defensive driving course, which guarantees a 10% discount on your car insurance for 3 years

by Jaiden Hodkiewicz 6 min read

If you have had a clean driving record for 3 years, you may take the 6-hour Defensive Driving Program to receive a 10% -20% discount on your auto insurance premium. The insurance discount percentage is determined by your insurance company. Defensive Driving is a 1 day course held on Thursday from 3pm-10pm or Sunday from 9am-4pm.

New York DMV allows motorists to take a defensive driving course for not only traffic point reduction, but also a 10% car insurance discount. This rate decrease is mandatory and will last you 3 years.

Full Answer

Do insurance companies offer a defensive driving course discount?

Many insurance companies offer a defensive driving course discount. The discount amount will vary by insurer, but in most cases, it ranges from 5 to 15%. Always check with your insurer to see if they offer a defensive driving discount and ask for a list of approved schools.

What are the benefits of defensive driving courses?

Groups such as AARP, AAA and the Safety Council offer defensive driving courses for both older and young drivers. Defensive driving courses also help drivers to remove DMV points from their driving record and thereby resulting in decreased insurance rates.

How much does it cost to take a defensive driving course?

Defensive driving courses for GEICO customers are $14.50 and a nearly 50% discount from full price Qualifying participants must be at least 50 years of age and register for the program voluntarily We all know that driving a vehicle can be an intimidating experience. Despite that, it’s something most of us can’t avoid.

How much is a 5% insurance discount for older drivers?

Most insurers offer a 5 percent discount in most states, but the amount can reach up to 10 percent with some. The classes are often sponsored by such groups as AARP, AAA and the Safety Council to encourage better motoring for both older and younger drivers.

Which online defensive driving course is best?

#1 Defensive Driving Course ProviderIDriveSafely is one of the oldest defensive driving brands in the business. ... IDriveSafely.com has an A+ rating with the Better Business Bureau (BBB). ... Take an IDriveSafely Course.Take a DriversEd.com Course.Take a MyImprov Course.Take ApprovedCourse Defensive Driving.More items...•

Which online defensive driving course is best in NY?

#1: iDriveSafely iDriveSafely is certified as a New York online defensive driving course for point reduction and insurance discounts, including for I-PIRP. This is without a doubt, the highest quality course available in New York for 2022.

How much is NY defensive driving course?

The best cheap defensive driving course is offered by New York Safety Program for $23.95. The cost of the listed providers below range from $23.95 to $49.95. There are eight providers that offer defensive driving courses for under $30....Best cheap defensive driving courses in New York.ProviderCostEmpire Safety Council$44.95I Drive Safely$48.9510 more rows•Nov 16, 2021

How long is NY defensive driving course?

320 minutesThe classroom course is 320 minutes long. It is presented in one or more sessions. The course must include essential information about traffic safety. It must cover these and other topics: driver attitude and behavior, defensive driving techniques, and the Vehicle & Traffic Law.

Can you take a defensive driving course online NY?

You can go through the defensive driving New York online, at your own pace, any day or time you want. You can also leave the NY defensive driving course at any time and continue later from where you left off. New York Safety Program is approved by the New York State DMV to offer NY defensive driving online.

What is the easiest defensive driving course online?

#1: iDriveSafely iDriveSafely is my top recommended easiest online traffic school for 2022. They've been around since before online traffic school even existed.

Can you take the NYS 5 hour course online?

Yes. New York drivers can complete our 5-Hour Pre-Licensing course in Spanish and 100% online.

How much is a 6 hour defensive driving course in NY?

Resources. The 6-Hour New York Point & Insurance Reduction Course is only $19.95.

How often can you take defensive driving course in NY?

once every 36 monthsYou may take the course once every 36 months to keep your insurance reduction benefits.

Is a defensive driving course mandatory in NY?

Our New York defensive driving course is required by the state to meet a 6-hour length requirement.

How many blocks is 15 seconds?

Allow enough space between you and the vehicle ahead to give yourself an “out.” Mistakes cause collisions. In the city, 10–15 seconds is about one block. On the highway, 10–15 seconds is about a quarter of a mile.

How many modules are in NYS defensive driving course?

4 modulesDesigned to be straight-forward, the course consists of 4 modules and upon completion, your certificate is sent directly to you via fist class mail. Taking this course will give you the benefits of point and insurance reduction as well as providing you with valuable skills to remain safe while driving.