That certificate is then submitted to their State Farm agent, who will apply the Steer Clear Safe Driver Discount to the insurance premium. The only contingency is that the program requirements must be completed within a six-month time frame to qualify. Who is qualified for State Farm Steer Clear?
The State Farm Steer Clear program is a great choice for teen drivers. An app-based telematics program, State Farm Steer Clear is designed to help teenage drivers improve their driving and earn a discount on their auto insurance.
Requirements must be completed within 6 months of starting the program. Steer Clear offers driving-focused training that encourages young drivers to think more about safety and practice safe driving habits. Parents of youthful drivers can also monitor and guide their progress.
Most insurance company apps have bad ratings on the mobile app stores, which is why it’s surprising to see State Farm’s Steer Clear app have strong ratings on both app stores.
If you use the Steer Clear app, it will track your driving habits, such as your speed, turning times, braking, and other maneuvers.
Is Steer Clear worth it? We generally recommend State Farm Steer Clear to young drivers. It's hard to see a downside: State Farm's rates are already some of the cheapest available, and Steer Clear gives young drivers an opportunity to lower their premiums even more while developing safe driving habits.
Good Student Discount Had a grade point average of 3.0 (out of 4.0) or higher. Made the Dean's List or Honor Roll.
True or False: There should be at least 3 inches of space between your back and the seat. False. Your back should be in contact with the seat back. The top of the head restraint should be about three inches (above or below) the top of your head.
State Farm is good at paying claims compared to the average insurance company, according to J.D. Power's latest claims satisfaction survey. State Farm scored 892 out of 1,000 for their claims process, compared to the industry average of 880 out of 1,000.
Drive Safe & Save can reduce up to a third of your premium, but you'll have to drive very, very cautiously to obtain that much discount. Unless you're a very safe or occasional driver, the more likely scenario is you'll save somewhere around 10% to 15% — and even then you'll need to drive carefully.
25%Good Student Discount: State Farm customers can save up to 25% if a student listed on a policy gets good grades (3.0+ GPA, top 20% of class, or qualifying test scores).
We compared good student discounts from Geico, State Farm, Allstate and others, and found that high school and college students can save between 6% and 36% on their car insurance bill by getting good grades.
Insurance providers require proof of good grades and do check these grades.
Ideally, the back of your car seat should reach the height of your shoulders. If it is slightly higher or lower but you can still rest into it, it will be fine in most circumstances.
Lean Back (A Little) The angle of your seat back should be a little greater than a perpendicular 90 degrees. At 100 to 110 degrees, the seat will put the least pressure on your back. Leaning too far back forces you to push your head and neck forward, which can cause neck and shoulder pain and tingling in the fingers.
10 inches awayAccording to the National Highway Traffic Safety Administration, the steering wheel should sit 10 inches away from the driver's chest for optimal safety. However, many drivers don't abide by this rule, and because of the way drivers' airbags are designed, sitting too close can be very dangerous.
State Farm Steer Clear must be completed within six months if drivers want to receive a discount.
State Farm offers an impressive list of discounts. In addition to standard options like a multicar discount and a multipolicy discount, State Farm...
State Farm Drive Safe and Save is a telematics program that monitors your driving habits and offers you a discount for safe driving. Drivers can ea...
Plus, the Steer Clear discount applies every year until you reach age 25, potentially saving you thousands over the next few years.
If you meet all of the above qualifications, then you can save 15% by signing up for Steer Clear.
Last Updated on June 17, 2021. State Farm’s Steer Clear is an auto insurance discount available to teen and young adult drivers. In exchange for downloading the Steer Clear app, drivers can earn a discount on their State Farm car insurance. The app helps you become a safer driver, rewarding you with lower insurance premiums.
Step 2) Download the Steer Clear app. Watch safe driving videos, take quizzes, and record your trips. Step 3) Complete the program within 6 months of starting it to qualify for the 15% discount. The mobile app is available for Apple and Android.
You must complete 5 training modules to qualify for the Steer Clear discount. Modules cover several driver safety topics, including everything from distracted driving to driving in bad weather. Some of the topics covered in the modules include: Blind spots. Car safety tips.
If you qualify for Steer Clear, then you could save up to 15% on car insurance. As a young driver, you pay higher premiums than most other drivers. Young drivers are the riskiest drivers to insure. Although a 15% discount may not seem substantial, it could help you save hundreds per year on car insurance.
To qualify for the Steer Clear discount, you must complete 5 hours of driving in at least 10 trips. Although State Farm does not mention specific driving safety requirements, ...
The State Farm Steer Clear program is designed to help young drivers form safe habits on the road and reduce their risk of getting into accidents. In exchange for participating in the program, State Farm offers young drivers discounts off their auto insurance rates.
Download the State Farm Steer Clear app, using either the Apple App Store or Google Play, or by texting the word "STEER" to 78836.
To earn the State Farm Steer Clear discount, you must complete the entire driving course within six months to show that you are a safe driver. The steps you will need to complete are as follows:
State Farm Steer Clear program participants must complete five learning modules — which include lessons, videos and driving scenarios — to earn an insurance discount. These modules cover the following driving topics:
Drive five hours over the course of 10 trips, allowing the State Farm Steer Clear app to log and score your driving.
Steer Clear can help young drivers offset expensive auto insurance premiums, equipping them with skills they need to drive safely while rewarding them for taking the time to acquire those skills.
