You have 6 months to take the pre-filing course. Once your forms are filed with the bankruptcy court, you’ll want to get the second course done within 60 days of your meeting of creditors (or before the meeting, if you want).
Once your forms are filed with the bankruptcy court, you’ll want to get the second course done within 60 days of your meeting of creditors (or before the meeting, if you want). The courses are offered by nonprofit organizations that are pre-approved by the U.S. Trustee (or the bankruptcy administrator).
The bankruptcy credit counseling course must be completed 180 days before you file your bankruptcy petition . The second course is called the debtor education course or the financial management course.
First and second bankruptcy courses that are affordable, convenient and simple to complete. The Credit Counseling Course is only $19.95 per household. Impeccable US based customer service that values your time.
Bankruptcy Credit Counseling and Debtor Education Courses: A brief overview. Before filing a Chapter 13 bankruptcy or a Chapter 7 bankruptcy, you will be required to complete two courses before you can receive your bankruptcy discharge.
Required Bankruptcy Course 001 Debtorcc, Inc. is approved to issue certificates evidencing completion of a pre-filing bankruptcy credit counseling session in compliance with the Bankruptcy Code.
If you owe money to a person or business for goods or services that they have provided, then they are a creditor. Looking at this from the other side, a person who owes money is a debtor.
In every credit relationship, there's a debtor and a creditor: The debtor is the borrower and the creditor is the lender.