Benefits include wage replacement, payment for medical care, and, where necessary, medical and vocational rehabilitation assistance in returning to work.
To qualify for workers' compensation benefits, the employee must be injured while working within the scope of the job description, be injured while performing a service required by the employer, or develop a disorder that can be directly linked to employment, such as asbestosis or mercury poisoning.
Typically, if more than one workers compensation policy covers the same injury, the other insurance provision of a workers compensation policy says the payments will be: A. determined by federal statute
B. State laws require workers compensation payments as stipulated in each state statue C. The workers compensation system is considered a form of no-fault insurance D. In most jurisdictions, the workers compensation system has eliminated the need for employers liability insurance D