how can i tell if an online defensive driving course will be accepted by my insurer

by Shanny Jacobs 7 min read

Should you sign up for an online defensive driving course?

If you need to sign up for an online defensive driving course, you probably want to get it done as fast as possible. Most people don’t take an online defensive driving course by choice and are only doing it to protect their driving record or dismiss a traffic ticket. Well, consider yourself lucky.

Does taking a defensive driving course lower your insurance?

Does taking defensive driving lower insurance? In most cases, the answer is yes. Insurers often offer defensive driving discounts for drivers who have completed a course, particularly young and older drivers. While it varies by insurer, expect an insurance discount of 5 to 10% for completing a course.

How do I get my defensive driving course completion certificate?

In some states, such as California, the online defensive driving course will deliver the completion certificate electronically to the court automatically. In other states, such as Texas, you will be mailed a completion certificate which you must hand in yourself. Why I Recommend One Course Over All The Others

Should you take a defensive driving course after a ticket?

Defensive driving courses trim points, lower car insurance costs. Eric Madia, auto product vice president for Esurance, recommends taking a course after a violation because "having a speeding ticket can increase your annual premium from 5 percent to 20 percent. In some cases, it's a pretty big pop to your insurance premium.".

How to enroll in defensive driving school in South Carolina?

What is the benefit of taking a defensive driving course in South Carolina?

What is defensive driving in South Carolina?

What does a defensive driving certificate of completion mean?

What is defensive driver school?

How many hours of defensive driving training is required in SC?

How much does it cost to take defensive driving classes in SC?

See more

About this website

How do you check if you are eligible for defensive driving Texas?

Texas Defensive DrivingPossess a valid Texas drivers license or permit.Admit guilt to a traffic violation and wish to use defensive driving as an alternative, OR meet your insurance company's eligibility requirements for insurance reduction.Have not taken a course to dismiss a traffic ticket within the past 12 months.More items...

What is the best defensive driving course to take online?

#1 Defensive Driving Course ProviderIDriveSafely is one of the oldest defensive driving brands in the business. ... IDriveSafely.com has an A+ rating with the Better Business Bureau (BBB). ... Take an IDriveSafely Course.Take a DriversEd.com Course.Take a MyImprov Course.Take ApprovedCourse Defensive Driving.More items...•

Which online defensive driving course is best in NY?

#1: iDriveSafely iDriveSafely is certified as a New York online defensive driving course for point reduction and insurance discounts, including for I-PIRP. This is without a doubt, the highest quality course available in New York for 2022.

What is the easiest defensive driving course online?

#1: iDriveSafely iDriveSafely is my top recommended easiest online traffic school for 2022. They've been around since before online traffic school even existed.

What is the difference between home study and Internet traffic school?

Traffic School is typically offered in three different ways: An online course you can take from home (the best option) A classroom-based course you need to physically attend (typically takes 8 hours) A home-study course with a physical booklet (requires the purchase of extra materials)

What is the easiest and fastest online traffic school?

The iDriveSafely online traffic school program has been around for literally decades and they have it down to a science. This is the fastest online traffic school you can take and it has made this list every year including now in 2019.

Is iDriveSafely approved in NY?

Our New York IPIRP course is fully approved by the New York State DMV and 100% online, which means you set the schedule. You decide when it's time to study and when it's time to take a break.

How long is the online defensive driving course NY?

320 minutesNew York Defensive Driving Courses take 320 minutes to complete, as mandated by the state of New York. Since this course is 100% online you do not need to complete it all at once - you may log out and in as often as you need during the 30 day period you have to complete the course.

Can you take a defensive driving course online NY?

You can go through the defensive driving New York online, at your own pace, any day or time you want. You can also leave the NY defensive driving course at any time and continue later from where you left off. New York Safety Program is approved by the New York State DMV to offer NY defensive driving online.

What is defensive driving course online?

NSC Defensive Driving Online Courses deliver the most relevant, leading-edge content to motivate and educate employees to be safe, responsible drivers. You can trust NSC to best train drivers to avoid collisions, crashes, injuries or worse.

Is TrafficSchool com legit?

Verified Student Reviews Since 1994, TrafficSchool.com has been striving to exceed the expectations of our students. No matter where you look, you'll see that TrafficSchool.com has earned a 5-star reputation.

How much is a defensive driving course in California?

You can take a defensive driving course at any of the traffic schools on the following list. All of them have been in business for at least 15 years, are approved by the DMV, cost less than $30, and will e-file your completion certificate after you're finished.

South Carolina Defensive Driving & Traffic School | DMV.ORG

Dismiss a Traffic Ticket with Traffic School. Depending on the nature of your traffic violation and the discretion of your court, you may be able to complete a defensive driving course in South Carolina to either dismiss a traffic ticket or satisfy a traffic conviction. If you are required to complete traffic school or are given the option to take a course to dismiss a ticket, you'll likely ...

