florida which driving course offers the highest percentage insurance discounts

Car insurance discount — Basic Driver Improvement course Also referred to as the 4 hours BDI — after successfully completing a Basic Defensive Driving class, Florida drivers are entitled to up to 10% premium reduction authorized by the state of Florida.

Full Answer

What is the insurance discount for completing the course?

Upon successful completion of the course, the driver can provide the completion certificate to their insurance company for an insurance discount. The amount of the discount is at the discretion of each insurance company and will typically last for three years as long as the driver:

How do I get a Florida auto insurance discount at 55?

Florida drivers ages 55 and older can receive discounted rates on auto insurance by completing a mature driver accident prevention course. You can take the mature driver course online using your computer, tablet or smartphone.

Is a mature driver course from another state valid in Florida?

Yes, MatureDriverCourse.com also offers auto insurance discount courses for California, New Jersey, Tennessee and Virginia residents. If you live in a different state, check with your DMV to find out if an applicable discount course is available. Is a Mature Driver Course Certificate from Another State Valid in Florida?

Is the course approved by the Florida Department of Highway Safety?

Yes, the course provided by MatureDriverCourse.com is approved by the Florida Department of Highway Safety and Motor Vehicles (FLHSMV). How Long Does It Take to Complete?

Does taking drivers ed reduce insurance in Florida?

Similar to the student discount, taking drivers education courses can significantly lower teen car insurance rates in Florida. Insurance companies believe that the more knowledge you have, the better driver you will be on the road.

How do I get 10% off my car insurance?

One way to receive a discount of up to 10% is to enroll in a drivers education or a defensive driving course. A drivers education course is especially important in the case of teen drivers or others who may expect high insurance premiums. Senior drivers also may have the option of taking a refresher course.

How much is mature driver discount?

15%You can save up to 15% on your auto insurance premium as a mature or senior California driver, but exactly how much you save will depend on your insurance company, your driving record, and other factors. Please check with your insurance agent to determine your eligibility as a mature or senior driver.

Does Florida offer defensive driving discounts?

Florida Defensive Driver Discounts & Courses Florida drivers could save up to 10% on applicable coverages by completing an approved defensive driving course.

How do I get more insurance discounts?

Listed below are other things you can do to lower your insurance costs.Shop around. ... Before you buy a car, compare insurance costs. ... Ask for higher deductibles. ... Reduce coverage on older cars. ... Buy your homeowners and auto coverage from the same insurer. ... Maintain a good credit record. ... Take advantage of low mileage discounts.More items...

What GPA do you need for insurance discount?

3.0Car insurance companies may consider you a good student if you can show one of the following: Good grades: Depending on your insurance company, you may need a grade average of B or a GPA of 3.0. Good standardized test scores: You'll have to show your insurance company your test scores on the SAT, ACT, or PSAT.

What is mature driver course?

Mature driver improvement courses are designed for drivers 55 and older and provide instruction on: Defensive driving. California motor vehicle laws. Updates on rules of the road. The effects that medication, fatigue, alcohol, visual, or auditory limitations have on a person's driving ability.

How much is mature driver discount progressive?

10%CA Mature Driver Discount ListInsurance Co.Discount%Allstate10%Progressive10%Geico5%-10%9 more rows

What is CSAA mature driver discount?

But if you're a California driver age 55 and older, there's a great way to lower your insurance bills. Our online Mature Driver Course is easy, inexpensive and designed specifically for older drivers – and you can save up to 5% on your insurance rates by taking it.

Does Florida offer defensive driving course?

Florida Basic Driver Improvement, also known as Traffic School or Defensive Driving, is a 4 hour course which motorists can take when issued a traffic citation, when required by the courts, or to get an insurance discount (at the discretion of the insurance company).

How long is Florida Mature Driver course?

six hoursHow Long Does It Take to Complete? The course takes six hours to complete. You can work on the course over multiple sessions, logging on and off as needed.

What is the easiest defensive driving course online?

#1: iDriveSafely iDriveSafely is my top recommended easiest online traffic school for 2022. They've been around since before online traffic school even existed.

Overview

Take this course if you are under the age of 55 and want to get a discount on your auto insurance.

Florida Defensive Driving Course for Insurance Discount

Many insurance companies offer drivers discounts on auto insurance premiums if drivers complete a defensive driving course. However, not all do. Moreover, insurance companies vary in the nature and amount of the discount. Therefore, it is prudent to check first with your insurance company.

What is a Defensive Driving Course?

A defensive driving course provides instruction on techniques for driving safely on America's roads. It usually is a 4-hour course that can be completed online or in a classroom. A driver who completes the course is awarded a certificate of completion, which is typically delivered via email or printed directly online.

Safe2Drive's Defensive Driving Course for Auto Insurance Discounts

Safe2Drive offers a defensive driving course for drivers who are seeking a discount on their auto insurance premium. The course is self-paced and covers topics that include the following:

Purpose of Insurance Discount Class

Florida Safety Council Traffic School offers this insurance discount course designed for drivers age 55 and older to review defensive driving techniques; the effects of aging on driving; how to compensate for the physical and mental changes; and traffic law review. The FL DHSMV has approved this course for a three (3) year auto insurance discount.

