aarp driver safety course lowers ins rates for how long

by Richard Murphy 8 min read

Full Answer

How long has AARP Driver safety helped drivers?

For more than 40 years, AARP Driver Safety has helped drivers improve their skills. Now we need you Start Getting Your Member Benefits Today!

Can AARP’s Smart Driver course reduce your insurance bill?

Take AARP’s Smart Driver course from the comfort of home, and you could reduce your insurance bill Nicer weather means that you and others could be driving more. How to stay safe For more than 40 years, AARP Driver Safety has helped drivers improve their skills. Now we need you

How long is the AARP smart driver™ online course?

The AARP Smart Driver™ online course is six (6) hours in length. You may complete the course all in one sitting or you can choose to complete the course at your own pace, logging on and off at your convenience. The course will automatically keep track of your progress so that when you log back on, your course will resume from where you left off.

Why take a defensive driving course with AARP?

Our defensive driving course teaches evidence-based strategies to keep you safe behind the wheel. Refresh your driving skills and you could save on auto insurance When you take the AARP Smart Driver™ online course, you could be eligible for a multi-year discount on your auto insurance.* Plus safer driving can save you more than just money.

How long is the AARP driver safety course good for in California?

The Mature Driver Improvement Certificate you receive after completing the AARP Smart Driver Course is good for a period of three (3) years from the date you completed the course.

How long is AARP smart driver course good for in Georgia?

If it has been longer than three years, you must retake the course.

Does a defensive driving course lower insurance in Florida?

Also referred to as the 4 hours BDI — after successfully completing a Basic Defensive Driving class, Florida drivers are entitled to up to 10% premium reduction authorized by the state of Florida. Your provider will issue a course-completion certificate, which will qualify you to enjoy your insurance discount.

What is smart driver discount?

SmartRide rewards drivers who drive fewer miles SmartRide, a usage-based insurance program, gives you personalized feedback to help you manage your mileage so you get a discount based on the miles you actually drive. You'll earn an instant 5% discount when your sign up.

How many points does a defensive driving course take off in GA?

seven points"If you have points on your license, going to a defensive driving course can erase seven points from your license," says Kirk Brisette, Ph. D., CEO and co-founder of DriveSmart Georgia. "This can only happen once every five years.

How long do points stay on your license in GA?

two yearsIn Georgia, points remain on a driver's record for two years. However, they drop off at the two-year mark from the exact date each point was added. That means if you receive more than one ticket at different times, some points may come off sooner than others.

Does Florida offer defensive driving discounts?

Florida Defensive Driver Discounts & Courses Florida drivers could save up to 10% on applicable coverages by completing an approved defensive driving course.

How long is Florida Mature Driver course?

six hoursHow Long Does It Take to Complete? The course takes six hours to complete. You can work on the course over multiple sessions, logging on and off as needed.

What is defensive driving course?

With defensive driving classes, individuals learn to improve their driving skills by reducing their driving risks. Driving risks are reduced by anticipating situations and making safe well-informed decisions. Defense driving courses involves a lot training on tactical decision making to avoid road accidents.

What does Platinum level mean with Progressive?

Platinum, Progressive's invitation-only preferred home and auto bundle program, is many things: it's higher commission, a full suite of Progressive products, and access to business-building benefits like lead-generation tools and marketing services.

Is Progressive Insurance Good?

Progressive is rated No. 8 on our list of the Best Car Insurance Companies of 2022, and many drivers may be able to find better coverage elsewhere.

How much is Progressive multi policy discount?

Progressive's multi-policy discount is 5% off one of the policies' premiums, on average. Customers can earn the Progressive multi-policy discount by bundling any combination of two or more insurance policies from Progressive, such as auto, home, renters, boat, motorcycle and RV insurance policies.

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Refresh Your Skills Online

Take AARP’s Smart Driver course from the comfort of home, and you could reduce your insurance bill

Avoid Distracted Driving

Nicer weather means that you and others could be driving more. How to stay safe

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For more than 40 years, AARP Driver Safety has helped drivers improve their skills. Now we need you

What is the cost of the course, and how do I pay?

The AARP Smart Driver™ online course is $ {memberPrice} for AARP members and $ {nonMemberPrice} for non-members. You may make your payment online using any major credit card through our secure server.

How long is this course? What if I cannot finish it in one sitting?

The AARP Smart Driver™ online course is six (6) hours in length. You may complete the course all in one sitting or you can choose to complete the course at your own pace, logging on and off at your convenience. The course will automatically keep track of your progress so that when you log back on, your course will resume from where you left off.

Can I start the online version of the AARP Smart Driver course at one location and continue at another?

If you started the course at a computer in one location and want to continue at another, simply log in using your username and password. The online version of the AARP Smart Driver™ course is designed to be convenient. You may take the course at any time from any location on a computer with an Internet connection.

Is this online version of the AARP Smart Driver course narrated or just text?