South Carolina Defensive Driving Course SC | DriveSafe Online®

DriveSafe Online® South Carolina defensive driving courses can save you money on car insurance, reduce points on your license, or get your ticket dismissed.

Find Defensive Driving Discounts & Courses by State | GEICO

Please note: *Discount availability, amount, and eligibility criteria may vary between states and/or GEICO companies. When you click on the IMPROV, National Safety Council or the American Safety Council link above, you will be taken to an outside website which is not owned by GEICO.

South Carolina - SafetyServe

Be a safer driver in South Carolina with the all new National Safety Council Defensive Driving Course The National Safety Council and SafetyServe.com have developed a comprehensive online driving course that is approved in many states for ticket dismissal, point reduction and insurance premium savings.

Code of Laws - Title 56 - Chapter 3 - Motor Vehicle Registration And ...

SECTION 56-3-1010. Definitions. As used in this article: (1) "Fleet" means fifty or more marked private passenger motor vehicles or property carrying vehicles with empty weight of not more than twenty-two thousand pounds and a gross vehicle weight of not more than twenty-six thousand pounds, owned or long-term leased by a corporation or other legal entity, and registered in this State pursuant ...

Why do you need to enroll in defensive driver improvement?

Regardless of your reason for enrolling in a defensive driver improvement program, you'll gain valuable safe driving knowledge that may help to prevent you from receiving traffic citations and causing accidents in the future.

How long is a defensive driving course?

Your specific defensive driving school curriculum and requirements will vary by state, but your course will generally last anywhere from 4 to 12 hours. In many states, you'll have the option of completing a defensive driving course online or in a classroom. Be sure to check that the program is approved by your state.

What is defensive driving?

Defensive driving courses, which are also referred to as traffic school, driver improvement, and point reduction, are often approved and licensed by your state's Department of Motor Vehicles (DMV), Motor Vehicle Division (MVD), Department of Public Safety (DPS), Secretary of State (SOS), ...

What is traffic school?

Along with safe and defensive driving techniques, traffic school will usually cover topics including: Traffic laws and violations in your state. Alcohol/drug abuse and consequences. Developing better driving attitudes and behaviors. Sharing the road with other drivers, motorcyclists, bicyclists and pedestrians.

What is defensive driving in South Carolina?

Defensive Driving in South Carolina. A defensive driving course in South Carolina can benefit motorists in various ways, from reducing points on a driving record to potentially lowering auto insurance costs.

How to enroll in defensive driving school in South Carolina?

You can enroll in a National Safety Council (NSC) Defensive Driving Course online or in an equivalent course at a local driving school. Generally, a South Carolina DMV approved traffic school will indicate whether it is specifically certified to teach the four-point reduction course.

What does a defensive driving certificate of completion mean?

A defensive driving certificate of completion proves that you have done the required coursework for a four-point reduction on your driving record. Be sure to confirm with the school where you take the course as to whether you need to submit this certificate to the DMV or if the school will do it on your behalf.

What is the benefit of taking a defensive driving course in South Carolina?

Taking and completing a defensive driver course can reduce your total number of points, which lowers your risk of a license suspension. If you take a defensive driving course when you have accumulated enough points ...

What is defensive driver school?

Defensive driver school is for fully-licensed drivers to review driving laws and regulations, while driver’s ed is for those who are learning how to drive and are not yet licensed motorists.

How many hours of defensive driving training is required in SC?

The official defensive driving course in SC must be done in person at an approved location. The course requires eight hours of classroom training and can only be taken after points have been added to your driving record in order to then reduce them. This is the only authorized course that is accepted by the DMV for reducing your total of points.

How much does it cost to take defensive driving classes in SC?

However, as a general rule, you can expect to pay between $75 and $100 for these classes, with schedules varying depending on necessity and availability of instructors.

What happens after you complete defensive driving course?

After successfully completing the online defensive driving course you will be mailed your original certificate of completion. The state of New York requires your original certificate for point reduction.

How long does it take to complete defensive driving in New York?

New York Defensive Driving Courses take 320 minutes to complete, as mandated by the state of New York. Since this course is 100% online you do not need to complete it all at once - you may log out and in as often as you need during the 30 day period you have to complete the course.

How many points does a DMV point reduction count toward a license revocation?

At that point, it will be entered on your driving record and it will automatically reduce your active point total by up to four points. Important: "Point reduction" means the DMV will not count up to four points on your driving record toward license revocation or suspension.

What happens if you ignore a ticket?

If you continue to ignore the ticket after you received a suspension from a TVB for failure to respond to the ticket, you will receive a default conviction. The default conviction is equivalent to a guilty finding. The DMV then suspends your driver's license for your failure to pay the fine.

Can you apply a discount to only one driver?

