how long is life and health course in south carolina

Full Answer

How do I get a life and health insurance license in South Carolina?

How to Get Your South Carolina Insurance LicenseComplete an Insurance Prelicensing/Exam Prep Course. ... Pass Your South Carolina Licensing Exam. ... Apply for a South Carolina Insurance License. ... Plan to Complete Required Insurance Continuing Education (CE) Credits.

How long is the SC Life Insurance exam?

150 Total Questions Time limit: 2.5 hours Passing score: 70%CHAPTERPERCENT OF EXAMGeneral Insurance7%Property and Casualty Insurance Basics16%Dwelling Policy5%Homeowners Policy13%8 more rows

How many questions are on the SC Life and Health Insurance exam?

150 questionsLife, Accident and Health Insurance: 150 questions, 2 hours and 45 minutes.

How many hours of CE must be completed every 2 years in SC?

24 hoursSouth Carolina Insurance Continuing Education Courses and Requirements. Producers in South Carolina are required to take 24 hours of CE, including 3 hours of ethics, every 2-year license term.

How hard is the SC Insurance exam?

South Carolina requires a score of 70 to pass each exam. The exam consists of a mix of both national and state questions. You will receive a score report immediately after completing the exam indicating whether you passed or failed. If you pass you'll receive a letter that provides you with a performance summary.

How many times can you take the SC Life insurance exam?

You do not need approval from the State of South Carolina to take the examination. Each examination may be taken only six times in a one-year period. Passing examination results are valid for one year.

How do I pass the SC Insurance exam?

How to Pass the Property and Casualty ExamStart Studying Early/Set a Study Calendar. The average insurance exam-taker should expect to spend about 35 to 40 hours studying to pass the Property and Casualty exam. ... Focus on the State Exam Outline. ... Remove Distractions. ... Utilize Practice Exams. ... Take an Exam Prep Course.

How hard is SC adjuster exam?

The test is comprised of 100 questions and you must score at least 70% on your exam to pass. Candidates who score below 70% will need to retake the exam and pay the fees again. You will be given 2 hours to complete the exam.

How do I schedule a SC Life insurance test?

Register, pay an exam fee, and schedule an appointment directly with PSI. All of this can be done online in just one easy step by visiting the PSI's website or contacting PSI directly at 800-733-9267. After you fulfill your exam requirements, submit your application for licensure to the department.

How many hours of continuing education are required for license renewal SC?

24 continuing education hoursResident Requirements Licensees must complete a minimum of 24 continuing education hours biennially after the first two years of licensure, including 3 hours of Ethics training. Licensees must complete 8 of the 24 hours in courses approved for the line(s) of authority held.

How many hours of continuing education in ethics are required each compliance period?

No, the licensee must complete three hours of ethics continuing education as part of the 24 hours of the continuing education required every two year license renewal period.

Which entity is responsible for regulation continuing education requirements in South Carolina?

The South Carolina Department of Insurance only approves courses for the following lines of authority: Life/Health, Property/Casualty, and Ethics.

What is the life and health licensing exam?

Since Life & Health licensing is state specific , your exam will include questions on your state's insurance regulations for the product (s) you want to sell . Your exam covers topics such as the following: Insurance regulations. Life insurance basics. Health insurance basics.

What is a L&H agent?

A Life And Health (L&H) Insurance Agent (in some states, also known as "Life, Health, And Accident) sells Life, Disability, Long Term Care, Medicare, and other policies to groups and individuals. As a Life & Health Agent, you advise clients on what policies best suit their needs, tailor policies to fit their requirements, ...

How many questions are asked on the insurance exam?

The format of most state insurance exams is a timed, proctored, multiple choice test, typically consisting of 150 or more questions (the actual length and number of questions on your exam will depend on the state in which you are testing).

Is life insurance a long term relationship?

Ideally, the relationship with your clients will be a long-term one, so you should stay current on your customers' needs, including adding or lowering coverage levels as people age or acquire more wealth or have changing needs. Life and health insurance are at the top of the list when it comes to insurance priorities.

Course Outline

This course provides all 24 hours of CE that you need! This course will review key concepts and principles of Life & Health insurance. It includes Ethics instructionand the mandatory exam.

Instructor Bio

Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer.

How long is the insurance license online?

Please note: The online access period for your insurance licensing course is 90 days. Additional extension of either 30 days ($29.00) or 90 days ($49.00) may be purchased to extend your study time. The extension can be ordered from the Extension icon on your Student Dashboard.

How long does it take to get answers on Kaplan insurance exam?