Reach out to your State Farm agent to determine whether you are eligible.
Then, interested drivers should download the State Farm Steer Clear mobile app to take the online course and log driving hours.
Many young drivers can take advantage of the State Farm Steer Clear program, although there are a handful of prerequisites, which include:
The State Farm Steer Clear in-app training course consists of five modules that focus on a variety of important topics such as:
The only contingency is that the program requirements must be completed within a six-month time frame to qualify.
However, they can also claim the discount if they are going to be added to a parent or family member's existing State Farm auto policy.
State Farm's Steer Clear program provides an easy option for drivers under the age of 25 to learn the rules of driving and gain experience behind the wheel while saving on car insurance. The Steer Clear program offers course training which includes videos, modules, quizzes, practice driving sessions, mentoring and a program certificate.
You can get the State Farm Steer Clear discount by completing the company’s safe driver discount program in six months, and then continuing to meet your state’s eligibility requirements. State Farm’s Steer Clear discount encourages young people to be safer drivers, and it can save them up to 15% on their premium.
Finish all the program requirements within six months. If you complete the program using the app, you will receive a certificate of completion through the app, which you should send to State Farm, along with your digital trip log and Statement of Qualification. If you don’t use the app to complete the program, send your trip log and Statement of Qualification to your local State Farm agent.
You can do this by checking your Drive Safe & Save account page, checking your bill, or contacting a State Farm representative.
To verify a customer meets the annual mileage requirement, a State Farm agent will contact the customer to collect their odometer information for the past year. State Farm will then continue to contact the customer periodically to collect the car’s odometer readings. If those readings show the customer has increased their driving to more than 7,500 miles per year, they will lose the discount.
Sign the Statement of Qualification, which asserts that eligible drivers have completed the initial requirements for the Steer Clear Safe Driver Discount and that they understand they will lose the discount if they are involved in an at-fault accident or get a moving violation.
You can get a State Farm safe driver discount by participating in the company’s optional Drive Safe & Save program. State Farm customers can save up to 30% on their auto insurance policies by participating in this safe driver discount program.
You can get a State Farm good student discount if you have at least a B average. Student drivers can save up to 25% as long as they are 16-25 years old and enrolled full-time in high school, college, or homeschooling. Homeschooled students can also qualify if they score in
Then, interested drivers should download the State Farm Steer Clear mobile app to take the online course and log driving hours.
Many young drivers can take advantage of the State Farm Steer Clear program, although there are a handful of prerequisites, which include:
The only contingency is that the program requirements must be completed within a six-month time frame to qualify.
The State Farm Steer Clear in-app training course consists of five modules that focus on a variety of important topics such as:
Various states have different laws. In some states, drivers must be under 24 with less than three years of driving experience to be eligible for the discount. Other disadvantages include that the discount is applied after program completion and the program must be completed within six months.
It’s enough that your new driver will need to learn the rules of the road and gain experience. Steer Clear will help you save while support ing young adult drivers to learn the rules quickly and safely.
Driving hours can be recorded for every trip in the State Farm Steer Clear mobile app. Family members or other supervising drivers are encouraged to provide feedback on the driver’s progress in the app.
Steer Clear program for drivers under 25 years of age
This means, once you submit your certificate of completion to State Farm, you will receive the discount based on the course completion date.
Yes. State Farm isn't the only car insurance provider offering a discount for completing an online Defensive Driving Course, such as SafeDriver.com.
Depending on the age of the other drivers on your policy, you may receive an additional discount. Speak with your State Farm agent to find out if you qualify. Many families save even more money every year by having all drivers complete a defensive driving course online.
After your defensive driver insurance discount expires (three years in most states), you can retake the class to claim your discount again. Speak with your State Farm agent to find out how long your current discount is good for.
You will need to register for the course and create an account. Then, just log in and start taking the defensive driving course. It will take a total of about four to six hours to complete, depending on your state requirements and you can work at your own pace .
In some states, you can use the SafeDriv er.com defensive driver course for ticket dismissal and insurance premium discounts, such as Texas.
Drivers under the age of 25 are eligible for the discount; the program takes around 60 days to complete.
To begin the program, drivers must meet with their State Farm agent to receive the Steer Clear kit. After meeting with their agent, drivers must complete the following activities provided in the kit: watch an 11-minute video, read the Steer Clear magazine and complete a driver’s log. In completing the Steer Clear Driver’s Log, participants under age 18 must complete 30 driving trips with at least 10 supervised trips lasting a minimum of 15 minutes. Participants 18 years of age and older must complete 20 driving trips lasting a minimum of 15 minutes. Lastly, the participant must complete the quiz at the end of the driver’s log.
The app is too sensitive given that it does not know the context of the road you are driving on. For example, it docks while driving on non-perfect roads (rough, curvy, busy, etc.) Accelerating on an on ramp or when turning onto a busy street are acceptable practices.
I’ve been told by many people that I am one of the safest drivers they know. I was taught by my mother who has never had any sort of traffic incident on her record in her 33 years of driving. This app is a wonderful idea to ensure people are driving safely, but it is not executed well at all. The app is much too sensitive.
Steer clear is extremely sensitive!! Before I did it I read an review that said to get anyway near 100% you had to drive like you were afraid of the pedals and IT WAS RIGHT! I am a good driver and while using and doing the app I have tried to be extra cautious of slow acceleration and slow braking.