aarp safe driving course how long is it good for an insurance discount?

by Miss Liana Boyle 4 min read

three years

Full Answer

Does AARP offer an online course for an auto insurance discount?

For AARP members with Hartford Insurance: AARP Auto Insurance from the Hartford recognizes the online course for an auto insurance discount in eligible states. Please contact your agent for details. When will I receive my certificate?

How long has AARP Driver safety helped drivers?

For more than 40 years, AARP Driver Safety has helped drivers improve their skills. Now we need you Start Getting Your Member Benefits Today!

How much does the AARP Driver safety course cost?

How Much Is the AARP Driver Safety Course? The costs for defensive driving courses can vary. Generally, they are around $15 to $100 and completing these courses gives you a three-year premium discount. How Long Is the Driver Safety Course Good For?

How long is the AARP auto and home insurance program valid?

This course is typically valid for two to three years. This depends on the state you live and drive in. ** Automobile/Homeowners discount is available only to policyholders who have both their auto and home (or condo or renters) insurance through the AARP Auto & Home Insurance Programs from The Hartford.

How long is the AARP driver safety course good for in California?

two to three yearsA course completion certificate is valid for two to three years, depending on your state's regulations (check with your auto insurance agent for details regarding your discount).

How long is AARP smart driver course good for in Georgia?

If it has been longer than three years, you must retake the course.

What is mature driver discount?

Mature Driver Discount, Safe Driver Discount, and Defensive Driver Discount are common names used by different insurance companies to describe the senior auto insurance discount a person 50 years of age or older receives after they complete a Mature Driver Improvement Course.

What is the easiest defensive driving course online?

#1: iDriveSafely iDriveSafely is my top recommended easiest online traffic school for 2022. They've been around since before online traffic school even existed.

How long do points stay on your license in GA?

two yearsIn Georgia, points remain on a driver's record for two years. However, they drop off at the two-year mark from the exact date each point was added. That means if you receive more than one ticket at different times, some points may come off sooner than others.

How many points does a defensive driving course take off in GA?

seven points"If you have points on your license, going to a defensive driving course can erase seven points from your license," says Kirk Brisette, Ph. D., CEO and co-founder of DriveSmart Georgia. "This can only happen once every five years.

How long is the insurance discount valid after taking the initial Mature driver Improvement Course?

three yearsCalifornia Mature Driver Discount Questions According to California law, your car insurer is mandated to provide you a discount for three years if you have successfully completed a mature driver improvement course.

What is a mature driver in insurance?

What is a Mature Driver Discount? Mature drivers, 55 or older, who successfully complete an approved Driver Improvement Course in California can qualify for a discount on their auto insurance premiums for a period of 3 years.

What does mature driver mean?

Mature driver improvement courses are designed for drivers 55 and older and provide instruction on: Defensive driving. California motor vehicle laws. Updates on rules of the road. The effects that medication, fatigue, alcohol, visual, or auditory limitations have on a person's driving ability.

What is the cheapest fastest traffic school online?

Comparing The Top 5 Cheapest Online Traffic Schools In 2022Go To Traffic School. ... iDriveSafely. ... Improv Traffic School. ... Aceable. ... DriversEd.com.

What is the best online defensive driving course to take?

#1 Defensive Driving Course ProviderIDriveSafely is one of the oldest defensive driving brands in the business. ... IDriveSafely.com has an A+ rating with the Better Business Bureau (BBB). ... Take an IDriveSafely Course.Take a DriversEd.com Course.Take a MyImprov Course.Take ApprovedCourse Defensive Driving.More items...•

What is the difference between home study and Internet traffic school?

Traffic School is typically offered in three different ways: An online course you can take from home (the best option) A classroom-based course you need to physically attend (typically takes 8 hours) A home-study course with a physical booklet (requires the purchase of extra materials)

Is taking a course cost effective?

Taking the course is convenient and cost-effective. Stay safe and you may save some money along the way.

Does AARP call you for credit card information?

ALERT: Be aware of phishing scams. AARP Driver Safety will never call or email you for credit card information to process refunds or to look up account information.

Does AARP Smart Driver offer discounts?

When you take the AARP Smart Driver™ online course, you could be eligible for a multi-year discount on your auto insurance.* Plus safer driving can save you more than just money. The course teaches proven driving techniques to help keep you and your loved ones safe on the road.

Which browsers are compatible with AARP Smart Driver?

Edge, Firefox, and Google Chrome (The AARP Smart Driver online course is compatible with the current and previous version of each browser above.)

What is the cost of the course, and how do I pay?

The AARP Smart Driver™ online course is $ {memberPrice} for AARP members and $ {nonMemberPrice} for non-members. You may make your payment online using any major credit card through our secure server.

Is this online version of the AARP Smart Driver course narrated or just text?

The online version of the AARP Smart Driver™ course is professionally narrated . The course contains both videos and graphic illustrations of the concepts being taught.

Will I get an auto insurance discount for completing the course online?

Some states have a law that mandates that insurers must provide an automobile insurance discount for anyone completing an approved driver improvement course. Specific state insurance laws vary and individual states may place additional restrictions on eligibility for automobile insurance reductions or discounts. In some states, separate rules may apply to online driver improvement courses. Please consult your insurance agent for applicability in your state.

When will I receive my certificate?

Your Certificate of Completion will be immediately available for download in PDF format at the conclusion of the course. If you would like to receive a hard copy of your certificate in the mail, you may select your desired shipping method and pay the corresponding fee. (Standard U.S. Mail, FedEx 2Day, Standard Overnight, Priority Overnight.)