Insurance Discount Class Goal

The goal of the insurance discount class is to help mature drivers within the state of Florida maintain their safe and defensive driving skills, obtain auto insurance discounts, understand their abilities and learn techniques to compensate for changes. Also provides defensive driving training for court-ordered seniors.

Insurance Discount Course Content

Physical effects of aging and medications on driving ability and reaction time.

Insurance Discount Course Availability

Insurance Discount Classes are offered regularly throughout Florida in Brevard, Lake, Orange, Osceola, and Seminole Counties.

Defensive driving course insurance discounts for drivers over 55

The Florida Department of Highway Safety and Motor Vehicles (HSMV) offers a specific type of driving course to help older drivers land an insurance discount. It’s called the mature driver discount and to get it, you need to be over 55 and complete a course from an HSMV-approved provider.

Driving courses to avoid insurance rate hikes after a ticket

While the mature driving course is technically the only way to land a discount, you do have another option to keep your premiums as low as possible.

Purpose of Insurance Discount Class

Florida Safety Council Traffic School offers this insurance discount course designed for drivers age 55 and older to review defensive driving techniques; the effects of aging on driving; how to compensate for the physical and mental changes; and traffic law review. The FL DHSMV has approved this course for a three (3) year auto insurance discount.

Insurance Discount Class Goal

The goal of the insurance discount class is to help mature drivers within the state of Florida maintain their safe and defensive driving skills, obtain auto insurance discounts, understand their abilities and learn techniques to compensate for changes. Also provides defensive driving training for court-ordered seniors.

Insurance Discount Course Content

Physical effects of aging and medications on driving ability and reaction time.

Insurance Discount Course Availability

Insurance Discount Classes are offered regularly throughout Florida in Brevard, Lake, Orange, Osceola, and Seminole Counties.

How long is the mature driver course?

MyInsuranceDiscount.com's Mature Driver Course is 6 hours in length including six 10 minute breaks. You may take the course all at once or over several days or even weeks. It's your choice! After completion, of course, we will issue a state certified certificate for you to turn into your insurance company to receive your discount for a three year period.

What are the requirements for a Florida driver's license?

Florida Mature Driver Course Requirements 1 55 years of age or older ** with Florida Driver's License 2 * Geico Insured Drivers are eligible to receive a rate reduction at age 50. 3 Internet Access 4 No personal computer required; use library computer, Kinkos, work, etc. 5 We encourage you to call your insurance company to determine how much they discount your policy for completing the accident prevention course for experienced drivers (typically 5-15%).

How long does the insurance premium reduction last?

The premium reduction is effective for 3 years provided that you are (1) Not involved in an accident for which you are at fault and (2) Not convicted of or plead guilty or nolo contendere to a moving violation.

How to get a discount on driving license in Florida?

You will receive a certificate via email when you finish the course. To get your discount, contact your insurance company and provide the certificate. If you maintain a safe driving record, Florida law mandates that your insurance provider must grant you a discount.

How old do you have to be to get Florida car insurance?

Florida drivers ages 55 and older can receive discounted rates on auto insurance by completing a mature driver accident prevention course. You can take the mature driver course online using your computer, tablet or smartphone.

How long does a no contest insurance discount last?

The insurance discount generally lasts three years. However, you will lose the discount if you: Plead guilty or no contest (nolo contendere) to a moving violation. When your discount expires, you can take the course again and request another discount from your insurance company.

What are the topics covered in the course?

Topics covered in the course include current traffic laws, defensive driving techniques and factors that can impact your driving abilities . You are required to complete lesson quizzes and pass an exam to receive your certificate of completion.

Is the mature driver course available in other states?

Is the Mature Driver Course Offered in Other states? Yes, MatureDriverCourse.com also offers auto insurance discount courses for California, New Jersey, Tennessee and Virginia residents.

What is the class E test in Florida?

The Department of Highway Safety and Motor Vehicles (FLHSMV) uses a web-based application for the administration of Class E Knowledge and Driving Skills Exams called the Automated Driver License Testing System (ADLTS). ADLTS is used by Florida driver license offices and tax collector offices offering driver license services, as well as third party administrators. Businesses who wish to conduct Third Party Class E Driver License Testing in Florida can find information here on how to administer Class E Knowledge and Skill Exams.

What is a DUI program?

DUI programs are required to provide education, psycho-social evaluation and treatment referral services to DUI offenders to satisfy judicial and driver licensing requirements. If you or a loved one has received a DUI, knowing your options and your responsibilities is crucial.

What is ADLTS in Florida?

ADLTS is used by Florida driver license offices and tax collector offices offering driver license services, as well as third party administrators. Businesses who wish to conduct Third Party Class E Driver License Testing in Florida can find information here on how to administer Class E Knowledge and Skill Exams. Read More →.