does it worth to take online accident course in nyc how much

by Kiley Vandervort 6 min read

Is there an online accident prevention course in New York?

*New York drivers of all ages can now complete our 100% online, New York DMV-approved Accident Prevention course to receive a 10% reduction on the base rate of your liability, no-fault and collision insurance premiums for 3 years.

How much does a driving course cost in New York?

The best cheap defensive driving course is offered by New York Safety Program for $23.95. The cost of the listed providers below range from $23.95 to $49.95. There are eight providers that offer defensive driving courses for under $30. Some organizations provide courses exclusively for their employees and members.

Are online New York insurance reduction courses worth it?

The online New York insurance reduction courses are typically faster, cheaper, and to be blunt… less painful than the classroom options (let’s face it, taking an online driving course isn’t exactly a fun way to spend your time). With that said, it’s totally worth it.

Why take a New York State Traffic Law course?

Unlike some general driving courses you may come across, ours is specific to New Yorkers and focuses on New York state traffic laws – it helps drivers to develop safe driving techniques as well as avoid and prevent accidents. Life is busy enough without one more thing to drive to and sit through – not to mention paying for gas and parking.

How much is NY defensive driving course?

The best cheap defensive driving course is offered by New York Safety Program for $23.95. The cost of the listed providers below range from $23.95 to $49.95. There are eight providers that offer defensive driving courses for under $30....Best cheap defensive driving courses in New York.ProviderCostEmpire Safety Council$44.95I Drive Safely$48.9510 more rows•Nov 16, 2021

Which online defensive driving course is best in NY?

#1: iDriveSafely iDriveSafely is certified as a New York online defensive driving course for point reduction and insurance discounts, including for I-PIRP. This is without a doubt, the highest quality course available in New York for 2022.

How long is the NY accident prevention course?

6-hourThe New York Accident Prevention Course, also commonly referred to as the New York Internet Point and Insurance Reduction Program (IPIRP), is a 6-hour course designed to help New York drivers stay safe on the road and prevent crashes.

Can you take a defensive driving course online NY?

You can go through the defensive driving New York online, at your own pace, any day or time you want. You can also leave the NY defensive driving course at any time and continue later from where you left off. New York Safety Program is approved by the New York State DMV to offer NY defensive driving online.

How long does the NYS online defensive driving course take?

320 minutesNew York Defensive Driving Courses take 320 minutes to complete, as mandated by the state of New York. Since this course is 100% online you do not need to complete it all at once - you may log out and in as often as you need during the 30 day period you have to complete the course.

How much is a 6 hour defensive driving course in NY?

Resources. The 6-Hour New York Point & Insurance Reduction Course is only $19.95.

Can you take the NYS 5 hour course online?

Yes. New York drivers can complete our 5-Hour Pre-Licensing course in Spanish and 100% online.

Which online defensive driving course is best?

#1 Defensive Driving Course ProviderIDriveSafely is one of the oldest defensive driving brands in the business. ... IDriveSafely.com has an A+ rating with the Better Business Bureau (BBB). ... Take an IDriveSafely Course.Take a DriversEd.com Course.Take a MyImprov Course.Take ApprovedCourse Defensive Driving.More items...•

How can I reduce points on my license in NY?

You can remove points on license in NYS by taking a DMV-approved Point and Insurance Reduction Program (PIRP) course. Attending a NY defensive driving school will not only prevent you from having your license suspended, but will also help you save 10% on your auto insurance premiums in the future.

Is defensive driving course good?

The short answer is yes, defensive driving courses are worth the money. Defensive driving courses give drivers a new perspective on viewing the road. They help drivers identify dangerous situations before they unfold. Defensive drivers can determine and mitigate risky behavior from other drivers.

What is the easiest online defensive driving course?

#1: iDriveSafely iDriveSafely is my top recommended easiest online traffic school for 2022. They've been around since before online traffic school even existed.

How long points stay on license NY?

Once 18 months have passed from the violation date, the points for that violation no longer count toward your total. However, the points remain on your driving record as long as the conviction remains on your record and may be used by your insurance company to increase premiums.

How to get points removed from driving record in New York?

In order to have points removed from your New York driving record or qualify for your mandatory insurance discount, you must sign up for an approved I-PIRP course. If you sign up for any online driving school without verifying it is an approved course in New York, you will end up wasting a lot of time and money.

How often do you take a traffic school?

The course can be taken every 18 months for point reduction and every 36 months for insurance reduction.

What is iDriveSafely NY?

iDriveSafely is certified as a New York online defensive driving course for point reduction and insurance discounts, including for I-PIRP. This is without a doubt, the highest quality course available in New York for 2021. This company has been around for over 20 years with more than 5,000,000 people who have completed the course already. They offer 24/7 customer support and they’ve maintained an A+ rating with the Better Business Bureau. Since they are so big and have been around for so long, they’ve got money to pay programmers to keep the course updated and modern.

What happens if you fail a final exam?