The discount can be applied to only one driver for each covered vehicle. The insurance reduction applies to all motor vehicles principally operated by the motorist who completes the course.

How to get a discount on defensive driving?

Start Saving with Your USAA Defensive Driving Insurance Discount By Following these Steps: 1 Check with USAA ( 1-800-531-8722) to find out how much you can save. Remember to ask about each family member for additional discounts! 2 Register for & successfully finish the online Defensive Driving Course. 3 Send your Completion Certificate to USAA & claim your discount.

How long does defensive driver insurance last?

Your defensive driver insurance discount will expire after three years, in most states. Ask your USAA agent when your discount will expire. Once it does, just retake the defensive driver course and enjoy the discount again!

How long does it take to get a defensive driving license?

Depending on your state requirements, it will take between four and six hours to complete. You can work at your own pace and use any digital device to access the course. Once you're done with our defensive driving course, you'll receive an official completion certificate for USAA.

Does USAA offer a discount on auto insurance?

USAA Insurance offers an auto policy discount, in most states, for you and/or other drivers on your policy completing an approved defensive driving course.

Do you have to submit your certificate to USAA?

Once you've completed the course, you will need to submit your certificate to USAA. They will apply your discounts based on the date you completed the course, NOT the date you submitted your certificate.

How long is a defensive driving course in Tennessee?

Tennessee law requires online defensive drivers courses to be at least 4 hours in length. The DriveSafe Online Defensive Driving course is based on the Tennessee Comprehensive Driver License Manual, so you see essential information outlined by the Tennessee Department of Safety and Homeland Security ( TDOSHS ). No more and no less.

Why is DriveSafe Online unique?

DriveSafe Online® is unique because it features short bite-sized videos. Like a playlist for defensive driver training. Move seamlessly from one video to the next to learn about driving-related laws, regulations, techniques and best practices. The video library menu makes it easy to replay a specific movie.

What is DriveSafe online?

DriveSafe Online courses merge unique graphics and animations, interactive scenarios with narrated stories and video demonstrations—including in-car and drone footage—to deliver safe driving information like no other online defensive driving course available today.

How old do you have to be to get a driver's permit?

complete a driving test. If you are under the age of 18, you must apply for a CLASS PD Learner Permit. This license allows you to drive a passenger vehicle under specific conditions. For example, you must drive during certain hours and only with a licensed adult 21 years or older.

How many points can you get for speeding in Tennessee?

Drivers caught speeding in Tennessee will have the following points added to their driving record: A driver who collects at least 12 points may be granted the opportunity to complete an approved defensive driving course to avoid suspension or reduce suspension duration.

Can points be removed from driving record in Tennessee?

However, Tennessee does not allow points to be removed from driving records. How to get your defensive driver insurance discount in Tennessee: 1. Contact Your Insurance Agent. Online traffic school classes are popular with many insurance companies because they help create safer drivers.

Can you take a driver's license online in Tennessee?

Yes! Numerous Tennessee courts accept the DriveSafe Online completion certificate for ticket dismissal. If you receive a ticket for a traffic violation, a judge may grant you permission to take a 4-hour online driver education course to dismiss that citation before it appears on your driving record.

What is DriveSafe online?

DriveSafe Online courses merge unique graphics and animations, interactive scenarios with narrated stories and video demonstrations—including in-car and drone footage—to deliver safe driving information like no other online defensive driving course available today.

What does defensive driving class do?

Completing a defensive driving class will make you a safer and smarter driver, and could even get you a sizable discount on your auto insurance. Many insurers offer discounts up to 10% off premiums for clients who complete an online defensive driving course.

How often can you get points removed from your DDS in Georgia?

Georgia residents may request up to 7 points removed once every 5 years, if they complete a defensive driving course. You should be familiar with all the requirements before applying for a Georgia DDS points reduction. Georgia Point System Details. Georgia uses a system that assigns points to traffic violations.

How many points can you get for speeding over the speed limit in Georgia?

For example, speeding 15 mph over the speed limit registers 2 points, while aggressive driving could add up to 6 points. If you collect 15 points within 2 years, your license could be suspended. Georgia drivers may be able to remove up to 7 points every 5 years.

What is DSNRSA course?

The vision of the DSNRSA is to teach drivers how to identify, avoid, and overcome hazardous driving situations. DSNRSA courses boost driver confidence by promoting safe driving strategies and techniques that will help decrease the number of traffic-related injuries and deaths on our streets and highways.

Why do safe drivers save insurance companies money?

Safe drivers save insurance companies money because they have fewer accidents, so they file fewer claims. That’s why traffic school classes are a popular option for improving driving skills and knowledge. Ask your insurance agent if you can get a discounted rate for completing our online Georgia defensive driving course.

What is the Georgia point system?

Georgia Point System Details. Georgia uses a system that assigns points to traffic violations. If you are convicted of an offense, the court notifies the DMV and points are added to your driving record. The more serious the violation, the more points you receive.