The online version of the AARP Smart Driver™ course is professionally narrated. The course contains both videos and graphic illustrations of the concepts being taught.

Quizzes and Exams: Will those be recorded and graded? Can I fail the course?

While there are a number of quizzes contained in the course, they are not graded and will not prevent you from moving forward through the course. However, the quiz results are recorded and shown to you to ensure you are progressing and learning the material presented in the course.

Will I get an auto insurance discount for completing the course online?

Some states have a law that mandates that insurers must provide an automobile insurance discount for anyone completing an approved driver improvement course. Specific state insurance laws vary and individual states may place additional restrictions on eligibility for automobile insurance reductions or discounts.

When will I receive my certificate?

Your Certificate of Completion will be immediately available for download in PDF format at the conclusion of the course. If you would like to receive a hard copy of your certificate in the mail, you may select your desired shipping method and pay the corresponding fee. (Standard U.S. Mail, FedEx 2Day, Standard Overnight, Priority Overnight.)

Where are the AARP Smart Driver courses?

The 35 locations are Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Kansas, Kentucky, ...

Does AARP offer discounts?

In the states where auto insurance premium discounts are not mandated, several insurance companies voluntarily provide premium discounts to participants completing the AARP Smart Driver course. *The State of New Mexico prohibits AARP from offering the course to participants under the age of 50.

How long does it take to get an AARP driver safety certificate?

To get the AARP driver safety course insurance discount (up to 15%), pay $21.95 to enroll in the AARP SmartDriver course online, complete the course within 60 days and pass the final test. The online course takes four to eight hours to complete, depending on the state. AARP then provides an electronic certificate that can be sent ...

How much does defensive driving cost?

Class prices can vary widely, but most online defensive driving courses cost between $20 and $40. Defensive driving classes focus on avoiding collisions and handling challenging situations on the road.

What is the best alternative to AAA?

The best alternative to AAA roadside assistance is a motor club membership with Better World Club, Good Sam Club, or Allstate Motor Club. Another good alternative to AAA is purchasing a roadside assistance add-on from a traditional car insurance company, especially an insurer that offers multiple plans.

What is Progressive Snapshot?

Progressive Snapshot® uses your smartphone or a plug-in device to reward safe driving and personalize your rates, too. … read full answer. Progressive also has a lot of discounts—99% of policyholders qualify for at least one of them, according to the company.

Does AARP offer discounts for driving online?

The District of Columbia and 23 states require insurance companies to provide a discount to drivers of a certain age who complete an approved driving course online. Another 13 states require the discount for classroom courses, too, but AARP has cancelled all of its classroom courses through 2020 due to the coronavirus pandemic.

Does Progressive offer discounts for homeowners?

Students, homeowners, and even expensive-to- insure teens can also get discounts. Plus, Progressive rewards customer loyalty with discounts for insuring more than one car or getting multiple policies, like home and auto. Progressive is ranked 17th for the cheapest car insurance according to WalletHub's 2021 review.

Is roadside assistance cheaper than AAA?

Roadside assistance from an insurance company is usually less expensive than AAA, but it often provides less coverage. For instance, AAA includes benefits besides roadside assistance, like discounts with affiliated companies, identity theft monitoring, and trip interruption coverage.

What is the AARP class?

AARP's class covers the latest approaches to safe driving, traffic strategies and the touchy question of when to stop driving. For many older people, "to stay independent means continuing to drive," said Merri Dee, state president of AARP Illinois.

How much is Illinois driver safety insurance?

Illinois residents 55 and older who complete a driver safety class are eligible for insurance discounts of about $20 to $150 a year , depending on the policy and their driving record, said Harold Sterling, one of two volunteer Midwest regional coordinators of the AARP Driver Safety Program.

How many people are over 50 in Illinois?

About 3.5 million Illinois drivers are over age 50, and older drivers face a number of challenges. Some rules of the road have changed since they first learned to drive. For example, a new state law requires a driver transporting a disabled person to secure the passenger in a seat belt.

What is AARP Smart Driver?

The AARP Smart Driver™ course, offered by AARP Driver Safety, is the nation’s first and largest refresher course designed specifically for drivers age 50 and older. For more than 35 years, the course has taught over 16 million drivers proven safety strategies so they can continue driving safely for as long as possible. Courses are offered in both English and Spanish in either a traditional classroom setting taught by more than 4,000 AARP-trained volunteers, or through an interactive online course that may be taken from your home computer at your own pace.

What are the effects of medications on driving?

The effects of medications on driving. The importance of eliminating distractions, such as eating, smoking and using a cellphone. After completing the course, you will have a greater appreciation of driving challenges and a better understanding of how to avoid potential collisions and injuring yourself or others.

Do drivers age 50 or older look back on their licenses?

Cars have changed. So have traffic rules, driving conditions and the roads you travel every day. Some drivers age 50-plus have never looked back since they got their first driver's license, but even the most experienced drivers can benefit from refreshing their driving skills.