Is the Smart Driver™ course the same as the "55 Alive" course?

As rules of the road have changed over the years, so has this course. When AARP began this program in 1979, it was referred to as "55 Alive." But, over time – and with the development of new content – we felt the name "Smart Driver" was more appropriate, so a change was made.

What happens if I get disconnected?

If you get disconnected from your Internet provider for any reason, simply reconnect and log back in to aarpdriversafety.org and start your course again. You can continue the course from where you left off.

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For more than 40 years, AARP Driver Safety has helped drivers improve their skills. Now we need you

How long does it take to get an AARP driver safety certificate?

To get the AARP driver safety course insurance discount (up to 15%), pay $21.95 to enroll in the AARP SmartDriver course online, complete the course within 60 days and pass the final test. The online course takes four to eight hours to complete, depending on the state. AARP then provides an electronic certificate that can be sent ...

How much does defensive driving cost?

Class prices can vary widely, but most online defensive driving courses cost between $20 and $40. Defensive driving classes focus on avoiding collisions and handling challenging situations on the road.

What is the best alternative to AAA?

The best alternative to AAA roadside assistance is a motor club membership with Better World Club, Good Sam Club, or Allstate Motor Club. Another good alternative to AAA is purchasing a roadside assistance add-on from a traditional car insurance company, especially an insurer that offers multiple plans.

How much is roadside assistance from Verizon?

Roadside assistance from Verizon. $59.88 per year for each enrolled phone line. AAA costs vary by region, and each level of membership comes with different benefits. Roadside assistance from an insurance company is usually less expensive than AAA, but it often provides less coverage.

Does AARP offer discounts for driving online?

The District of Columbia and 23 states require insurance companies to provide a discount to drivers of a certain age who complete an approved driving course online. Another 13 states require the discount for classroom courses, too, but AARP has cancelled all of its classroom courses through 2020 due to the coronavirus pandemic.

Does Progressive offer discounts for homeowners?

Students, homeowners, and even expensive-to- insure teens can also get discounts. Plus, Progressive rewards customer loyalty with discounts for insuring more than one car or getting multiple policies, like home and auto. Progressive is ranked 17th for the cheapest car insurance according to WalletHub's 2021 review.

Does AARP give you a discount?

Some insurance companies will provide a discount even if it’s not required by law in your state, since drivers who have completed a driver safety course are considered lower risk. But even if you don’t receive an insurance discount, taking an AARP driver safety course can help decrease your insurance costs in the long run if it makes you ...

How long do you have to be at fault to qualify for safe driver discount?

To qualify for safe driver discounts that will reduce your costs, you’ll typically need to have no collisions or at-fault accidents for at least five years. You’ll also need to be violation free. Without accident free driving during this time, you may not qualify for these benefits.

How many years of driving do you need to qualify for a good driver's discount?

How to Qualify for a Good Driver Discount. Typically, insurance companies require you to have five years of safe driving to qualify for auto discounts. However, not all companies offer the same benefits.

How much does RecoverCare pay for?

RecoverCare: With this benefit, you can get up to $2,500 to pay for transportation, cooking, cleaning and other help you may need if you’re injured in a car accident. §

Can you get discounts on AARP?

With the AARP ® Auto Insurance Program from The Hartford, 1 you can get car insurance discounts for being a safe driver. For example, you can get discounts if your car: Has more than one airbag. Is a hybrid or electric vehicle.

How much does it cost to take defensive driving classes?

The costs for defensive driving courses can vary. Generally, they are around $15 to $100 and completing these courses gives you a three-year premium discount.

Can you get a discount for having a claim free history?

So, depending who your insurance provider is, you may not receive good driver discounts that reward you for having a claims-free history. To find out what car insurance companies offer, contact your representatives or agents directly.

Does a collision deductible decrease over time?

Disappearing deductible: Your collision deductible on your car will be reduced over time, as long as you keep a clean driving record.

How much discount do you get for defensive driving in Pennsylvania?

In Pennsylvania, to get up to a 10 percent discount, you have to voluntarily complete a defensive driving course meeting the standards established by the PA Department of Transportation.

How much can you save on defensive driving in Florida?

Florida drivers can save up to 10 percent on applicable coverages by voluntarily completing a defensive driving course which meets the standards established by the Florida Department of Highway Safety and Motor Vehicles. Online defensive driving course offered by both the National Safety Council and the American Safety Council (United Safety Council) will work in FL.

How much is the Geico discount?

In general, Geico offers a 5 percent to 15 percent discount to policyholders who successfully complete a driver improvement or defensive driver class and meet certain other requirements. In most states, you must be 50 or 55 years of age before the discount can be applied for taking a driver safety class. AAA and AARP courses are accepted by Geico ...

How much is a PA driver's discount?

In Pennsylvania, to get up to a 10 percent discount, you have to voluntarily complete a defensive driving course meeting the standards established by the PA Department of Transportation. Many auto insurance companies also offer a good driver discount that you might qualify for.

Can you get a discount on Geico?

Answer: You can only get one discount at a time for taking a driver improvement course or defense driving class with Geico or other car insurance companies. If the discount period for taking an AAA driver improvement course is over and you want to retain that discount, then you will need to check with your Geico agent to see if ...

Does Geico offer AARP discount?

The driver improvement courses accepted by Geico for a discount vary by state.