How much does a driver improvement course cost?

What is the cost of a Driver Improvement Course? For license reinstatement, points reduction, or court purposes, clinics must charge $95. For Driver Improvement classes taken for any other reason (i.e. insurance premium reduction, educational purposes), clinics may charge a fee up to $95.

What is the difference between driver education and driver improvement?

What is the difference between Driver’s Education and Driver Improvement? Driver’s Education is a separate program required for 16-year-olds to obtain their Class D license. Driver Improvement is a program geared toward safety education for licensed drivers of any age. 5.

Can you start a class over again if you are late?

Students that arrive late to any session can expect to be denied entry into class and may be required to start the course over again, at full cost. In addition, students that are absent or leave early from any session may be required to start the course over again, at full cost.

Is a driver improvement clinic an employee of the DDS?

Driver Improvement clinics are independently owned and operated and employ their own instructors and they are not employees of the DDS. The DDS certifies clinics and instructors and ensures compliance in accordance with the requirements set forth by DDS rules and regulations and the Georgia Driver Improvement Act. 16.

How often can you go to traffic school?

However, other states do allow this but only once every so many months or years.

Why is it important to have a clean driving record?

As you know having a clean driving record has many advantages, from being able to be employed with a company that requires a clean driving record to operate a company vehicle to having better rates with your car insurance company.

Can you take classes to remove demerit points?

Besides schools specific to taking keeping off a violation and/or points that you were recently cited for, as mentioned above, some states allow for you to take classes to remove demerit points previously put onto your record.

What is the discount for defensive driving?

Taking a defensive driving class can result in a car insurance discount of 5% to 10%. It can also help to remove DMV points from your record and further reduce your insurance costs.

Why do you need to take defensive driving classes?

There are several reasons why you may need to take a defensive driving class. It may be required if you have been picked up for a DUI, you may be hoping to save money on your car insurance premium or maybe you just want to be a safer driver. Here are a few reasons you may want to take a defensive driving course.

How much does defensive driving cost?

While it can vary by course, most defensive driving classes cost between $25 and $100, with the average coming in around $50. Once you have completed the course, you should receive a discount between 5% and 15%, which lasts for three years with most insurers.

What is the best way to get better at driving?

You might want to consider taking a defensive driving class. Taking a defensive driving course can help you become a better driver while also keeping your driving record clean and putting a bit of auto insurance money back in your pocket.

How much does a speeding ticket increase your insurance premium?

According to Eric Madia, auto product vice president for Esurance, "having a speeding ticket can increase your annual premium from 5 to 20%. In some cases, it's a pretty big pop to your insurance premium.".

How to avoid an accident while driving?

Keep your distance: Keeping a safe distance between you and other vehicles is one of the best ways to avoid an accident. Always be aware of vehicles and other obstacles around you and maintain a safe distance. Always expect the unexpected: This is a significant component of defensive driving.

Do insurance companies give discounts on defensive driving?

In most cases, the answer is yes. Insurers often offer defensive driving discounts for drivers who have completed a course, particularly young and older drivers. While it varies by insurer, expect an insurance discount of 5 to 10% for completing a course. The other way a defensive driving course can help you save some money on your insurance is by ...

How to enroll in defensive driving school in South Carolina?

You can enroll in a National Safety Council (NSC) Defensive Driving Course online or in an equivalent course at a local driving school. Generally, a South Carolina DMV approved traffic school will indicate whether it is specifically certified to teach the four-point reduction course.

What is the benefit of taking a defensive driving course in South Carolina?

Taking and completing a defensive driver course can reduce your total number of points, which lowers your risk of a license suspension. If you take a defensive driving course when you have accumulated enough points ...

What is defensive driving in South Carolina?

Defensive Driving in South Carolina. A defensive driving course in South Carolina can benefit motorists in various ways, from reducing points on a driving record to potentially lowering auto insurance costs.

What does a defensive driving certificate of completion mean?

A defensive driving certificate of completion proves that you have done the required coursework for a four-point reduction on your driving record. Be sure to confirm with the school where you take the course as to whether you need to submit this certificate to the DMV or if the school will do it on your behalf.

What is defensive driver school?

Defensive driver school is for fully-licensed drivers to review driving laws and regulations, while driver’s ed is for those who are learning how to drive and are not yet licensed motorists.

How many hours of defensive driving training is required in SC?

The official defensive driving course in SC must be done in person at an approved location. The course requires eight hours of classroom training and can only be taken after points have been added to your driving record in order to then reduce them. This is the only authorized course that is accepted by the DMV for reducing your total of points.

How much does it cost to take defensive driving classes in SC?

However, as a general rule, you can expect to pay between $75 and $100 for these classes, with schedules varying depending on necessity and availability of instructors.