how long is debtor cc second course

How do I request a second bankruptcy course with debtorcc?

Approved in all US States and Territories. Pre-Filing Credit Counseling $19.95 per Household. Start First Course. Post-Filing Debtor Education $14.95 per Household. Start Second Course. Course Availability: 24 hours a day, 7 days a week Customer Service: 1 (800) 610 …

How long is the pre-filing bankruptcy credit counseling course?

The Second Bankruptcy Course is only $9.95. Joint Filing. Married couples that have filed a joint bankruptcy can take pre-discharge bankruptcy course together or separately. Availability. The second bankruptcy course is available 24 hours a day, 7 days a week. More › 52 People Learned More Courses ›› View Course

Is the bankruptcy course timed?

Sep 24, 2020 · To obtain a full refund of fees paid to DebtorCC, you may send an email to [email protected] or call us at 1-800-610-3920. You may only request a refund after you have made payment and before a certificate of completion has been generated. The certificate generation date and time are stamped on the certificate.

Are the counselors at debtorcc certified?

Debtorcc Org Second Course - OnlineCoursesSchools.com Good onlinecoursesschools.com Posted: (15 days ago) debtorcc org second course - 01/2021 Live www.coursef.com. 001 Debtorcc, Inc. is approved to issue certificates evidencing completion of a pre-filing bankruptcy credit counseling session in compliance with the Bankruptcy Code.

How much does Bothcourses cost?

How much does the course cost? Both courses may be taken online or over the telephone. The Online Credit Counseling Course is $20. The Online Debtor Education Course is $20.

What is pre discharge debtor education?

About Pre-Discharge Education It prevents creditors or collection agencies from collecting debts through legal action or communication, such as phone calls, letters or personal contact.

What does debtor class mean?

The debtor education course is different. It's a financial management course that you take after you've filed for bankruptcy but before you get a discharge. The debtor education course teaches you strategies that will help you stay financially healthy after your bankruptcy.

Is borrower a debtor?

What Is a Debtor? A debtor is a company or individual who owes money. If the debt is in the form of a loan from a financial institution, the debtor is referred to as a borrower, and if the debt is in the form of securities—such as bonds—the debtor is referred to as an issuer.

Can you add debt to a Chapter 7?

If you file a Chapter 7 case and find out about it before the case is closed, you can have your attorney file an amendment to add the creditor and all will be well.May 1, 2013

What is financial management course?

Financial Management Courses are courses that help students become successful in the world of Finance. These courses will equip you with the basic skills of Financial Management. In this course, students can: Understand the basics of Financial Accounting.Mar 18, 2022

Is this course a requirement for filing bankruptcy?

Yes. The law requires that you must complete a pre-filing bankruptcy counseling course within the 180-day period before you file a bankruptcy case....

Will this course satisfy the requirements for both chapter 7 and chapter 13 cases?

Yes. Our bankruptcy course is approved to satisfy the requirements for both chapter 7 and chapter 13 bankruptcy cases.

How do I get started with the bankruptcy course?

To register for the first bankruptcy course, please visit: https://www.debtorcc.org/bankruptcy-credit-counseling-course.aspx.

Do I have to take this course only when your customer service is open?

No. The course is available to take 24 hours a day, 7 days a week, and 365 days a year. You may register for the course and take it at any time.

When should I take the first bankruptcy course?

The first bankruptcy course should be taken prior to filing for bankruptcy. The first bankruptcy course is also known as the pre-filing bankruptcy...

What information do I need to register for the first bankruptcy course?

You need the following information to register for the first bankruptcy course: first name, last name, and the last 4 digits of your social securit...

Can my spouse and I take the bankruptcy course together?

Yes. You and your spouse can register and take the bankruptcy credit counseling course together or separately.

I mistakenly registered for the first bankruptcy course without my spouse. Can I add my spouse onto ...

Yes, if you have not already spoken to a counselor and received a certificate of completion, you may add your spouse to the account. Please send an...