With this online resource, you can communicate directly with insurance content experts and get your questions answered within two business days.

How to prepare for insurance licensing exam?

You can prepare for your insurance licensing exam with this series of short, exam-focused streaming videos and audio clips designed to provide reinforcement of the core exam topics discussed in the License Exam Manual . The videos are an excellent source of review after you have completed your reading and practice questions. You can also download and listen to short audio clips that cover key concepts and basic exam knowledge.

What to do before taking insurance classes?

Before you open the course, gauge your existing knowledge and understanding of insurance to identify your conceptual strengths and areas that will require extra focus. Using the Pre-Study Assessment to gauge your overall readiness before you dive into the course helps you maximize the time on your study calendar so you can start producing sooner. By comparing the Pre-Study Assessment scores against the results of your Mastery Exam, you can see your overall progress by topic as a result of your studies.

What is the state specific reference for licensing?

This state-specific reference contains all the relevant testable state laws and regulations needed to pass the licensing exam. Use this book in conjunction with the License Exam Manual to prepare for all aspects of the state exam.

Courses for: Life and Health

FastrackCE is licensed across the nation. Please select one of the states below to see courses available.

Other States

FastrackCE is licensed across the nation. Please select one of the states below to see courses available.

How many hours of continuing education is required for Minnesota insurance?

This course has been approved by the Minnesota Commissioner of Commerce for 10 hours of insurance continuing education (Applies to MN insurance CE courses only; statement required by MN DOC).

What is AML course?

This course contains the recommended core elements of an anti-money laundering (AML) program for life insurance companies . Key topics covered in the course include trends in money laundering, major laws addressing money laundering, the core components of an insurance company's AML program, the role and responsibilities of life insurance agents, record keeping requirements, and reporting requirements and penalties for violating AML laws and regulations.

How long does it take to get insurance in South Carolina?

2-8 weeks. The bulk of the time is spent studying for your South Carolina insurance exam. Some people study for as little as one week and feel comfortable taking the exam. We recommend you take whatever amount of time you need to feel comfortable with the material. Check out our guide: How to Pass the Insurance Exam

How often do you need to renew your insurance license in South Carolina?

Every two years, you’ll need to renew your insurance license. Check out our guides on South Carolina Insurance License Renewal and South Carolina Insurance Continuing Education for more details.

How much does fingerprinting cost in SC?

The fee for the fingerprinting is $50.50. When completed, you will receive a receipt and other documents. Send these documents to the department at agntmail@doi.sc.gov. The sooner you do this, the faster your background check will go through.

Does South Carolina require fingerprints?

As of January 1st, 2017, the State of South Carolina requires that all insurance license applications provide fingerprints prior to licensing. Giving your fingerprints will initiate a background check. If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts. For more information on this topic, call the Department of Insurance at (803) 737-6160 or email the Insurance Department.

Do you have to take pre-license credits to get a license in South Carolina?

South Carolina does not require you to take a certain amount of pre-license credits before testing. This means that studying for your exam is 100% up to you.

Can I become an insurance agent in South Carolina?

Once you’ve passed your exams and completed the licensing application, you are now a licensed insurance agent in South Carolina. A common question we hear is, “I have my insurance license, now what?” Here are a few things you can do or need to know:

How To Get Your South Carolina Life Insurance License – Quick Version

Complete a South Carolina Insurance Prelicense Course ( ExamFX – $189+)

Steps To Get a South Carolina Life Insurance License

Obtaining your South Carolina life insurance license isn’t difficult. Just follow these five steps to start your journey toward becoming a life insurance agent. Once you earn this license, check out our guide on how to get your South Carolina property and casualty (P&C) license as well.

Next Steps After Securing Your South Carolina Life Insurance License

Once you complete the above steps and have your South Carolina life insurance license, here’s what you should pursue next.

South Carolina Department of Insurance Contact Information

South Carolina Department of Insurance 1201 Main Street, Suite 1000 Columbia, SC 29201

South Carolina Life Insurance License FAQ

Obtaining a life insurance license in South Carolina requires these fees:

How long does it take to renew a SBS course?

Renewals for courses are due 3 years from the course approval date. In order to renew the course, the above listed requirements for approval should be submitted 30 days prior to the course expiration date. Due to the transition to SBS, instructors will no longer complete a renewal application.

Do insurance producers have to take continuing education courses in South Carolina?

All South Carolina licensed resident insurance producers should first check the approved continuing education course list before taking a CE course. Courses taken from an unapproved sponsor or instructor will be declined.