how long does the buyer educator course certificant last

by Dr. Richard VonRueden 3 min read

Many homebuyer education courses are four to eight hours long — the free Fannie Mae course takes approximately three to four hours. A course can usually be completed in one or two days, either online through a website or app or at a brick-and-mortar location like your real estate agent’s or lender’s office, Hendrix-Griffin says.

Certificate of completion are acceptable for 2 years from date of completion.

Full Answer

How long does a homebuyer education course take to complete?

How long does a homebuyer education course take? Many homebuyer education courses are four to eight hours long and can be completed in one or two days, either online through a website or app or at a brick-and-mortar location like your real estate agent’s or lender’s office, Hendrix-Griffin says.

How much is the in-person homebuyer education class?

In-Person Homebuyer Education Class There is a $99.00 fee per person. To Receive a Certificate you must: 1. Attend the entire class 2. Turn in the Assessment Follow the Steps Below

How does your certification Meet the lender requirements?

Your certification through our agency meets the lender requirements as we have been certified by HUD as meeting HUD's extensive review, such as being a non-profit education organization, having a history of serving housing needs, having approved education content and methods, and meeting all the other standards that HUD requires.

Is there a course for first time homebuyers?

It's important to choose among many priorities; you can learn from experienced homebuyers, realtors, loan officers, and other professionals in this course designed specifically for first time homebuyers. Will you avoid the common mistakes of first time homebuyers?

Are home buying seminars worth it?

Homebuyer education courses may be the perfect way to learn what you need to know about buying your first home. In fact, some homebuyer assistance programs, grant programs, and lenders require homebuyers to take a virtual or in-person education course to qualify for their assistance, grant, or mortgage.

How long is the Fannie Mae framework course?

4 to 6 hoursMost people complete our online homebuyer course in just 4 to 6 hours. We designed this course to allow you to go at your own pace. There are seven lessons, with three to four topics in each.

How long is eHome America course?

4 to 6 hoursThe eHome America course is designed to be completed in 4 to 6 hours. However, some borrowers complete the course quicker and others take longer.

Is eHome America HUD approved?

EHome America offers exceptional, HUD-certified, online homebuyer education that you can use instead of NHSSF in-house, scheduled homebuyer and financial literacy classes.

Does Fannie Mae require homebuyer education?

Fannie Mae HomeView™ makes it simple to meet the requirement For HomeReady purchase transactions, if all occupying borrowers are first-time homebuyers, then at least one borrower must complete a homeownership education course offered by a qualified provider*, regardless of LTV.

What is borrowers education certificate?

Upon successful completion of the borrower's education programme, a certificate is issued to the first-time homebuyer/s. A mortgagee will not register a mortgage bond over a property until the prospective homeowners have successfully completed their borrower's education programme.

How much is the eHome America course?

The cost of this course is $99.00, and is non-refundable. “Excellent training course! I worked at my own speed and was able to log in and out and it picked up where I left off. I love how everything was given step-by-step and gave me a better understanding of how the homebuying process works.”

What is an eHome?

Definition. The eHome Infrared Transceiver is a piece of PC hardware built directly into a computer. It detects infrared signals from remote controls and translates these signals into control information that the computer can use. Video of the Day.

What is a mortgage class?

A homebuyer education course is an online or in-person class you can take to better understand what's involved in finding, buying and owning a home. You might be required to complete this course by your mortgage lender, or if you're participating in a down payment assistance or other housing financing program.

What is usually an advantage of homeownership?

When it comes to buying a home, there are numerous perks that come along with just the house itself; financial stability, financial strength, tax deductions, a permanent home, and a sense of belonging in your community.

Does the HUD 8-Hour Certificate have an expiration date?

The HUD Certificate itself does not have an expiration date and is valid in any United States territory. However, based on the program that you are...

What topics will the class cover?

Local BMR and DPA programs that are available Can I afford the house I have been looking at? How does my credit score impact my mortgage payment? H...

I'm interested in DPA, BMR, & BMP programs, where should I start?"

DPA, BMR, & BMP programs and those program requirements depend on the city or county that they are in. Start by looking at which city or county you...

What is provided for me at the class? (In-Person)

We provide one class manual per person, lunch, an assortmanet of lunch snacks, and bottled water. We do not provide breakfast or coffee. We do prov...

What should I bring to the class? (In-Person)

Please bring your completed Assessment, a pen, and any note-taking medium that you would like to have with you (notebook, laptop, etc).

Can I bring my child? (In-Person)

No, please do not bring children to the class.

Is there a wait list for the classes? Are walk-ins weclome? (In-Person)

There is no waitlist for any of our HUD 8-Hour classes. No, walk-ins are not welcome. Each particpant must pay for their own seat.

Can I refund my class ticket purchase? Can I reschedule? (In-Person)

Class tickets are Non-Refundable. You are able to reschedule ONCE to a different class date. Please email gvalero@housing.org if you need to resche...

Why a Homebuyer Education Course

Buying a home can be overwhelming, especially for first time homebuyers.

HUD-Approved Agency & HUD-Certified Counselors

Your certification through our agency meets the lender requirements as we have been certified by HUD as meeting HUD's extensive review, such as being a non-profit education organization, having a history of serving housing needs, having approved education content and methods, and meeting all the other standards that HUD requires.

