace.

What happens if you log off mid course?

If you log off mid-course, upon signing back in, it will resume from where you left off. Your certificate will be emailed to you upon completion of the course. The certificate is available immediately after you complete the course and speak to a live counselor and is your proof of credit counseling certification.

Can you fail the bankruptcy course?

First Bankruptcy Course. The course is easy to navigate and very informative. Remember, this is a no-fail course – you cannot fail the course. Time. This is a 1-hour timed course, as required by law.

How much is the second bankruptcy course?

The Second Bankruptcy Course is only $14.95. Married couples that have filed a joint bankruptcy can take pre-discharge bankruptcy course together or separately. The second bankruptcy course is available 24 hours a day, 7 days a week. You can take the course at your own convenience and at your own pace.

How much is bankruptcy education?

First and second bankruptcy courses that are affordable, convenient and simple to complete. The Debtor Education Course is Only $14.95 per household. This is the 2-hour timed Debtor Education Course as required by law. Take the course 24/7 from any computer.

Can you fail the debtor education course?

Remember, this is a no-fail course – you cannot fail the course . This is a 2 hour timed course, as required by law. You are not required to complete the debtor education course in one sitting. If you log off mid-course, upon signing back in, it will resume from where you left off.