If you fail it one time, you are normally allowed a second chance. If you don’t pass the second time, you will not receive credit for the course and you will not receive point reduction or an insurance rate reduction. Once again, I must stress that you should pick from one of my recommended schools!

How many times can you log in to a course?

Yes, you may log in and out as many times as you’d like and your place will be saved. The only requirement is that you complete the course within 30 days of your registration date.

Is NY online defensive driving allowed?

Unlike in many other states, each New York online defensive driving is allowed to set their own pricing. New York is one of the few states that doesn’t highly regulate pricing, so you may find large price differences between various schools.

Do you have to have a certificate to take defensive driving course in New York?

No, once you complete a New York online defensive driving, they will mail you a certificate. In order to qualify for the mandated 10% discount, you need to present the certificate and notify your insurance company that you completed an I-PIRP course.

How much is defensive driving course?

With that said, it’s totally worth it. The course will cost about $50 to take it online and will take 6 hours of your time. Let’s do some math here. If your auto insurance premium is $100 per month and you get a mandatory 10% discount by going through a defensive driving course, you will save about 10 bucks each month. The discount is good up to 36 months, which means you save $360. Take out your initial $50 course fee and you’ve netted yourself $310 in savings. This might not seem like a ton of money to many people, but if you were offered a super easy job that paid $51.66 per hour and would net you $310 after 6 hours of your time, would you pass it up? I mean, you don’t even have to leave the house!

How long is the IPIRP course?

How Long Will It Take? The state of New York requires that all New York Insurance Reduction courses, otherwise called IPIRP (Internet Point And Insurance Reduction Program) are 6 hours in duration.

Can everyone on my insurance get a discount?

Can Everyone On My Policy Get The Discount? While this will depend on your specific insurance carrier / policy, generally only the primary driver of the vehicle is eligible for the discount. You may be able to obtain discounts on other vehicles if you are not listed as the primary driver.

Do courses have timers?

Do The Courses Have “Course Timers” On Them? Unfortunately, yes. This is a requirement by the state of New York, so any legitimate course will have a course timer.

Is insurance reduction online?

While there are some classroom based insurance reduction courses available in classrooms, the vast majority of people prefer to take the online option. The online New York insurance reduction courses are typically faster, cheaper, and to be blunt… less painful than the classroom options (let’s face it, taking an online driving course isn’t exactly a fun way to spend your time).

What is the cheapest defensive driving course in New York?

The cheapest defensive driving course in New York is offered by New York Safety Program for $23.95. Defensive driving courses can be taken online or in a classroom and can help New Yorkers refresh their memory on driving laws and reduce up to four points on their driver’s license.

How often do you get a 10% discount on auto insurance in New York?

Auto insurance discount in New York: Drivers will receive a 10% reduction on the liability, no-fault and collision portions of insurance every year for three years after the completion of the course . The same PIRP course has to be retaken every three years to renew the insurance reduction. Once the driver has a certificate of completion, he or she must send a copy of the certificate within the first 90 days of registration to the insurer or agent to get the 10% discount on their car insurance .

What is the point reduction program in New York?

In order to receive the point reduction and lower your NY auto insurance costs, drivers must complete a Defensive Driving Course or an Accident Prevention Course that is approved by the state of New York’s Point & Insurance Reduction Program (PIRP) or Internet Point & Insurance Reduction Program (IPIRP). The course provides an opportunity to learn techniques to be a safe driver and can result in the following:

How long is a defensive driving class?

Whether you take the defensive driving course online or in person, classes are required to be at least a total of 320 minutes long. Online classes can be taken whenever is most convenient for the driver. In a classroom setting, the 320 minutes can be taken in one daytime session or split into two evening sessions.

How many points can you get from defensive driving?

Taking a defensive driving course before getting 11 points is one way to keep more breathing room on your record. Upon completion, drivers can get rid of up to four points from violations over the last 18 months. Most organizations will send a copy of the certificate to the DMV after graduation to facilitate the deduction.

Do defensive driving classes have a final exam?

Most of the online and in-person classes do not have a final exam and are graded based on completion or attendance. You can sign up for a defensive driving course on the company's website.

Does Nassau County Police Department offer free defensive driving classes?

Some organizations provide courses exclusively for their employees and members. Before registering for a class, talk to your employer to see whether they provide — or offer discounts on — these courses. For example, the Nassau County Police Department and the NYS Department of Transportation provide free defensive driving classes just for their employees.

Am I eligible for the insurance discount?

Eligibility requirements vary. Check with GEICO to determine whether you are eligible to receive a premium reduction by completing this online accident prevention course.

How do I know I qualify for point reduction?

You must have received points on your license within 18 months before course completion. Points for earlier or future violations are not affected. This course will reduce your point total by up to four points, depending on when the points were assessed. Once you complete the course, we will notify the New York DMV.

Is this course approved?

This course was the first online course approved by the New York State Department of Motor Vehicles and is provided to you by the American Safety Council (Sponsoring Agency 029).

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