Highest Satisfaction Rating for This Homebuyer Education Course

Our training has a very high satisfaction rating – exceeding 99%! (Yes, there is always one...)

Lowest Price and Refund Guarantees

Need a little more assurance? No one wants to pay more than they have to. While our research indicates our price is the lowest available for a HUD-compliant course from a HUD approved agency, we will beat any publicly available price of an online course from a HUD agency.

Experts to Guide You Now, Later and In the Future

Want to take a refresher course? Or just part of it? You can always do so. If you forget the course access credentials, you can retrieve them anytime online.

What is provided for me at the class? (In-Person)

We provide one class manual per person, lunch, an assortmanet of lunch snacks, and bottled water. We do not provide breakfast or coffee. We do provide vertiarian options for lunch, but we DO NOT provide vegan options. Please bring your own meals if we are unable to meet your needs.

What should I bring to the class? (In-Person)

Please bring your completed Assessment, a pen, and any note-taking medium that you would like to have with you (notebook, laptop, etc).

Does the HUD 8-Hour Certificate have an expiration date?

The HUD Certificate itself does not have an expiration date and is valid in any United States territory. However, based on the program that you are applying for, the certificate may “expire” based on the program's regulations.

Is there a wait list for the classes? Are walk-ins weclome? (In-Person)

There is no waitlist for any of our HUD 8-Hour classes. No, walk-ins are not welcome. Each particpant must pay for their own seat.

Can I refund my class ticket purchase? Can I reschedule? (In-Person)

Class tickets are Non-Refundable. You are able to reschedule ONCE to a different class date. Please email gvalero@housing.org if you need to reschedule.

I'm interested in DPA, BMR, & BMP programs, where should I start?

DPA, BMR, & BMP programs and those program requirements depend on the city or county that they are in. Start by looking at which city or county you would like to live in, from there go to that city's or country's website and see if they have any programs listed.

If you are looking for a Homebuyer Certification Course you have come to the right place!

We are a MultiState HUD approved agency and offer an easy and convenient online course, that meets your lender's requirement for Homebuyer Education Certification.

Take this ONLINE education course anywhere

While the online education course will take a number of hours to complete, you can take it 24 x 7 on your phone, tablet or computer. you can stop at the end of any section, and pick it up later, even on another device. This is education as it can be, fast, convenient and low cost!

Test your device to make sure you can view and hear the video

This is a free sample of the video presentation. While most of the content is live action, this course does contain some PowerPoint style video as seen below.

2. How Do I Begin To Buy A Home?

Consider talking with an experienced home buying expert, like the advisor’s Alliance. They will work with you or answer questions such as: Are you ready to buy a home? How much can you afford in a monthly mortgage payment (see Question 4 for help)? How much space do you need? What areas of town do you like?

3. How Does Buying Compare With Renting?

Each has advantages and disadvantages. Advantages of renting include more flexibility to relocate, sometimes lower overall costs, and being generally free of most maintenance responsibilities. But by renting, you lose the chance to build equity, take advantage of tax benefits, and protect yourself against rent increases.

4. How Much Is The Maximum Mortgage That I Can Afford?

The lender considers your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. Non-housing expenses include such long-term debts as car or student loan payments, alimony, or child support.

5. How Do I Select The Right Real Estate Agent?

Start by asking family and friends if they can recommend an agent. Compile a list of several agents and talk to each before choosing one. Look for an agent who listens well, understands your needs, and whose judgment you trust. The ideal agent knows the local area well and has resources and contacts to help you in your search.

6. How Do Identify My Housing Needs?

Ideally, it should fit way you live, with spaces and features that appeal to your family. To start, make a list of your needs – things like number of bedrooms, overall size and location.

7. What Should I Look For When Deciding On A Neighborhood?

Select a neighborhood that will allow you to best live your daily life. Many people make those choices based on schools. Consider access to shopping, public transportation, libraries, churches, and other facilities important to you.

8. How Can I Find Out About Schools?

You can get information about school systems by contacting the city or county school board or the local schools, usually found on the internet. A good real estate agent will know about schools in the area.

What is PHFA certificate?

PHFA is a state-affiliated agency whose mission is to provide safe, decent, and affordable housing for older adults, persons of modest means, and those with special housing needs.

Is the 680 credit score required for online courses?

Due to COVID-19 the 680 credit score requirement has been waived temporarily for this online course. Any client that completes this course will receive a certificate of completion regardless of their credit score..

How many CE do you need to take the CDCES exam?

Consider one of our live CORE Concepts Courses to help prepare for the CDCES exam. Over two days, attendees can will earn up to 23 CE while exploring the fundamentals of diabetes education.

How long is diabetes education?

Over nine weeks, participants are guided through the basis of diabetes education. Facilitated discussions and a communication forum allow for easy interaction among registrants and the instructors. Plan to spend 4-5 hours per week on course material and earn 22 CE.

What is CDCES certification?

The certified diabetes care and education specialist (CDCES) credential is an important tool to show your expertise in diabetes care and education while advancing career opportunities. Sheryl Traficano, the CEO of the Certification Board for Diabetes Care and Education, shares how to qualify and apply for the credential.