Can I take the first bankruptcy course if I do not have an attorney?

Yes. You are not required to have an attorney to take this first bankruptcy course.

Do you also offer the second bankruptcy course?

Yes we do. To register for the second bankruptcy course that should be taken after your bankruptcy case has already been filed, please visit: https...

How much is the second bankruptcy course?

The Second Bankruptcy Course is only $9.95. Joint Filing. Married couples that have filed a joint bankruptcy can take pre-discharge bankruptcy course together or separately. Availability. The second bankruptcy course is available 24 hours a day, 7 days a week.

What is the second required bankruptcy course?

Step 2: Debtor Education Course Okay… after you’ve received your Bankruptcy Credit Counseling certificate and filed your bankruptcy documents with the court, it’s time to take the second required bankruptcy course, known as the Debtor Education course.

What course do you take after filing a bankruptcy?

After filing you have to take the second course called the Financial Management Course, or Debtor Education Course, or you won’t receive a discharge. There are a number of U.S. Trustee approved companies that give these courses .

When did bankruptcy courses change?

In 2005 Congress made changes to the bankruptcy code; in particular they added two mandatory courses which must be taken prior to filing bankruptcy and prior to being discharged. The purpose of the pre-bankruptcy course is to inform consumers of their options …

How much does it cost to take the first bankruptcy course?

This course is taken before you file for bankruptcy and the cost is $14.95 per household. If you need to register for the Second Bankruptcy Course, which is taken after you file for bankruptcy, please click here.

How to get a refund from DebtorCC?

To obtain a full refund of fees paid to DebtorCC, you may send an email to [email protected] or call us at 1-800-610-3920. You may only request a refund after you have made payment and before a certificate of completion has been generated. The certificate generation date and time are stamped on the certificate.

Does bankruptcy affect credit score?

The completion of this credit counseling session will not negatively impact your credit rating. However your credit report or score may be negatively impacted by filing bankruptcy or choosing an alternative to bankruptcy that results in you making less than the contractual payments to your creditors.

Does DebtorCC endorse credit counseling?

Approval does not endorse or assure the quality of a Provider's services. This course is available on the Internet 7 days a week, 24 hours a day, 365 days of the year.

What is debtorcc second course?

debtorcc org second course provides a comprehensive and comprehensive pathway for students to see progress after the end of each module. With a team of extremely dedicated and quality lecturers, debtorcc org second course will not only be a place to share knowledge but also to help students get inspired to explore and discover many creative ...

When should I take the second bankruptcy course?

This is the second bankruptcy course that must be taken prior to receiving a discharge from the court. Depending on the specifics of your case and advice from your attorney, you may want to take this course …

What is 001 Debtorcc?

is approved to issue certificates evidencing completion of a pre-filing bankruptcy credit counseling session in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a provider’s services. We are approved to provide this bankruptcy course …

What course do you take after filing a bankruptcy?

After filing you have to take the second course called the Financial Management Course, or Debtor Education Course, or you won’t receive a discharge. There are a number of U.S. Trustee approved companies that give these courses .

When did DebtorCC.org change bankruptcy?

DebtorCC. org is making an effort to do something about this. In 2005 Congress made changes to the bankruptcy code; in particular they added two mandatory courses which must be taken …

How long does bankruptcy stay on credit report?

As anyone considering bankruptcy probably already knows, a Chapter 7 bankruptcy stays on your credit report for 10 years while Chapter 13 stays on your report for 7 years.

What are the two types of bankruptcy?

The two kinds that are intended for consumers, regular people who have debts they cannot handle any longer, are Chapters 7 and 13.

Is it hard to decide whether to file for bankruptcy?

Deciding whether or not to file bankruptcy is already a difficult and stressful decision. But when you add in all of the myths surrounding bankruptcy, what for most people is a beneficial and pretty straight forward process can seem downright scary.