Send us a text: You can also text message us questions about your policy, billing, and related concerns. We will respond to your questions by text message. Text us. Connect using social: …
Browse home coverage options. Homeowners insurance coverage protects your house and your possessions against damage or loss from events like fire, theft, storm damage, frozen pipes, …
Get an appraisal on heirlooms like these to determine the necessary additional insurance coverage to protect your one-of-a-kind items. Whether you have a sports memorabilia shrine, a …
How can I find out my claim status? You can easily track your claim through your online account at libertymutual.com/online-claims. You can also sign up to receive updates via text and email. …
Your property itselfDamage or injury that occurs on your rental propertyLoss of rent
Landlord insurance is for the protection of rental properties. Generally, policies cover the structure(s) and property used for maintenance.
If the damage is caused accidentally, the landlord may be covered. For example, if a tenant experiences a fire in their kitchen, the property would...
Gap insurance coverage protects you in the event that you have a car loan and your vehicle gets totaled or stolen when you owe more than your vehic...
Let's say you take out a $25,000 loan to purchase a new vehicle. You get into an accident and your vehicle is totaled. At the time of the accident,...
Some leasing or loan companies may require you to get Gap Coverage with your insurance policy, but it's not required by any states.
In the event your vehicle is totaled (damaged beyond repair or it would cost more to repair it than it's worth) or stolen, gap insurance protects y...
Yes, gap insurance may cover theft in the event your car is stolen and unrecovered.
No. Gap insurance is only used in the event of a total loss from a covered accident, not for mechanical repairs.
No. Even in the event of an accident covered by your gap insurance policy, you would still have to pay your deductible (the amount you pay out of p...
No. Gap insurance is only applicable to vehicle losses and does not cover bodily injuries, medical expenses, lost wages, or funeral costs.
Reasons to consider purchasing gap insurance include:Protection from your vehicle's value depreciating faster than you pay off your loan. Your lend...
Negative equity is another term for when you owe more than your vehicle's current value. And yes, negative equity is covered by Gap Coverage.
If you live in a golf course community , there’s also a chance that your car might be hit by a golf ball. State laws can vary about the golfer’s responsibility — if you are even able to determine who hit the ball that struck your car.
Depending on where your house is located relative to the tee box or the fairway, your home is probably the most likely to be hit by an errant ball. Roofs, windows, and siding are all vulnerable, so knowing what your deductible is will be a determining factor in whether filing a homeowners insurance claim makes sense.
Not every policy will let you add the golf cart as a rider to your homeowner's insurance policy. Sometimes, you'll have to get it separately. Think about Florida and Arizona, where the weather is warm where and riding around in a golf cart, even on public roads, is almost a way of life. In fact, in Arizona, if you drive a golf cart on the road, you are required to have liability insurance on your golf cart.
KEY TAKEAWAYS. Golf cart insurance is an insurance policy that covers damage to your golf cart and damage that your golf cart causes. Buying golf cart insurance depends on where you ride and how you use your golf cart. It covers bodily damage liability, property damage liability, collision and comprehensive damage to your cart.
If you won't be driving the cart on public roads, it's still a good idea to get some insurance coverage for an off-road vehicle. And whatever you do, don't drive an uninsured cart on a public road without insurance, especially if the state you're in requires it.
Your homeowners policy may give you some coverage for use of a golf cart, but it's very limited and there are many common situations that could leave you without protection. For example, many homeowners policies won' t cover you when you drive to a neighbor's house, which is a typical use for these types of vehicles.
Sure, you might not be traveling long distances in your golf cart. But with Roadside Assistance, you won’t get stranded in the event of a breakdown, flat, or any other covered incident that requires emergency assistance or a tow.
1 Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. 2 Optional coverage.
Golf carts and low speed vehicles (LSVs) are growing in popularity because they are convenient, relatively easy to operate, and versatile.